FDIC Federal Register Citations

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FEDERAL DEPOSIT INSURANCE CORPORATION

Privacy Act of 1974; Systems of Records

AGENCY: Federal Deposit Insurance Corporation.

ACTION: Notice of amended, altered and consolidated systems of records.

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SUMMARY: The Federal Deposit Insurance Corporation (``FDIC'') has
conducted a review of systems of records notices published pursuant to
the Privacy Act of 1974 (5 U.S.C. 552a, ``Privacy Act'') and now
publishes this notice of amended, revised, and consolidated systems of
records.

DATES: Comments on the proposed routine uses for the systems of records
included in this notice must be received by the FDIC on or before June
15, 2001. The amendments, revisions and consolidations that are the
subject of

[[Page 27118]]

this notice will become effective 45 days following publication in the
Federal Register, unless a superseding notice to the contrary is
published before that date.

ADDRESSES: Send written comments to Robert E. Feldman, Executive
Secretary, Attention: Comments/OES, FDIC, 550 17th Street, NW.,
Washington, DC 20429. Comments may be hand-delivered to the guard
station at the rear of the 550 17th Street Building (located on F
Street), on business days between 7 a.m. and 5 p.m. (facsimile number
(202) 898-3838; Internet address: comments@fdic.gov). Comments may be
posted on the FDIC internet site at http://www.fdic.gov/regulations/laws/federal/propose.html
and may be inspected and photocopied in the FDIC Public Information Center, Room
100, 801 17th Street, NW., Washington, DC 20429, between 9 a.m. and
4:30 p.m. on business days. All comments should refer to ``FDIC Systems
of Records.''

FOR FURTHER INFORMATION CONTACT: Fredrick L. Fisch, Senior Attorney,
Privacy Act Officer, FDIC, Office of the Executive Secretary, 550 17th
Street, NW., Washington, DC, 20429, (202) 898-3819.

SUPPLEMENTARY INFORMATION: The Privacy Act applies to information about
individuals that may be retrieved by a unique identifier associated
with each individual, such as a name or social security number. The
information about each individual is called a ``record''' and the
system, whether manual or computer-driven, is called a ``system of
records.'' A system is considered altered whenever certain fundamental
changes are made to the system, such as whenever certain disclosures,
called ``routine uses,'' are changed. U.S. Office of Management and
Budget Circular A-130, Appendix I specifies periodic reviews of Privacy
Act systems of records. In accordance with the reviews specified in
Circular A-130, Appendix I, the FDIC has conducted a thorough review of
FDIC's systems of records for accuracy and completeness. The FDIC has
specifically considered changes in technology, function, and
organization that may have rendered existing systems of records notices
out-of-date and reviewed the routine uses published in the system
notices to make sure they are necessary and compatible with the
purposes for which the information is collected. Pursuant to that
review, the FDIC hereby publishes this notice of amended, altered and
consolidated systems of records. In its review, the FDIC has determined
that two of its systems of records should be consolidated and that the
remaining twenty-one systems notices require either technical and/or
substantive revision.
Many of the revisions to existing systems of records reflected by
this notice are minor, technical amendments necessitated by
organizational changes within the FDIC. The location of various systems
and the FDIC divisions or offices responsible for the maintenance of
various systems have been updated to reflect these changes. Also, minor
revisions have been made to clarify or more accurately describe various
system elements and to insure the use of consistent language wherever
possible.
The FDIC has identified two systems of records which should be
consolidated (system 30-64-0009, Examiner Training and Education
Records--FDIC and system 30-64-0007, Employee Education System--FDIC).
Each system contains information about the educational and training
course history of certain categories of employees. For reasons of
efficiency, these systems are consolidated as system 30-64-0007, and
the system name is changed to ``Employee Training Information
Records.''
Additional substantive revisions to FDIC systems of records notices
are as follows:
1. A statement of the purpose(s) for maintaining each system of
records is added to each system notice.
2. The ``Contesting record procedures'' section included in each
system notice is amended to provide that individuals wishing to amend
or contest information in the system should indicate the information
being contested, the reason for contesting it, and the proposed
revision to the information.
3. The ``Notification procedure'' of each system notice has been
updated to provide that individuals requesting their own records must
provide a notarized statement attesting to their identity.
4. A routine use presently included in sixteen system notices (30-
64-0001, -0002, -0005, -0006, -0008, -0010, -0011, -0012, -0013, -0016,
-0018, -0019, -0020, -0022, -0023 and -0024) regarding disclosure of
information to courts, magistrates or administrative tribunals in
connection with civil or criminal proceedings is amended to limit
disclosure to instances when the FDIC is a party to the proceeding or
has a significant interest in the proceeding and the information is
determined to be relevant and necessary. This routine use has also been
added to two systems, 30-64-0003 and -0017 as further detailed in the
notices below.
5. A statement entitled ``Disclosures to consumer reporting
agencies'' providing that ``information, pursuant to subsection (b)(12)
of the Privacy Act, may be disclosed to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e)'' is added to five systems (30-64-
0002, -0007, -0010, -0012, and -0022) and updated in one other system
(30-64-0020). The update is to reference 31 U.S.C. 3711(e), thereby
tracking the language of subsection (b)(12) of the Privacy Act and to
note limitations on the disclosures. (Individuals are referred to 31
U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f) for a definition of the term
``consumer reporting agency.'') The purpose of these disclosures is to
provide an incentive for debtors to the FDIC to repay debts to the FDIC
by making these debts part of their credit records. Disclosure of
records will be limited to the individual's name, Social Security
number, and other information necessary to establish the identity of
the individual, and the existence, validity, amount, status and history
of the debt.
6. A routine use providing that information may be disclosed to
debt collection agents, to any appropriate Federal agency, or to other
third parties who are authorized to collect a Federal debt for the
purpose of collecting delinquent debts due to the FDIC is added to six
systems (30-64-0002, -0007, -0010, -0012, -0020 and -0022). The purpose
of this disclosure is to implement relevant portions of the Debt
Collection Improvement Act of 1996. Disclosure of records will be
limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt.
7. A routine use providing that information may be disclosed to
consultants and contractors to the extent that the information is
relevant and necessary for them to perform their function or fulfill
their contract is added to twelve systems (30-64-0003, -0004, -0005, -
0007, -0008, -0010, -0011, -0012, -0016, -0018, -0019 and -0020). The
routine use contains the proviso that those consultants and contractors
are subject to the relevant provisions of the Privacy Act.
8. The ``Safeguards'' subsection of all system notices with records
stored in electronic media is amended to state that records so stored
are now password protected and accessible only by authorized personnel.
9. A ``Note'' is added to system 30-64-0001 (Attorney-Legal Intern
Applicant Records) to provide for future record storage in electronic
media.
10. The ``Categories of records in the system'' section in system
30-64-0002

[[Page 27119]]

(Financial Institutions Investigative and Enforcement Records) is
amended to add suspicious activity reports. A ``Note'' is added after
the ``Categories of records in the system'' section which states that
certain records in the system may be proprietary to other Federal
entities and that the FDIC may forward requests for such records to the
originating agency. Routine use #2 is modified to include reporting of
information contained in this system to licensing and standards boards,
such as the bar associations and other groups who set standards of
conduct for their professional members. The ``Record access
procedures'' are revised to give notice of certain exemptions from
disclosure under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and (k)(2).
11. The ``Routine uses of records'' section in system 30-64-0003
(Administrative and Personnel Action Records) is revised to add three
routine uses which authorize the disclosure of information to a court,
magistrate or administrative tribunal and to certain government
agencies for the specific purposes and subject to the limitations
described in the routine uses.
12. The ``Categories of records in the system'' section in system
30-64-0004 (Changes in Bank Control Ownership Records) is amended to
include certain financial information of proposed acquirers. The
``Routine uses of records'' section is revised to delete the current
routine use and to add four routine uses which provide for disclosure
of information to: Federal or state financial institution supervisory
authorities; a court, magistrate or administrative tribunal; Federal,
state or local regulatory authorities; and to a congressional office.
The ``Notification procedure'' subsection is revised to provide that
individuals requesting records about themselves must furnish their
name, address, and the name and address of the FDIC insured
institution. The ``Record source categories'' section is amended to add
persons who filed a ``Change in Control Notice'' or ``Notice of
Acquisition of Control'' forms during the period from 1989 to 1995.
Also, a ``Note'' is included in the notice to advise that the system
was maintained only for the period from 1989 to 1995, and that the
resultant, current records system does not maintain information
retrievable by name or any personal identifier.
13. The ``Authority for maintenance of the system'' section in
system 30-64-0005 (Consumer Complaint and Inquiry Records) is revised
to add section 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).
The ``Notification procedure'' section is amended to provide that
requests must include the name and address of the complainant or
inquirer and the name and address of the insured depository institution
that is the subject of the inquiry.
14. The ``Categories of records in the system'' section of system
30-64-0006 (Employee Confidential Financial Disclosure Records) is
revised (i) to delete the Confidential Report of Employment Upon
Resignation, and (ii) to delete from category (5) the limitation that
certain employees' credit cards issued by FDIC insured state nonmember
banks must not exceed a $10,000 line of credit. The ``Policies and
practices'' section for storing, retrieving and safeguarding system
records is updated to reflect that records are stored in electronic
media, as well as paper format. A ``Note'' is added to the notice
advising that various categories of records in the system are
maintained in addition to those maintained in the government-wide
system maintained by the United States Office of Government Ethics
(known as ``OGE/GOVT-2'').
15. As noted above, the system name of 30-64-0007, formerly known
as ``Employee Education System--FDIC,'' is consolidated with system 30-
64-0009 (Examiner Training and Education Records--FDIC) and is changed
to ``Employee Training Information Records.'' The ``Category of records
in the system'' section is amended to delete records pertaining to the
educational history of employees prior to employment with the FDIC. The
``Routine uses of records'' section is revised to add a routine use
which authorizes the disclosure of information to a court, magistrate,
mediator or administrative tribunal. Also, a routine use providing for
disclosure of information to vendors and other appropriate third
parties for the purpose of verification of training or licensing
requirements is amended to include professional licensing boards.
16. The name of system 30-64-0008, formerly known as the Chain Bank
Report, is changed to ``Chain Banking Organizations Identification
Records.'' The ``Category of records'' section is amended to include
stock certificate numbers, total asset size, the percentage of stock
ownership, name of intermediate holding company and the percentage of
holding company stock held by the controlling individual or group
owning or controlling two or more insured depository institutions. The
``Policies and practices'' section for storing, retrieving and
safeguarding the system records is updated to reflect that records are
stored only in electronic media and are retrievable by an assigned
identification number, as well as by name.
17. The name of system 30-64-0010, formerly known as
``Investigative Files and Records,'' is changed to ``Investigative
Files of the Office of the Inspector General.'' The ``Category of
records in the system'' section is amended to include records and
information regarding possible violations of the FDIC employee and
contractor Standards of Conduct. Routine uses (1), (2) and (5) are
revised, and eight new routine uses are included which authorize the
disclosure of information to various agencies, organizations or
individuals for the specific purposes and subject to the limitations
described in the routine uses. These routine uses are compatible with
the purposes for which the records were assembled, as they are narrowly
tailored under limited circumstances and are exemplary of other
approved routine uses for other records of Inspectors General in other
federal agencies subject to the Privacy Act. A ``Note'' is added after
the routine uses stating that records may additionally be disclosed if
they are also present in other nonexempt systems of records. The
``Retention and disposal'' section is amended to provide that records
will be retained for a period of ten years and then destroyed. A second
``Note'' after the ``Notification procedure'' subsection is added to
give the proviso that some records may be exempt from the disclosure
provisions of the Privacy Act as further explained in a subsequent
subsection of the notice.
18. The name of system 30-64-0011, formerly known as the ``Vacancy
Announcement Tracking System,'' is changed to ``Corporate Recruitment
Tracking Records.'' The Office of Government Ethics is added as an
agency to which information may be disclosed under routine use (1).
19. The name of system 30-64-0012, formerly known as the
``Financial Information System'', is changed to ``Financial Information
Management Records.'' The ``System location'' section is revised to
specify that certain records concerning FDIC employees are located with
the General Counsel, Legal Division. A similar change is implemented
for the ``System manager'' section, but only as to limited, specific
records enumerated in the system notice. The ``Categories of
individuals covered by the system'' section is amended to include
``FDIC customers.'' A ``Note'' is added after the ``Categories of
individuals covered by the system'' section stating that the system
also contains records concerning failed bank receiverships,
corporations and other

