FDIC Federal Register Citations

First Name: edward

Last Name: corrington

City: north stonington

Country: United States

State or Province: CT

Postal Code: 06359

Organization Name:

Comment Info:

General Comment:1. The names & addresses of 3rd party sources of public record data need to be

made available if data in credit report is in dispute and updated. For example,

they may report a bankruptcy filing but not its withdrawal. Reporting credit

bureau won't give contact info. of source.

2. If the source of a disputed credit report item does not respond to the

credit bureau in writing within 30 days, the CB can not add it back into the

report until the source contacts the individual involved.

I have had to write to small local banks to include positive data not just negative.

Collection agencies do not respond to requests for correction, nor do they go

back to the creditor to verify disputed items.

The source of any data being inputed to credit bureaus should be held to the

same standard & penalties for not complying as credit bureaus