[[Page 27120]]

entities the records of which are not subject to the Privacy Act. The
``Authority for maintenance of the system'' section is amended to
delete the reference to the Travel Expense Act of 1949. Routine use (6)
providing for disclosure of information to the U.S. Treasury Department
for use in the preparation of savings bonds is deleted. The ``Retention
and disposal'' section has been revised to provide that certain of the
system records are to be retained for a period of ten years and then
transferred to the Federal Records Center or destroyed. The
``Notification procedure'' subsection has been revised to state that
individuals seeking access to the system must include certain
identifying information to aid in the location of records.
20. The ``System location'' section of 30-64-0013 (Insured Bank
Liquidation Records) is revised to reflect that records are now only
located in Washington, DC or Dallas, Texas. The ``Categories of
individuals covered by the system'' section is amended to include
obligees of failed financial institutions for which FDIC has been
appointed receiver or liquidator or provided with open-bank assistance.
A ``Note'' is added after the aforementioned section which states that
this system of records may also contain many records about business
entities and other organizations that may not be subject to the Privacy
Act. The ``Categories of records in the system'' section is revised to
include records concerning receivership claims filed by claimants,
creditors, or obligees of the failed financial institution. A ``Note''
is added after the aforementioned section which gives notice that
records are only held in the system if not inconsistent with any state
law governing failed financial institution receiverships.
21. The name of system 30-64-0016, formerly known as the
``Municipal Securities Dealers and Government Securities Brokers/
Dealers Personnel Records System,'' is changed to ``Professional
Qualification Records for Municipal Securities Dealers, Municipal
Securities Representatives and U.S. Government Securities Brokers/
Dealers.''
22. The name of system 30-64-0017, formerly known as the ``Medical
Records and Emergency Contact Information System,'' is changed to
``Employee Medical and Health Assessment Records.'' ``Notes'' are added
advising that (i) in addition to the FDIC system of records, the United
States Office of Personnel Management maintains its own government-wide
system of records (known as ``OPM/GOVT-10''), and (ii) the records are
disclosed only to a very limited number of FDIC officials. Eight
routine uses are added to authorize disclosure of information to
various offices, agencies, or organizations for the specific purposes
and subject to the limitations described in the routine uses. The
``Policies and practices'' section for storing and safeguarding the
records is amended to reflect that records are stored in electronic
media, as well as paper format. The ``Notification procedure'' section
is revised to provide that all requests must contain the requestor's
name and office where employed. The ``Record source'' section is
amended to include records from health screening programs, ergonomic
assessments or requests for health or medical accommodation.
23. The ``Authority for maintenance of the system'' section for
system 30-64-0018 (Grievance Records) is revised to include section 9
of the Federal Deposit Insurance Act. Routine use (6), concerning
release to the National Archives for records management inspections is
deleted. The ``Storage'' subsection of the section, ``Policies, and
practices for storing, retrieving, accessing, retaining, and disposing
of records in the system'' is amended to provide that some of the
records in the system may be stored in electronic media.
24. The name of system 30-64-0019, formerly known as the
``Secondary Marketing Asset Prospect System,'' is changed to
``Potential Bidders List.''
25. The ``Categories of individuals covered by the system'' section
in system 30-64-0020 (Telephone Call Detail Records) is amended to
include individuals who receive calls placed from or charged to FDIC
telephones. Routine use (2), concerning release of information to the
General Services Administration or the National Archives and Records
Administration, is deleted.
26. Two routine uses are added to system 30-64-0021 (Fitness Center
Records) to allow for the release of information to courts, magistrates
or administrative tribunals and to contractors or subcontractors under
the restrictions and limitations detailed in the routine uses. A
``Note'' is added to provide for future record storage in electronic
media.
27. The ``Category of records in the system'' section in system 30-
64-0022 (Freedom of Information Act and Privacy Act Request Records) is
expanded to further and better explain the types of records found in
the system. A ``Note'' is added immediately after the aforementioned
section which states that other Privacy Act records could become part
of this system during the course of processing a request. The ``System
manager and address'' section is updated to further identify the
correct contact position within the Office of the Executive Secretary.
The ``Records access procedures'' and ``Contesting record procedures''
sections are amended to note that material from FDIC systems of records
which are exempt from certain Privacy Act requirements may be included
in this system of records, and, if so, the material will retain its
original exemption.
28. The ``System location'' section in system 30-64-0023
(Affordable Housing Program Records) is amended to reflect that all
records in the system are now in one location. The ``Categories of
individuals covered by the system'' section is revised to remove
superfluous language. A ``Note'' is added immediately after the
aforementioned section which sets forth some basic requirements for
participation in FDIC's Affordable Housing Program.
29. The name of system 30-64-0024, formerly known as the
``Unclaimed Deposits Reporting System,'' is changed to ``Unclaimed
Deposit Account Records.'' The ``System location'' section is amended
to reflect that all records in the system are now in one location.
System of records 30-64-0015 (Unofficial Personnel System) is not
being revised at this time. An amended Notice of this system will be
published at a later date.
Accordingly, the FDIC proposes to adopt the following systems of
records in their entirety as set forth below:

Federal Deposit Insurance Corporation

Table of Contents

30-64-0001 Attorney--Legal Intern Applicant Records
30-64-0002 Financial Institutions Investigative and Enforcement
Records
30-64-0003 Administrative and Personnel Action Records
30-64-0004 Changes in Bank Control Ownership Records
30-64-0005 Consumer Complaint and Inquiry Records
30-64-0006 Employee Confidential Financial Disclosure Records
30-64-0007 Employee Training Information Records
30-64-0008 Chain Banking Organizations Identification Records
30-64-0009 [Reserved]
30-64-0010 Investigative Files of the Office of the Inspector
General
30-64-0011 Corporate Recruitment Tracking Records
30-64-0012 Financial Information Management Records
30-64-0013 Insured Bank Liquidation Records

[[Page 27121]]

30-64-0014 [Reserved]
30-64-0015 Unofficial Personnel System (to be revised at a later
date)
30-64-0016 Professional Qualification Records for Municipal
Securities Dealers, Municipal Securities Representatives and U.S.
Government Securities Brokers/Dealers
30-64-0017 Employee Medical and Health Assessment Records
30-64-0018 Grievance Records
30-64-0019 Potential Bidders List
30-64-0020 Telephone Call Detail Records
30-64-0021 Fitness Center Records
30-64-0022 Freedom of Information Act and Privacy Act Request
Records
30-64-0023 Affordable Housing Program Records
30-64-0024 Unclaimed Deposit Account Records
30-64-0001

System name:
Attorney--Legal Intern Applicant Records.

System location:
Legal Division, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
Applicants for the position of attorney or legal intern with the
Legal Division of the FDIC.

Categories of records in the system:
Contains correspondence from the applicants and individuals whose
names were provided by the applicants as references; applicants'
resumes; application forms; and in some instances, comments of
individuals who interviewed applicants; documents relating to an
applicant's suitability or eligibility; and writing samples.

Authority for maintenance of the system:
Secs. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
The information in this system is used to evaluate the
qualifications of individuals who apply for attorney or legal intern
positions in the Legal Division.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) In requesting information of individuals or concerns whose
names were supplied by the applicant as references and/or past or
present employers;
(2) To the United States Office of Personnel Management, the Merit
Systems Protection Board, the Office of Special Counsel, the Federal
Labor Relations Authority, an arbitrator, and the Equal Employment
Opportunity Commission, to the extent disclosure is necessary to carry
out the government-wide personnel management, investigatory,
adjudicatory and appellate functions within their respective functions;
(3) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(4) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations, or in connection with criminal proceedings when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary; and
(5) To the appropriate Federal, State, or local agency or authority
responsible for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation, or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule, or order issued pursuant thereto.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in paper format within individual file folders
in file cabinets.

Note: In the future all or some portion of the records may be
stored in electronic media. These records will be retrieved by name
and will be password protected and accessible only by authorized
personnel.

Retrievability:
Individual file folders are indexed and retrieved by name. Records
of unsuccessful applicants are indexed first by job position category
and year and then by name.

Safeguards:
Records are maintained in lockable metal file cabinets accessible
only by authorized personnel.

Retention and disposal:
Records of unsuccessful applicants are retained two years after
their submission; records of successful applicants become a part of the
FDIC's ``Unofficial Personnel System'' (FDIC 30-64-0015) and are
retained two years after the applicant leaves the employ of the FDIC.

System manager(s) and address:
General Counsel, Legal Division, FDIC, 550 17th Street, NW.,
Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records, or to gain access to records maintained in this system,
must submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Unsuccessful applicants or those individuals with applications
pending with the FDIC who request their records must identify the job
position description and year in which they applied. Individuals
requesting their own records must provide their name, address and a
notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The information is obtained from the applicants; references
supplied by the applicants; current and/or former employers of the
applicants; and FDIC employees who interviewed the applicants.

Exemptions claimed for the system:
Pursuant to 12 CFR 310.13(b), investigatory material compiled
solely for the purpose of determining suitability, eligibility, or
qualifications for FDIC employment may be withheld from disclosure to
the extent that disclosure of such material would reveal the identity
of a source who furnished information to the FDIC under an express
promise of confidentiality.
30-64-0002

System name:
Financial Institutions Investigative and Enforcement Records.

System location:
Division of Supervision, Special Activities Section, FDIC, 550 17th
Street, NW., Washington, DC 20429.

[[Page 27122]]

Categories of individuals covered by the system:
(1) Individuals who participate or have participated in the conduct
of or who are or were connected with financial institutions, such as
directors, officers, employees, and customers, and who have been named
in suspicious activity reports, investigatory records, or
administrative enforcement orders or agreements. Financial institutions
include banks, savings and loan associations, credit unions, other
similar institutions, and their affiliates whether or not federally
insured and whether or not established or proposed.
(2) Individuals, such as directors, officers, employees,
controlling shareholders, or persons seeking to establish control of
financial institutions, who are the subject of background checks
designed to uncover criminal activities bearing on the individual's
fitness to be a director, officer, employee, or controlling
shareholder.

Categories of records in the system:
Contains interagency or intra-agency correspondence or memoranda;
criminal referral reports; suspicious activity reports; newspaper
clippings; Federal, State, or local criminal law enforcement agency
investigatory reports, indictments and/or arrest and conviction
information; and administrative enforcement orders or agreements.

Note: Certain records contained in this system (principally
criminal investigation reports prepared by the Federal Bureau of
Investigation, Secret Service, and other federal law enforcement
agencies) are the property of federal law enforcement agencies. Upon
receipt of a request for such records, the FDIC will notify the
proprietary agency of the request and seek guidance with respect to
disposition. The FDIC may forward the request to that agency for
processing in accordance with that agency's regulations.

Authority for maintenance of the system:
Secs. 5, 6, 7, 8, 9, 18, and 19 of the Federal Deposit Insurance
Act (12 U.S.C. 1815, 1816, 1817, 1818, 1819, 1828, 1829).

Purpose(s):
The information is maintained to support the FDIC's regulatory and
supervisory functions by providing a centralized system of information
(1) for conducting and documenting investigations by the FDIC or other
financial supervisory or law enforcement agencies regarding conduct
within financial institutions by directors, officers, employees, and
customers, which may result in the filing of suspicious activity
reports or criminal referrals, referrals to the FDIC Office of the
Inspector General, or the issuance of administrative enforcement
actions; and (2) to identify whether an individual is fit to serve as a
financial institution director, officer, employee or controlling
shareholder.

Routine uses of records maintained (other than proprietary records of
another agency) including categories of users and the purposes of such
uses:
Information in the system may be disclosed:
(1) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(2) To the appropriate Federal, State, or local agency or
authority, or to licensing boards, professional associations or
administrative bodies responsible for investigating or prosecuting a
violation of or for enforcing or implementing a statute, rule,
regulation, or order when the information indicates a violation or
potential violation of law, rule, regulation or order, whether civil,
criminal, or regulatory in nature, and whether arising by general
statute or particular program statute, or by regulation, rule, or order
issued pursuant thereto;
(3) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(4) To a financial institution affected by enforcement activities
or reported criminal activities;
(5) To other Federal, State or foreign financial institutions
supervisory or regulatory authorities;
(6) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a); and
(7) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information contained in these records will
be limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. (f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Records are indexed and retrieved by name of the individual.

Safeguards:
Electronic files are password protected and accessible only by
authorized persons. File folders are maintained in lockable metal file
cabinets.

Retention and disposal:
Electronic media and paper copies are retained until no longer
needed.

System managers and address:
Director, Division of Supervision, FDIC, 550 17th Street, NW.,
Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their name
and address, the name and address of the FDIC-insured bank, and a
notarized statement attesting to their identity.

Record access procedure:
Portions of this system may contain records that are exempt from
disclosure under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and (k)(2). An
individual who

[[Page 27123]]

is the subject of a record in this system may access those records that
are not exempt from disclosure. A determination whether a record may be
accessed will be made at the time a request is received. See
``Notification procedure'' above.

Contesting record procedures:
Portions of this system may contain records that are exempt from
disclosure and contest under 12 CFR 310.13 and 5 U.S.C. 552a(j)(2) and
(k)(2). An individual who is the subject of a record in this system may
contest those records that are not exempt from disclosure. A
determination whether a record is exempt from contest shall be made at
the time a request is received. See ``Notification procedure'' above.
Individuals wishing to contest or amend information maintained in this
system should specify the information being contested, the reasons for
contesting it, and the proposed amendment to such information.

Record source categories:
Financial institutions; financial institution supervisory or
regulatory authorities; newspapers or other public records; witnesses;
current or former FDIC employees; criminal law enforcement and
prosecuting authorities.

Exemptions claimed for the system:
Portions of the records in this system of records were compiled for
law enforcement purposes and are exempt from disclosure under 12 CFR
310.13 and 5 U.S.C. 552a(k)(2). Federal criminal law enforcement
investigatory reports maintained as part of this system may be the
subject of exemptions imposed by the originating agency pursuant to 5
U.S.C. 552a(j)(2).
30-64-0003

System name:
Administrative and Personnel Action Records.

System locations:
Office of the Executive Secretary, FDIC, 550 17th Street, NW.,
Washington, DC 20429.

Categories of individuals covered by the system:
Individuals who have been the subject of administrative actions or
personnel actions by the FDIC Board of Directors or by standing
committees of the FDIC and individuals who have been the subject of
administrative actions by FDIC officials under delegated authority.

Categories of records in the system:
Minutes of the meetings of the FDIC Board of Directors or standing
committees and orders of the Board of Directors, standing committees,
or other officials as well as annotations of entries into the minutes
and orders.

Authority for maintenance of the system:
Secs. 8, 9, and 19 of the Federal Deposit Insurance Act (12 U.S.C.
1818, 1819, 1829).

Purpose(s):
The system is maintained to record the administrative and personnel
actions taken by the FDIC Board of Directors, standing committees, or
other officials.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(8) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(9) To the appropriate Federal, State, or local agency or authority
responsible for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation, or order when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule, or order issued pursuant thereto;
(10) To a congressional office in response to an inquiry made by
the congressional office at the request of the individual to whom the
record pertains;
(11) To a consultant, person or entity who contracts or
subcontracts with the FDIC, to the extent necessary for the performance
of the contract or subcontract. The recipient of the records shall be
required to comply with the requirements of the Privacy Act of 1974, as
amended (5 U.S.C. 552a); and
(12) To the U.S. Office of Personnel Management, General Accounting
Office, the Office of Government Ethics, the Merit Systems Protection
Board, the Office of Special Counsel, the Equal Employment Opportunity
Commission, or the Federal Labor Relations Authority or its General
Counsel of records or portions thereof determined to be relevant and
necessary to carrying out their authorized functions, including but not
limited to a request made in connection with the hiring or retention of
an employee, the issuance of a security clearance, the reporting of an
investigation of an employee, the letting of a contract or issuance of
a grant, license, or other benefit by the requesting agency, but only
to the extent that the information disclosed is necessary and relevant
to the requesting agency's decision on the matter.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media, microfilm, paper format
within individual file folders, minute book ledgers and index cards.

Retrievability:
Records are indexed and retrieved by name.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format, index cards, and minute book
ledgers are stored in lockable metal file cabinets or vault accessible
only by authorized personnel. A security copy of certain microfilmed
portions of the records is retained at another location.

Retention and disposal:
Permanent.

System manager(s) and address:
Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC
20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
or seeking access to records maintained in this system must submit
their requests in writing to the Office of the Executive Secretary,
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.
Individuals requesting their own records must provide their name,
address and a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reason for contesting it, and the
proposed amendment to such information.

[[Page 27124]]

Record source categories:
Intra-agency records.

Exemptions claimed for the system:
None.
30-64-0004

System name:
Changes in Bank Control Ownership Records.

System location:
Division of Supervision, FDIC, 550 17th Street, NW., Washington, DC
20429.

Categories of individuals covered by the system:
(a) Individuals who acquired or disposed of voting stock in an
FDIC-insured bank resulting in a change of bank control or ownership;
and (b) individuals who filed or are included as a member of a group
listed in a ``Notice of Acquisition of Control'' of an FDIC-insured
bank.

Note: The information is maintained only for the period 1989 to
1995. Commencing in 1996 the records were no longer collected nor
maintained on an individual name or personal identifier basis and
are not retrievable by individual name or personal identifier.
Beginning in 1996, information concerning changes in bank control is
collected and maintained based upon the name of the FDIC-insured
financial institution or specialized number assigned to the FDIC-
insured financial institution.

Categories of records in the system:
Records include the name of proposed acquirer; statement of assets
and liabilities of acquirer; statement of income and sources of income
for each acquirer; statement of liabilities for each acquirer; name and
location of the bank; number of shares to be acquired and outstanding;
date ``Change in Control Notice'' or ``Notice of Acquisition of
Control'' was filed; name and location of the newspaper in which the
notice was published and date of publication. For consummated
transactions, names of sellers/transferors; names of purchasers/
transferees and number of shares owned after transaction; date of
transaction on institution's books, number of shares acquired and
outstanding. If stock of a holding company is involved, the name and
location of the holding company and the institution(s) it controls.

Authority for maintenance of the system:
Sec. 7 (j) of the Federal Deposit Insurance Act (12 U.S.C.
1817(j)).

Purpose(s):
The system maintains information on individuals involved in changes
of control of FDIC-insured banks for the period 1989 to 1995 and is
used to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To other Federal or State financial institution supervisory
authorities;
(2) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(3) To the appropriate Federal, State, or local agency or authority
responsible for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation, or order when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule, or order issued pursuant thereto;
(4) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains; and
(5) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Records for the period 1989 to 1995 are indexed and retrieved by
name of the individual.

Safeguards:
Electronic files are password protected and accessible only by
authorized persons. File folders are maintained in lockable metal file
cabinets.

Retention and disposal:
Electronic media and paper copies are retained until no longer
needed and are destroyed in accordance with established FDIC record
retention and disposal schedules.

System manager(s) and address:
Director, Division of Supervision, FDIC, 550 17th Street, NW.,
Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their
name, address, the name and address of the FDIC-insured bank, and a
notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend the information maintained in this system should
specify the information being contested, the reasons for contesting it,
and the proposed amendment to such information.

Record source categories:
Persons who acquired control of an FDIC-insured bank; the insured
bank or holding company in which control changed; filed ``Change in
Control Notice'' form and ``Notice of Acquisition of Control'' form
during the period 1989 to 1995; Federal and State financial institution
supervisory authorities.

Exemptions claimed for the system:
None.
30-64-0005

System name:
Consumer Complaint and Inquiry Records.

System location:
Division of Compliance and Consumer Affairs, FDIC, 550 17th Street,
NW., Washington, DC 20429, and FDIC regional offices for complaints or
inquiries originating within or involving an FDIC-insured depository
institution located in an FDIC region. (See Appendix A for a list of
the FDIC regional offices and their addresses.)

Categories of individuals covered by the system:
Individuals who have submitted complaints or inquiries concerning

[[Page 27125]]

activities or practices of FDIC-insured depository institutions.

Categories of records in the system:
Contains correspondence and records of other communications between
the FDIC and the individual submitting a complaint or making an
inquiry, including copies of supporting documents supplied by the
individual. May contain correspondence between the FDIC and the FDIC-
insured depository institution in question and/or intra-agency or
inter-agency memoranda or correspondence concerning the complaint or
inquiry.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819) and
sec. 202(f) of title II of the Federal Trade Improvement Act (15 U.S.C.
57a(f)).

Purpose(s):
The system maintains correspondence from individuals regarding
complaints or inquiries concerning activities or practices of FDIC-
insured depository institutions. The information is used to identify
concerns of individuals, to manage correspondence received from
individuals and to accurately respond to complaints, inquiries, views
and concerns expressed by individuals. The information in this system
supports the FDIC regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To the insured depository institution which is the subject of
the complaint or inquiry when necessary to investigate or resolve the
complaint or inquiry;
(2) To authorized third-party sources during the course of the
investigation in order to resolve the complaint or inquiry. Information
that may be disclosed under this routine use is limited to the name of
the complainant or inquirer and the nature of the complaint or inquiry
and such additional information necessary to investigate the complaint
or inquiry;
(3) To the Federal or State supervisory/regulatory authority that
has direct supervision over the insured depository institution that is
the subject of the complaint or inquiry;
(4) To the appropriate Federal, State, or local agency or authority
responsible for investigating or prosecuting a violation of, or for
enforcing or implementing a statute, rule, regulation, or order issued,
when the information indicates a violation or potential violation of
law, whether civil, criminal, or regulatory in nature, and whether
arising by general statute or particular program statute, or by
regulation, rule, or order issued pursuant thereto;
(5) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding, to the extent that the information is determined to be
relevant and necessary;
(6) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains; and
(7) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Electronic media and paper format are indexed and retrieved by
unique identification number which may be cross referenced to the name
of complainant or inquirer.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format files are maintained in lockable
metal file cabinets accessible only to authorized personnel.

Retention and disposal:
Records are retained for two years after receipt, unless updated by
correspondence received during the second year. Electronic media is
deleted and paper format records are destroyed in accordance with the
FDIC Records Retention and Disposition Schedule.

System manager(s) and address:
Associate Director, Division of Compliance and Consumer Affairs,
FDIC, 550 17th Street, NW., Washington, DC 20429, or the Regional
Director, Division of Compliance and Consumer Affairs for records
maintained in FDIC regional offices (See Appendix A for the location of
FDIC Regional Offices).

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. The request must contain the name and address of the complainant
or inquirer and the name and address of the insured depository
institution that is the subject of the complaint or inquiry.
Individuals requesting their own records must provide their name,
address and a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The information is obtained from the individual on whom the record
is maintained; FDIC-insured depository institutions that are the
subject of the complaint; the appropriate agency, whether Federal or
State, with supervisory authority over the institution; congressional
offices that may initiate the inquiry; and other parties providing
information to the FDIC in an attempt to resolve the complaint or
inquiry.

Exemptions claimed for the system:
None.
30-64-0006

System name:
Employee Confidential Financial Disclosure Records.

System location:
Records are located in component divisions, offices and regional
offices to which individuals covered by the system are assigned.
Duplicate copies of the records are located in the Office of the
Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429.
A complete list of record locations is available from the Office of the
Executive Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429
(See

[[Page 27126]]

Appendix A for a list of the FDIC regional offices and their
addresses).

Categories of individuals covered by the system:
Current and former officers and employees, and special government
employees.

Categories of records in the system:
Contains statements of personal and family financial holdings and
other interests in business enterprises and real property; listings of
creditors and outside employment; opinions and determinations of ethics
counselors; information related to conflict of interest determinations;
and information contained on the following forms:
(1) Confidential Financial Disclosure Report--contains listing of
personal and family investment holdings, interests in business
enterprises and real property, creditors, and outside employment.
(2) Confidential Report of Indebtedness--contains information on
extensions of credit to employees, including loans and credit cards, by
FDIC-insured depository institutions or their subsidiaries; may also
contain memoranda and correspondence relating to requests for approval
of certain loans extended by insured banks or subsidiaries thereof.
(3) Confidential Report of Interest in FDIC-Insured Depository
Institution Securities--contains a brief description of an employee's
direct or indirect interest in the securities of an FDIC-insured
depository institution or affiliate, including a depository institution
holding company, and the date and manner of acquisition or divestiture;
a brief description of an employee's direct or indirect continuing
financial interest through a pension or retirement plan, trust or other
arrangement, including arrangements resulting from any current or prior
employment or business association, with any FDIC-insured depository
institution, affiliate, or depository institution holding company; and
a certification acknowledging that the employee has read and
understands the rules governing the ownership of securities in FDIC-
insured depository institutions.
(4) Employee Certification and Acknowledgment of Standards of
Conduct Regulation--contains employee's certification and
acknowledgment that he or she has received a copy of the Standards of
Ethical Conduct for Employees of the FDIC.
(5) Confidential Statement of Credit Card Obligation in FDIC-
insured State Nonmember Bank and Acknowledgment of Conditions for
Retention--Notice of Disqualification--for Division of Supervision and
Division of Compliance and Consumer Affairs employees; identifies FDIC-
insured State Nonmember depository institutions outside the employee's
region or field office of assignment from which a credit card was
obtained, and employee certification that the credit cards listed were
obtained only under such terms and conditions as are available to the
general public, and that the employee is aware of and understands the
requirement for self-disqualification from participation in matters
affecting the creditors identified.

Note: The records identified in categories (2)-(5) above are
maintained in addition to those maintained by the United States
Office of Government Ethics for the government-wide system of
records identified as ``Confidential Statements of Employment and
Financial Interests,'' (known as OGE/GOVT-2).

Authority for maintenance of the system:
Ethics in Government Act of 1978 (5 U.S.C. 7301 and App.); sec. 9
and 12(f) of the Federal Deposit Insurance Act (12 U.S.C. 1819(a) and
1822(f)); 26 U.S.C. 1043; Executive Order Nos. 12674 (as modified by
12731), 12565, and 11222; 5 CFR parts 2634, 2635 and 3201.

Purpose(s):
The records are maintained to assure compliance with the standards
of conduct for Government employees contained in the Executive Orders,
Federal Statutes and FDIC regulations and to determine if a conflict of
interest exists between employment of individuals by the FDIC and their
personal employment and financial interests.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To the appropriate Federal, State or local agency or
responsible authority, such information that is necessary and pertinent
for investigating or prosecuting a violation of or for enforcing or
implementing a statute, rule, regulation, or order when the information
indicates a violation or potential violation of law whether civil,
criminal, or regulatory in nature, and whether arising by general
statute or particular program statute or by regulation, rule, or order
issued pursuant thereto;
(2) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(3) To third party sources and their representatives during the
course of an investigation to obtain information relevant or pertinent
to resolve a conflict or potential conflict of interest. Information is
disclosed to the extent necessary and pertinent to conduct an
investigation with respect to a conflict of interest investigation or
determination; and
(4) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation or settlement
negotiations, or in connection with the criminal proceedings, when the
FDIC is a party to the proceeding or has a significant interest in the
proceeding, to the extent that the information is determined to be
relevant and necessary.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Records are indexed and retrieved by name of individual. Electronic
media and paper format do not index the names of prospective employees
who are not selected for employment.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format copies are maintained in lockable
file cabinets.

Retention and disposal:
Records concerning prospective employees who are not selected for
employment are retained for one year and then destroyed, except that
documents needed in an ongoing investigation will be retained until no
longer needed in the investigation. All other records are retained for
six years and then destroyed. Entries maintained in electronic media
are deleted, except that paper format documents and electronic media
entries needed in an ongoing investigation will be retained until no
longer needed for the investigation.

System manager(s) and address:
Ethics Counselor, Office of the Executive Secretary, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records

[[Page 27127]]

or seeking access to records maintained in this system must submit
their request in writing to the Office of the Executive Secretary,
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.
Individuals requesting their own records must provide their name,
address and a notarized statement attesting to their identity. The
request must identify the office location of the individual covered by
the system.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The information is obtained from the individual or a person or
entity designated by the individual; Ethics Counselors; Deputy Ethics
Counselors; support personnel or other parties to whom the FDIC has
provided information in connection with evaluating the records
maintained.

Exemptions claimed for the system:
None.
30-64-0007

System name:
Employee Training Information Records.

System location:
Division of Administration, Training and Consulting Services
Branch, 3501 Fairfax Drive, Arlington, Virginia 22226; Office of
Management and Policy, FDIC Office of Inspector General, 550 17th
Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
All current and former employees.

Categories of records in the system:
Contains the educational and training course history of an
individual while employed by the FDIC. Records include schedule of
employee's training classes and other educational programs attended,
dates of attendance, tuition fees and expenses. The system may also
contain employee certifications on training attended, employee
certifications or other information on educational degrees or
professional memberships, and other similar information.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
The system is used by employees, training administrators and
managers to record training and educational courses attended and to
manage and plan training courses. The system maintains attendance
records for an employee of courses attended and is utilized for FDIC
internal reporting purposes and to maintain records for applicable
continuing education requirements.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To the United States Office of Personnel Management, the Merit
Systems Protection Board, the Office of Special Counsel, the Federal
Labor Relations Authority, an arbitrator, the Equal Employment
Opportunity Commission, or another Federal agency, to the extent
disclosure is determined to be relevant and necessary to carry out
government-wide personnel management, security, investigatory,
adjudicatory and appellate functions, or the issuance of a contract,
grant, license or other benefit by a requesting agency;
(2) To a court, magistrate, alternative dispute resolution mediator
or administrative tribunal in the course of presenting evidence,
including disclosures to counsel or witnesses in the course of civil
discovery, litigation, or settlement negotiations or in connection with
criminal proceedings when the FDIC is a party to the proceeding or has
a significant interest in the proceeding and the information is
determined to be relevant and necessary;
(3) To a congressional office in response to a written inquiry made
by the congressional office at the request of the individual to whom
the record pertains;
(4) To educational institutions for purposes of enrollment and
verification of employee attendance and performance;
(5) To vendors, professional licensing boards or other appropriate
third parties, for the purpose of verification, confirmation, and
substantiation of training or licensing requirements.
(6) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a); and
(7) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information contained in these records will
be limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Electronic media are accessible by social security number or name.
File folders are indexed and retrieved by name of individual.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper records within individual file folders are
maintained in lockable metal file cabinets accessible only by
authorized personnel.

Retention and disposal:
Permanent retention.

System manager(s) and addresses:
Assistant Director, Training Operations, Training and Consulting
Services Branch, FDIC, 3501 Fairfax Drive, Arlington, Virginia 22226-
3500; Assistant Inspector General, Office of Management and Policy,
Office of Inspector General, 550 17th Street, NW., Washington, DC
20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records

[[Page 27128]]

or seeking access to records maintained in this system must submit
their request in writing to Office of the Executive Secretary, FOIA/PA
Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. Individuals
requesting their own records must provide their name, address and a
notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The information is obtained from the employee on whom the record is
maintained; training administrators and the training facility or
institution attended.

Exemptions claimed for the system:
None.
30-64-0008

System name:
Chain Banking Organizations Identification Records.

System location:
Division of Supervision, FDIC, 550 17th Street, NW., Washington, DC
20429, and FDIC regional offices. (See Appendix A for a list of the
FDIC regional offices and their addresses.)

categories of individuals covered by the system:
Individuals who directly, indirectly, or in concert with others,
own or control two or more insured depository institutions.

Categories of records in the system:
Contains information relating to an individual (or group of
individuals acting in concert) that own or control two or more insured
depository institutions as well as the insured depository institutions
names, locations, stock certificate numbers, total asset size, and
percentage of outstanding stock owned by the controlling individual or
group of individuals; charter types and, if applicable, name of
intermediate holding entity and percentage of holding company held by
controlling individual or group.

Authority for maintenance of the system:
Secs. 7(j) and 9 of the Federal Deposit Insurance Act (12 U.S.C.
1817(j) and 1819).

Purpose(s):
This system identifies and maintains information of possible linked
FDIC-insured depository institutions or holding companies which, due to
their common ownership, present a concentration of resources that could
be susceptible to common risks. The information in this system is used
to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To other Federal or State financial institution supervisory
authorities for: (a) Coordination of examining resources when the chain
banking organization is composed of insured depository institutions
subject to multiple supervisory jurisdictions; (b) coordination of
evaluations and analysis of the condition of the consolidated chain
organization; and (c) coordination of supervisory, corrective or
enforcement actions;
(2) To the appropriate Federal, State or local agency or
responsible authority, such information that is necessary and pertinent
for investigating or prosecuting a violation of or for enforcing or
implementing a statute, rule, regulation or order, when the information
indicates a violation or potential violation of law, whether civil,
criminal or regulatory in nature, and whether arising by general
statute or particular program statute or by regulation, rule or order
issued pursuant thereto;
(3) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal law proceedings, when the
FDIC is a party to the proceeding or has a significant interest in the
proceeding, to the extent that the information is determined to be
relevant and necessary;
(4) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains; and
(5) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining
and disposing of records in the system:
Storage:
Records are stored in electronic media.

Retrievability:
Indexed and retrieved by name of controlling individual(s) or
assigned identification number.
Safeguards:
Electronic files are password protected and accessible only by
authorized personnel.

Retention and disposal:
Records are maintained in electronic media. Certain records are
archived in off-line storage. All records are periodically updated to
reflect changes and maintained as long as needed and then deleted.

System manager(s) and address:
Director, Division of Supervision, FDIC, 550 17th Street, NW.,
Washington, DC 20429

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or to gain access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their
name, address and a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Examination reports and related materials; regulatory filings; and
Change in Bank Control Notices filed pursuant to 12 U.S.C. 1817(j).

Exemptions claimed for the system:
None.
30-64-009 [Reserved]
30-64-0010

System name:
Investigative Files of the Office of the Inspector General.

[[Page 27129]]

System location:
Office of the Inspector General (``OIG''), FDIC, 550 17th Street,
NW., Washington, DC 20429. In addition, records are maintained at OIG
field offices. OIG field office locations can be obtained by contacting
the Assistant Inspector General for Investigations, 550 17th Street,
NW., Washington, DC 20429.

Categories of individuals covered by the system:
Current and former FDIC employees and individuals involved in or
associated with FDIC programs and operations including contractors,
subcontractors, vendors and individuals associated with inquiries and
investigations, including witnesses, complainants, and suspects.

Categories of records in the system:
Investigative files, including memoranda, computer-generated
background information, correspondence, computerized case management
and tracking files, reports of investigations with related exhibits,
statements, affidavits, records or other pertinent documents, reports
from or to other law enforcement bodies, pertaining to violations or
potential violations of criminal laws, fraud, waste, and abuse with
respect to administration of FDIC programs and operations, and
violations of employee and contractor Standards of Conduct as set forth
in section 12(f) of the Federal Deposit Insurance Act (12 U.S.C.
1822(f)) and 5 CFR parts 2634, 2635 and 3201.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819); the
Inspector General Act of 1978, as amended, (5 U.S.C. App. 3).

Purpose(s):
Pursuant to the Inspector General Act, the system is maintained for
the purposes of (1) conducting and documenting investigations by the
OIG or other investigative agencies regarding FDIC programs and
operations in order to determine whether employees or other individuals
have been or are engaging in waste, fraud and abuse with respect to the
FDIC's programs or operations and reporting the results of
investigations to other Federal agencies, other public authorities or
professional organizations which have the authority to bring criminal
or civil or administrative actions, or to impose other disciplinary
sanctions; (2) documenting the outcome of OIG investigations; (3)
maintaining a record of the activities which were the subject of
investigations; (4) reporting investigative findings to other FDIC
components or divisions for their use in operating and evaluating their
programs or operations, and in the imposition of civil or
administrative sanctions; and (5) acting as a repository and source for
information necessary to fulfill the reporting requirements of the
Inspector General Act.

Routine uses of records maintained in the system, including categories
of users and purposes of such uses:
Information in the system may be disclosed:
(1) To the appropriate Federal, State, local, foreign or
international agency or authority responsible for investigating or
prosecuting a violation of or for enforcing or implementing a statute,
rule, regulation, or order, when the record, either by itself or in
combination with other information, indicates a violation or potential
violation of law, or contract, whether civil, criminal, or regulatory
in nature, and whether arising by general statute or particular program
statute, or by regulation, rule, or order issued pursuant thereto;
(2) To a court, magistrate, alternative dispute resolution mediator
or administrative tribunal in the course of presenting evidence,
including disclosures to counsel or witnesses in the course of civil
discovery, litigation, or settlement negotiations or in connection with
criminal proceedings when the FDIC or OIG is a party to the proceeding
or has a significant interest in the proceeding and the information is
determined to be relevant and necessary;
(3) To the FDIC's or another Federal agency's legal representative,
including the U.S. Department of Justice or other retained counsel,
when the FDIC, OIG or any employee thereof is a party to litigation or
administrative proceeding or has a significant interest in the
litigation or proceeding;
(4) To a grand jury agent pursuant either to a Federal or State
grand jury subpoena or to a prosecution request that such record be
released for the purpose of its introduction to a grand jury;
(5) To the subjects of an investigation and their representatives
during the course of an investigation and to any other person or entity
that has or may have information relevant or pertinent to the
investigation to the extent necessary to assist in the conduct of the
investigation;
(6) To third-party sources during the course of an investigation
only such information as determined to be necessary and pertinent to
the investigation in order to obtain information or assistance relating
to an audit, trial, hearing, or any other authorized activity of the
OIG;
(7) To a congressional office in response to a written inquiry made
by the congressional office at the request of the individual to whom
the records pertain;
(8) To a Federal, State, or local agency maintaining civil,
criminal, or other relevant enforcement information or other pertinent
information, such as current licenses, if necessary for the FDIC to
obtain information concerning the hiring or retention of an employee,
the issuance of a security clearance, the letting of a contract, or the
issuance of a license, grant, or other benefit;
(9) To a Federal agency responsible for considering suspension or
debarment action where such record is determined to be necessary and
relevant;
(10) To a consultant, person or entity who contracts or
subcontracts with the FDIC or OIG, to the extent necessary for the
performance of the contract or subcontract. The recipient of the
records shall be required to comply with the requirements of the
Privacy Act of 1974, as amended (5 U.S.C. 552a);
(11) To a governmental, public or professional or self-regulatory
licensing organization when such record indicates, either by itself or
in combination with other information, a violation or potential
violation of professional standards, or reflects on the moral,
educational, or professional qualifications of an individual who is
licensed or who is seeking to become licensed;
(12) To the U.S. Office of Personnel Management, General Accounting
Office, Office of Government Ethics, Merit Systems Protection Board,
Office of Special Counsel, Equal Employment Opportunity Commission,
Department of Justice, Office of Management and Budget or the Federal
Labor Relations Authority of records or portions thereof determined to
be relevant and necessary to carrying our their authorized functions,
including but not limited to a request made in connection with the
hiring or retention of an employee, rendering advice requested by OIG,
the issuance of a security clearance, the reporting of an investigation
of an employee, the reporting of an investigation of prohibited
personnel practices, the letting of a contract or issuance of a grant,
license, or other benefit by the requesting agency, but only to the
extent that the information disclosed is necessary and relevant to

[[Page 27130]]

the requesting agency's decision on the matter;
(13) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information contained in these records will
be limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt; and
(14) To other Federal Offices of Inspector General for the purpose
of conducting quality assessments or peer reviews of the OIG, or its
investigative components.

Note: In addition to the foregoing, a record which is contained
in this system and derived from another FDIC system of records may
be disclosed as a routine use as specified in the published notice
of the system of records from which the record is derived.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Records are indexed and retrieved by name of individual, unique
investigation number assigned, referral number, or investigative
subject matter.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. File folders are maintained in lockable metal
file cabinets and lockable offices accessible only by authorized
personnel.

Retention and disposal:
Electronic media and file folders are retained for ten years and
then destroyed by deletion or shredding.

System manager(s) and address:
Assistant Inspector General for Investigations, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or to gain access to records maintained in this system must
submit their request in writing to Office of the Executive Secretary,
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.
Individuals requesting their own records must provide their name,
address and a notarized statement attesting to their identity.

Note: This system contains records that are exempt under 5
U.S.C. 552a (j)(2), (k)(2) and (k)(5). See the section of this
notice titled ``Systems exempted from certain provisions of the
Act'' below.

Records access procedure:
See ``Notification procedure'' above.

Contesting record procedure:
See ``Notification procedure'' above and the section of this notice
titled ``Systems exempted from certain provisions of the act.''
Individuals wishing to contest or amend information maintained in this
system should specify the information being contested, the reasons for
contesting it, and the proposed amendment to such information.

Record source categories:
Current and former employees of the FDIC, other government
employees, private individuals, vendors, contractors, subcontractors,
witnesses and informants.

Exemptions claimed for the system:
This system of records, to the extent that it consists of
information compiled for the purpose of criminal investigations, has
been exempted from the requirements of subsections (c)(3) and (4); (d);
(e)(1), (2) and (3); (e)(4)(G) and (H); (e)(5); (e)(8); (f); (g); (h);
and (i) of the Privacy Act pursuant to 5 U.S.C. 552a (j)(2). In
addition, this system of records, to the extent that it consists of
other investigatory material compiled for law enforcement purposes has
been exempted from the requirements of subsections (c)(3); (d); (e)(1);
(e)(4)(G) and (H); (f); (g); (h); and (i) of the Privacy Act pursuant
to 5 U.S.C. 552a (k)(2). Finally, this system of records, to the extent
that it consists of investigatory material compiled for the purpose of
determining suitability, eligibility, or qualifications for Federal
civilian employment or Federal contracts, the release of which would
reveal the identity of a source who furnished information to the FDIC
on a confidential basis, has been exempted from the requirements of
subsection (c)(3) and (d) of the Privacy Act pursuant to 5 U.S.C. 552a
(k)(5).
30-64-0011

System name:
Corporate Recruitment Tracking Records.

System location:
Personnel Services Branch, Division of Administration, FDIC, 550
17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
Individuals filing applications for employment with the FDIC in
response to advertised position vacancy announcements.

Categories of records in the system:
Position vacancy announcement information such as position title,
series and grade level(s), office and duty location, opening and
closing date of the announcement, and dates of referral and return of
lists of qualified candidates; applicant personal data such as name,
address, social security number, date of birth, sex, veterans'
preference and federal competitive status; and applicant qualification
and processing information such as qualifications, grade level
eligibility, reason for ineligibility, referral status, and dates of
notification.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819); 5
U.S.C. 1104.

Purpose(s):
The records are collected and maintained to monitor and track
individuals filing employment applications with the FDIC and to assess
recruiting goals and objectives.

Routine uses of records maintained in the system, including categories
of users and purposes of such uses:
Information in this system of records may be disclosed:
(1) To the U.S. Office of Personnel Management, the Merit Systems
Protection Board, the Office of Government Ethics, the Office of
Special Counsel, the Federal Labor Relations Authority or its General
Counsel, the Equal Employment Opportunity Commission, to the extent
disclosure is

[[Page 27131]]

determined to be relevant and necessary to carry out the government-
wide personnel management, investigatory, adjudicatory, and appellate
functions within their respective jurisdictions;
(2) To a congressional office in response to a written inquiry made
by a congressional office at the request of the individual to whom the
record pertains;
(3) To the appropriate Federal, State or local agency or
responsible authority, such information that is necessary and pertinent
for investigating or prosecuting a violation of, or for enforcing or
implementing a statute, rule, regulation, or order, when the
information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule or order issued pursuant thereto;
(4) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary; and
(5) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media.

Retrievability:
Indexed and retrieved by name and social security number of
individual applicant.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Network servers are located in a locked room with
physical access limited to only authorized personnel.

Retention and disposal:
Information is maintained for two years and, if no longer needed,
deleted.

System manager(s) and address:
Assistant Director, Information Systems and Services Section,
Personnel Service Branch, Division of Administration, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or gain access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their
name, address and a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information originates from position vacancy announcements,
applications for employment submitted by individuals, and applicant
qualification and processing system.

Exemptions claimed for the system:
None.
30-64-0012

System name:
Financial Information Management Records.

System location:
Division of Finance, FDIC, 550 17th Street, NW., Washington, DC
20429. Records concerning garnishments, attachments, wage assignments
and related records concerning FDIC employees are located with the
General Counsel, Legal Division, FDIC, 550 17th Street NW., Washington,
DC 20429.

Categories of individuals covered by the system:
Current and former employees, current and former vendors and
contractors providing goods and/or services to the FDIC, and current
and former FDIC customers.

Note: Only records reflecting personal information are subject
to the Privacy Act. This system also contains records concerning
failed bank receiverships, corporations, other business entities,
and organizations whose records are not subject to the Privacy Act.

Categories of records in the system:
This system contains (a) employee payroll and disbursement-related
records; (b) contractor and vendor invoices and other accounts payable
records; and (c) customer records related to accounts receivables. The
payroll and/or disbursement records include employees' mailing
addresses and home addresses; rate and amount of pay; hours worked;
leave accrued and leave balances; tax exemption; tax deductions for
employee supplemental payments; and Corporate payments for taxes, life
insurance, health insurance, and retirement funds. Records relating to
employee claims for reimbursement of official travel expenses include
travel authorizations, advances, vouchers showing amounts claimed,
exceptions taken as a result of audit, advance balances applied,
amounts paid, and travel savings awards program payments. Other records
maintained on employees include reimbursement claims for relocation
expenses consisting of authorizations, advances, vouchers of amounts
claimed and amounts paid; reimbursement for educational expenses or
professional membership dues and licensing fees; awards and buyout
payments; child care and Life Cycle reimbursements; advances or other
funds owed to the FDIC; and garnishments, attachments, wage assignments
or related records. Records on individuals who are not employees of the
FDIC consist of all documents relating to the purchase of goods and/or
services from those individuals including contractual documents and
amounts paid as well as customer information necessary for the
collection of accounts receivable. The records may also include general
ledger and detailed trial balances and supporting data.

Authority for maintenance of the system:
Secs. 9 and 10(a) of the Federal Deposit Insurance Act (12 U.S.C.
1819 and 1820(a)).

Purpose(s):
The records are maintained for the FDIC and the failed bank
receiverships managed by the FDIC. The records are used to manage and
account for financial transactions of the FDIC. The records and
associated databases and subsystems provide a data source for the
production of reports and documentation for internal and external
management reporting associated with the financial operations of the
FDIC.

[[Page 27132]]

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To auditors employed by the General Accounting Office;
(2) To the appropriate Federal, State or local agency or authority
responsible for investigating or prosecuting a violation of, or for
enforcing or implementing a statute, rule, regulation or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal or regulatory in nature, and whether arising by
general statute or particular program statute or by regulation, rule or
order issued pursuant thereto;
(3) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(4) To the United States Office of Personnel Management, the Merit
Systems Protection Board, the Office of Special Counsel, the Federal
Labor Relations Authority, an arbitrator, and the Equal Employment
Opportunity Commission, to the extent disclosure is necessary to carry
out the government-wide personnel management, investigatory, adjudicate
and appellate functions within their respective jurisdictions;
(5) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(6) To Federal, State, and City income tax authorities, including
the Internal Revenue Service and the Social Security Administration,
and to other recipients, as authorized by the employee, including the
United States Treasury Department, savings institutions, insurance
carriers, and charity funds;
(7) By the FDIC Office of Inspector General to vendors, carriers,
or other appropriate third parties for the purpose of verification,
confirmation, or substantiation during the performance of audits or
investigations;
(8) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a); and
(9) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information contained in these records will
be limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system;
Storage:
Records are stored in electronic media and paper format/record
cards in individual file folders.

Retrievability:
Electronic media are indexed and retrievable by social security
number or specialized identifying number; paper format/record cards are
indexed and retrieved by name.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format/record cards are maintained in
lockable metal file cabinets.

Retention and disposal:
Financial receipt and payment, trial balance, payroll and employee
supplemental payment, and official travel expense and reimbursement
records are retained by the FDIC for ten years in electronic format and
then transferred to the Federal Records Center or destroyed. Source
documents for employee financial records and authorization vouchers are
retained for the period of use and up to six additional years, after
which they are destroyed. Records on individuals who are employees of
the FDIC authorized to approve payment authorization vouchers or
regulatory and supervision expenditures are maintained for a period of
three years or until the next audit by the General Accounting Office.

System manager(s) and address:
Director, Division of Finance, FDIC, 550 17th Street, NW.,
Washington, DC 20429. For records about FDIC employees concerning
garnishments, attachments, wage assignments and related records, the
system manager is the General Counsel, Legal Division, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification Procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FDIC, FOIA/PA Unit, 550 17th Street, NW., Washington, DC
20429. The request must contain the individual's name, social security
number, a notarized statement attesting to their identity, and, to the
extent relevant, the duty station, division and approximate dates of
employment.

Records access procedures:
See ``Notification procedure'' above.

Contesting records procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information contained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The information is obtained from the individual upon whom the
record is maintained; other government agencies, contractors, documents
submitted to or received from another FDIC office maintaining the
records in the performance of their duties. Where an employee is
subject to a tax lien, a bankruptcy, an attachment, or a wage
garnishment, information also is obtained from the appropriate taxing
or judicial authority.

Exemptions claimed for the system:
None.
30-64-0013

System name:
Insured Bank Liquidation Records.

System location:
Division of Resolutions and Receiverships, FDIC, 550 17th Street,
NW., Washington, DC 20429; and Field Operations Branch, Division of
Resolutions and Receiverships, FDIC,

[[Page 27133]]

1910 Pacific Ave, Dallas, Texas 75201.

Categories of individuals covered by the system:
Individuals who were obligors or obligees of FDIC-insured financial
institutions for which the FDIC was appointed receiver or liquidator or
FDIC-insured financial institutions that were provided open-bank
assistance by the FDIC and the FDIC is acting as liquidator, receiver
or conservator of certain of the financial institution's assets.

Note: Only records reflecting personal information are subject
to the Privacy Act. This system also contains records concerning
failed bank receiverships, corporations, other business entities,
and organizations whose records are not subject to the Privacy Act.

Categories of records in the system:
This system contains the individual's files held by the closed
financial institution or assisted financial institution, which files
may include the loan or contractual agreement and related documents and
correspondence. It also contains FDIC asset files, including judgments
obtained, restitution orders and loan deficiencies arising from the
liquidation of the obligor's loan asset(s) and associated collateral,
if any; information relating to the obligor's financial condition such
as financial statements, income tax returns, asset or collateral
verifications or searches, appraisals, and potential sources of
repayment. FDIC asset files also include intra- or inter-agency
memoranda, notes relating to the liquidation of the loan obligation or
asset, correspondence and any other documents related to the
liquidation of the loan obligation or asset. FDIC's receivership claims
files may include all information related to claims filed with the
receivership estate by a failed financial institution's landlords,
creditors, service providers or other obligees or claimants.

Note: Records held by the FDIC as receiver are a part of this
system only to the extent that the state law governing the
receivership is not inconsistent or does not otherwise establish
specific requirements.

Authority for maintenance of the system:
Secs. 9, 11, and 13 of the Federal Deposit Insurance Act (12
U.S.C. 1819, 1821, and 1823) and applicable State laws governing the
liquidation of assets and wind-up of the affairs of failed financial
institutions.

Purpose(s):
The records are maintained to: (a) Identify and manage loan
obligations and assets acquired from failed FDIC-insured financial
institutions for which the FDIC was appointed receiver or liquidator or
FDIC-insured financial institutions that were provided open-bank
assistance by the FDIC; (b) identify, manage and discharge the
obligations to creditors, obligees and other claimants of FDIC-insured
financial institutions for which the FDIC was appointed receiver or
liquidator or FDIC-insured financial institutions that were provided
open-bank assistance by the FDIC; and (c) assist with financial and
management reporting. The records support the liquidation and
receivership functions of the FDIC required by applicable Federal and
State statutes.

Routine uses of records maintained in the system, including categories
of users and the purposes of such use:
Information in the system may be disclosed, subject to applicable
law:
(1) To prospective purchaser(s) of the individual's obligation(s),
including judgments and loan deficiencies, for the purpose of informing
the prospective purchaser(s) about the nature and quality of the loan
obligation(s) to be purchased;
(2) To contractors or entities performing services for the FDIC in
connection with the liquidation of an individual's obligation(s),
including judgments and loan deficiencies or in connection with the
fulfillment of a claim filed with the FDIC as receiver or liquidator.
Third party contractors include, but are not limited to, asset
marketing contractors; loan servicers; appraisers; environmental
contractors; attorneys retained by the FDIC; collection agencies; and
auditing or accounting firms retained to assist in an audit or
investigation of FDIC's liquidation activities;
(3) To participants in the loan obligation in order to fulfill any
contractual or incidental responsibilities in connection with the loan
participation agreement;
(4) To Federal or State agencies or to financial institutions where
information is relevant to an application or request by the individual
for a loan, grant, financial benefit, or other entitlement;
(5) To Federal or State agencies, such as the Internal Revenue
Service or State taxation authorities, in the performance of their
governmental duties, such as obtaining information regarding income,
including the reporting of income resulting from a compromise or write-
off of a loan obligation;
(6) To apprise courts of competent jurisdiction supervising the
FDIC's liquidation or receivership functions of information required by
statute to be disclosed to the court and necessary to obtain approvals
from the court for the disposal of assets and the disposition of claims
and other related issues;
(7) To Federal or State bank examiners for the purposes of
examining borrowing relationships in operating financial institutions
that may be related to an obligation of an individual covered by this
system;
(8) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding, of only such information that is determined to be relevant
and necessary;
(9) To the appropriate Federal, State, or local agency or
responsible authority, such information that is necessary and pertinent
for investigating or prosecuting a violation of or for enforcing or
implementing a statute, rule, regulation, or order, when the
information by itself or together with other information indicates a
violation or potential violation of law, whether civil, criminal, or
regulatory in nature, and whether arising by general statute or
particular program statute, or by regulation, rule, or order issued
pursuant thereto;
(10) To a congressional office in response to a written inquiry
made by the congressional office at the request of the individual to
whom the record pertains; and
(11) To the individual, the individual's counsel or other
representatives, insurance carrier(s) or underwriters of bankers'
blanket bonds or financial institutions bonds for failed or assisted
FDIC-insured financial institutions in conjunction with claims made by
the FDIC or litigation instituted by the FDIC or others on behalf of
the FDIC against former officers, directors, accountants, lawyers,
consultants, appraisers, or underwriters of bankers blanket bonds or
financial institutions bonds of a failed or assisted FDIC-insured
financial institution.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Records are indexed by financial institution number, name of failed
or

[[Page 27134]]

assisted insured institution, and by name of individual.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format records maintained in individual
file folders are stored in lockable file cabinets and/or in secured
vaults or warehouses and are accessible only by authorized personnel.

Retention and disposal:
Credit/loan files or files concerning the obligees of the failed or
assisted financial institution are maintained until the receivership
claim, loan obligation, judgment, loan deficiency or other asset or
liability is sold or otherwise disposed of, or for the period of time
provided under applicable Federal or State laws pursuant to which the
FDIC liquidates the assets, discharges the liabilities or processes the
claims. FDIC asset files and information maintained in magnetic media
are retained as long as needed.

System manager(s) and address:
Division of Resolutions and Receiverships, FDIC, 550 17th Street,
NW., Washington, DC 20429; and Deputy Director, Field Operations
Branch, FDIC, 1910 Pacific Avenue, Dallas, Texas 75201.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, 550 17th Street, NW., Washington, DC 20429.
The request must contain the individual's name, address, a notarized
statement attesting to their identity, and the name and address of the
failed or assisted institution at which the individual had a loan
obligation or otherwise transacted business.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information is obtained from the individual on whom the record is
maintained; appraisers retained by the originating bank or the FDIC;
investigative and/or research companies; credit bureaus and/or
services; loan servicers; court records; references named by the
individual; attorneys or accountants retained by the originating bank
or the FDIC; participants in the obligation(s) of the individual;
officers and employees of the failed or assisted bank; congressional
offices that may initiate an inquiry; and other parties providing
services to the FDIC in its capacity as liquidator or receiver.

Exemptions claimed for the system:
None.
30-64-0015

System name:
Unofficial Personnel System (to be revised at a later date).
30-64-0016

System name:
Professional Qualification Records for Municipal Securities
Dealers, Municipal Securities Representatives, and U.S. Government
Securities Brokers/Dealers.

System location:
Securities, Capital Markets and Trust Branch, Division of
Supervision, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
(1) Persons who are or seek to be associated with municipal
securities principals or municipal securities representatives which are
FDIC-insured, state-chartered banks (including insured state-licensed
branches of foreign banks), not members of the Federal Reserve System,
or are subsidiaries, departments, or divisions of such banks; (2)
persons who are or seek to be persons associated with U.S. Government
securities dealers or brokers which are FDIC-insured state-chartered
banks, other than members of the Federal Reserve System, or are
departments or divisions of such banks.

Categories of records in the system:
The records contain identifying information, detailed educational
and employment histories, examination information, disciplinary
information, if any, and information concerning the termination of
employment of individuals covered by the system. Identifying
information includes name, address, date and place of birth, and may
include social security number.

Authority for maintenance of the system:
Secs. 15B(c), 15C, and 23 of the Securities Exchange Act of 1934
(15 U.S.C. 78o-4, 78o-5, and 78q and 78w); and section 9 of the Federal
Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
The records are maintained to comply with the registration
requirements of municipal securities dealers, municipal securities
representatives, and U.S. Government securities brokers or dealers and
associated persons contained in the Securities Exchange Act of 1934 and
to support the FDIC's regulatory and supervisory functions.

Routine uses of records maintained in the system, including categories
of users and purposes of such use:
Information in the system may be disclosed:
(1) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the courses of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding, of only such information that is determined to be relevant
and necessary;
(2) To the appropriate Federal, State, local, or foreign agency or
authority or to the appropriate self-regulatory organization, as
defined in section 3(a)(26) of the Securities Exchange Act of 1934 (15
U.S.C. 78c (a)(26)), to the extent disclosure is determined to be
necessary and pertinent for investigating or prosecuting a violation of
or for enforcing or implementing a statute, rule, regulation, or order,
when the information by itself or together with additional information
indicates a violation or potential violation of law, whether civil,
criminal, or regulatory in nature, and whether arising by general
statute or particular program statute, or regulation, rule or order
issued pursuant thereto;
(3) To a congressional office in response to a written inquiry made
by the congressional office at the request of the individual to whom
the record pertains;
(4) To assist in any proceeding in which the Federal securities or
banking laws are in issue or a proceeding involving the propriety of a
disclosure of information contained in this system, in which the FDIC
or one of its past or present employees is a party, to the extent that
the information is relevant to the proceeding;
(5) To a Federal, State, local, or foreign governmental authority
or a self-regulatory organization if necessary in order to obtain
information relevant to

[[Page 27135]]

an FDIC inquiry concerning a person who is or seeks to be associated
with a municipal securities dealer as a municipal securities principal
or representative or a U.S. Government securities broker or a U.S.
Government securities dealer;
(6) To a Federal, State, local, or foreign governmental authority
or a self-regulatory organization in connection with the issuance of a
license or other benefit to the extent that the information is relevant
and necessary;
(7) To a registered dealer, registered broker, registered municipal
securities dealer, U.S. Government securities dealer, U.S. Government
securities broker, or an insured bank that is a past or present
employer of an individual that is the subject of a record, or to which
such individual has applied for employment, for purposes of identity
verification or for purposes of investigating the qualifications of the
subject individual; and
(8) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Indexed by name, social security number, and dealer registration
number or FDIC bank certificate number.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format records are stored in file folders
in lockable metal file cabinets accessible only by authorized
personnel.

Retention and disposal:
Permanent retention.

System manager(s) and address:
Senior Financial Analyst, Securities, Capital Markets and Trust
Branch, Division of Supervision, FDIC, 550 17th Street, NW.,
Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their
name, the date and place of their birth, and a notarized statement
attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Individuals on whom the records are maintained, municipal
securities dealers and U.S. Government securities dealers and brokers
(as such dealers are described in ``Categories of individuals covered
by the system'' above), and Federal, State, local, and foreign
governmental authorities and self-regulatory organizations or agencies
which regulate the securities industry.

Exemptions claimed for the system:
None.
30-64-0017

System name:
Employee Medical and Health Assessment Records.

System location:
Health Unit, Acquisition and Corporate Services Branch, Division of
Administration, FDIC, located at the following addresses: 550 17th
Street, NW., Washington, DC 20429, and 3501 North Fairfax Drive,
Arlington, Virginia 22226; and Health Units located in FDIC regional
offices. (See Appendix A for a list of the FDIC regional offices and
their addresses.)

Categories of individuals covered by the system:
All current and former FDIC employees who participate in health
screening programs administered by contractor personnel retained by the
FDIC and individuals who seek treatment, medical accommodations or
information at an FDIC Health Unit.

Categories of records in the system:
Medical records of the employee, including name, age, height,
weight, history of certain medical conditions, health screening
records; dates of visits to the FDIC Health Unit, diagnoses, and
treatments administered; ergonomic reviews and assessments; and the
name and telephone number of the person to contact in the event of a
medical emergency involving the employee.

Note: In addition to the FDIC system of records, the United
States Office of Personnel Management maintains its own government-
wide system of records (known as OPM/GOVT-10).

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. Sec. 1819).

Purpose(s):
The records are collected and maintained to identify potential
health issues and concerns of an individual and to identify and collect
information with respect to medical conditions reported by an
individual to the FDIC Health Unit and to identify necessary contacts
in the event of a medical emergency involving the covered individual.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:

Note: The records are disclosed only to a very limited number of
FDIC officials, generally only to a medical review or management
official to the extent necessary for a determination concerning a
medical issue or condition affecting the individual.

Information in the system may be disclosed:
(1) To the appropriate Federal, State or local agency when
necessary to adjudicate a claim (filed by or on behalf of the
individual) under a retirement, insurance or health benefit program;
(2) To a Federal, State, or local agency to the extent necessary to
comply with laws governing reporting of communicable disease;
(3) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding, and only of such information that is determined to be
relevant and necessary and it has been determined that the disclosure
is compatible with the purpose for which the records were collected;
(4) To the appropriate Federal, State or local agency or
responsible authority, such information that is necessary and pertinent
for investigating, prosecuting, enforcing, or implementing a statute,
rule, regulation, or order, when the information by itself or together
with additional information, indicates a violation or potential
violation of civil or criminal law or regulation;

[[Page 27136]]

(5) To a congressional office in response to a written inquiry made
by the congressional office at the request of the individual to whom
the record pertains;
(6) To the Merit Systems Protection Board or the Office of the
Special Counsel, the Federal Labor Relations Authority and its General
Counsel, the U.S. Office of Personnel Management, the Equal Employment
Opportunity Commission, arbitrators, hearing examiners and appointed
representatives of an individual to the extent necessary to carry out
their authorized duties or functions;
(7) To health or life insurance carriers contracting with the FDIC
to provide life insurance or to provide health benefits plan, such
information necessary to verify eligibility for payment of a claim for
life or health benefits;
(8) To a Health Unit contractor, including contract nurses,
retained for the purpose of performing any function associated with the
operation of the Health Unit; and
(9) To the person designated on the appropriate form as the
individual to contact in the event of a medical emergency of the
employee.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
The records are stored in electronic media and in paper format
within individual file folders.

Retrievability:
Records are indexed and retrieved by name.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Paper format records are stored in lockable metal
file cabinets. Access is limited to authorized employees, authorized
employees of the contractor or contract nurses responsible for
servicing the records in the performance of their duties.

Retention and disposal:
Records are kept for the duration of the employee's employment with
FDIC. Upon termination of employment, the records are maintained for
six years and then destroyed.

System manager(s) and address:
Health, Safety and Environmental Program Manager, Acquisition and
Corporate Services Branch, Division of Administration, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their requests in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. All requests must contain the individual's name and identify the
office where the individual was employed. Individuals must also provide
a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
The records are compiled by the employee and contractor personnel
during the course of a visit to the Health Unit for treatment. Records
are created also as a result of the individual's participation in a
health screening program, or if the individual requests an ergonomic
assessment or health or medical accommodation. The employee supplies
the information contained in the emergency contact sheet.

Exemptions claimed for the system:
None.
30-64-0018

System name:
Grievance Records.

System location:
Personnel Services Branch, Division of Administration, FDIC, 550
17th Street, NW., Washington, DC 20429. Records at the regional level
generated through grievance procedures negotiated with recognized labor
organizations are located in the FDIC regional office where originated
(See Appendix A for a list of the FDIC regional offices and their
addresses). For non-headquarters employees, duplicate copies may be
maintained by the Personnel Services Branch, Division of
Administration, Washington, DC, for the purpose of coordinating
grievance and arbitration proceedings.

Categories of individuals covered by the system:
Current or former FDIC employees who have submitted grievances in
accordance with part 771 of the United States Office of Personnel
Management's regulations (5 CFR part 771) or a negotiated grievance
procedure.

Categories of records in the system:
The system contains records relating to grievances filed by FDIC
employees under part 771 of the United States Office of Personnel
Management's regulations, or under 5 U.S.C. 7121. Case files contain
documents related to the grievance including statements of witnesses,
reports of interviews and hearings, examiner's findings and
recommendations, a copy of the final decision, and related
correspondence and exhibits. This system includes files and records of
internal grievance procedures that FDIC may establish through
negotiations with recognized labor organizations.

Authority for maintenance of the system:
5 U.S.C. 7121; 5 CFR part 771; sec. 9 of the Federal Deposit
Insurance Act, 12 U.S.C. 1819.

Purpose(s):
The information contained in this system is used to make
determinations and document decisions made on filed grievances and
settle matters of dissatisfaction or concern of covered individuals.
Information from this system may be used for preparing statistical
summary or management reports.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To the appropriate Federal, State, local agency or responsible
authority, such information that is necessary and pertinent for
investigating, prosecuting, enforcing or implementing a statute, rule,
regulation, or order, when the information indicates a violation or
potential violation of law, whether civil, criminal, or regulatory in
nature, and whether arising by general statute or particular program
statute, or by regulation, rule or order issued pursuant thereto;
(2) To any source during the course of an investigation only such
information as determined to be necessary and pertinent to process a
grievance, to the extent necessary to identify the individual, inform
the source of the purpose(s) of the request and identify the type of
information requested;
(3) To a Federal agency, in response to its request, in connection
with the hiring or retention of an employee, the issuance of a security
clearance, the conducting of a security or suitability

[[Page 27137]]

investigation of an individual, the classifying of jobs, the letting of
a contract or the issuance of a license, grant, or other benefit by the
requesting agency to the extent that the information is relevant and
necessary to the requesting agency's decision on the matter;
(4) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(5) To the United States Office of Personnel Management in the
production of summary descriptive statistics and analytical studies in
support of the function for which the records are collected and
maintained, or for related work force studies (while published
statistics and studies do not contain individual identifiers, in some
instances the selection of elements of data included in the study may
be structured in such a way as to make the data individually
identifiable by inference);
(6) To officials of the Merit Systems Protection Board, the Office
of the Special Counsel, the Federal Labor Relations Authority, the
Equal Employment Opportunity Commission, the Office of Personnel
Management, or an arbitrator, when requested in performance of their
authorized duties and functions, but only to the extent that the
information disclosed is determined to be necessary and relevant to the
requesting agency's decision on the matter;
(7) To a court, magistrate, alternative dispute resolution mediator
or administrative tribunal in the course of presenting evidence,
including disclosures to counsel or witnesses in the course of civil
discovery, litigation, alternative dispute resolution, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(8) To officials of labor organizations recognized under the Civil
Service Reform Act when relevant and necessary to their duties of
exclusive representation concerning personnel policies, practices, and
matters affecting work conditions; and
(9) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a).

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in paper format within individual file folders
or electronically.

Retrievability:
Records are indexed and retrieved by name.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Records in paper format are maintained in
lockable metal filing cabinets accessible only by authorized personnel.

Retention and disposal:
The records are disposed of three years after closing of the case.

System manager(s) and address:
Director of Personnel, Personnel Services Branch, Division of
Administration, FDIC, 550 17th Street, NW., Washington, DC 20429. The
appropriate FDIC regional director for records maintained in FDIC
regional offices (see Appendix A for a list of the FDIC regional
offices and their addresses).

Notification Procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to their records maintained in this system
must submit their requests in writing to the Executive Secretary, FOIA/
PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429. Individuals
requesting their own records must provide their name, address, and a
notarized statement attesting to their identity.

Record Access Procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification Procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information in this system is provided: (1) By the individual on
whom the record is maintained; (2) by testimony of witnesses; (3) by
agency officials; and (4) from related correspondence from
organizations or persons.

Exemptions claimed for the system:
None.
30-64-0019

System name:
Potential Bidders List.

System location:
Division of Resolutions and Receiverships, FDIC, 550 17th Street,
NW., Washington, DC 20429; and Field Operations Branch, Division of
Resolutions and Receiverships, FDIC, 1910 Pacific Avenue, Dallas, Texas
75201.

Categories of individuals covered by the system:
Individuals who have purchased or submitted written notice of an
interest in purchasing loans, owned real estate or other assets from
the FDIC.

Categories of records in the system:
Contains the individual's name, address, telephone number and
electronic mail address, if available; information as to the kind or
category and general geographic location of loans or owned real estate
that the individual may be interested in purchasing; and information
relating to whether any bids have been submitted on prior loan sales.

Authority for maintenance of the system:
Secs. 9, 11 and 13 of the Federal Deposit Insurance Act (12 U.S.C.
1819, 1821 and 1823).

Purpose(s):
The system collects, identifies and maintains information about
potential purchasers of assets (primarily loans and owned real estate)
from the FDIC. The information is utilized by the FDIC in the marketing
of assets, to identify potential purchasers and to solicit bids for
assets. The information in this system is used to support the FDIC's
liquidation/receivership functions.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed, subject to applicable
law:
(1) To other Federal or State agencies and to contractors to assist
in the marketing and sale of loans and real estate held by the FDIC;
(2) To the appropriate Federal, State or local agency or
responsible authority, to the extent that disclosure is necessary and
pertinent for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal or regulatory in nature, and

[[Page 27138]]

whether arising by general statute or particular program statute or by
regulation, rule or order issued pursuant thereto;
(3) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal law proceedings, when the
FDIC is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary; and
(4) To a congressional office in response to a written inquiry made
by the congressional office at the request of the individual to whom
the record pertains.

Policies and practices for storing, retrieving, accessing, retaining
and disposing of records in the system:
Storage:
Records are stored in electronic media and paper format in file
folders.

Retrievability:
Electronic media and paper format are indexed and retrieved by name
of prospective purchaser or unique identification number assigned to
the prospective purchaser.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Hard copy printouts are maintained in lockable
metal file cabinets or offices.

Retention and disposal:
Records are periodically updated to reflect changes and maintained
as long as needed. Obsolete records are deleted or destroyed after 15
months.

System manager(s) and address:
Director, Division of Resolutions and Receiverships, FDIC, 550 17th
Street, NW., Washington DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington DC
20429. Individuals requesting their own records must provide their
name, address and a notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information is obtained from the individual about whom the record
is maintained.

Exemptions claimed for the system:
None.
30-64-0020

System name:
Telephone Call Detail Records.

System location:
Division of Information Resources Management, FDIC, 3501 N. Fairfax
Dr., Arlington, VA 22226.

Categories of individuals covered by the system:
Individuals assigned telephone numbers and authorization codes by
the FDIC, including current and former FDIC employees and contractor
personnel, who make local and long distance telephone calls and
individuals who receive telephone calls placed from or charged to FDIC
telephones.

Categories of records in the system:
Records, including telephone number, location, dates and duration
of telephone call, relating to use of FDIC telephones to place or
receive long distance and local calls; records of any charges billed to
FDIC telephones; records indicating assignment of telephone numbers to
individuals covered by the system; and the results of administrative
inquiries to determine responsibility for the placement of specific
local or long distance calls.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
The records in this system are maintained to identify and make a
record of all telephone calls placed to or from FDIC telephones and
enable the FDIC to analyze call detail information for verifying call
usage; to determine responsibility for placement of specific long
distance calls; and for detecting possible abuse of the FDIC provided
long distance telephone network.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in the system may be disclosed:
(1) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(2) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(3) To the appropriate Federal, State, or local agency or
responsible authority such information that is necessary and pertinent
for investigating or prosecuting a violation of or for enforcing or
implementing a statute, rule, regulation, or order, when the
information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute, or by particular program statute, or by regulation,
rule, or order issued pursuant thereto;
(4) To current and former FDIC employees and other individuals
currently or formerly provided telephone services by the FDIC to
determine their individual responsibility for telephone calls;
(5) To respond to a Federal agency's request made in connection
with the hiring or retention of an employee, the letting of a contract
or issuance of a grant, license, or other benefit by the requesting
agency, but only to the extent that the information disclosed is
relevant and necessary to the requesting agency's decision on the
matter;
(6) To a telecommunications company providing telecommunications
support to permit servicing the account;
(7) To a consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a); and
(8) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information

[[Page 27139]]

contained in these records will be limited to the individual's name,
Social Security number, and other information necessary to establish
the identity of the individual, and the existence, validity, amount,
status and history of the debt.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media.

Retrievability:
Records are indexed and retrieved by telephone number and office
location.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel.

Retention and disposal:
Records are destroyed after the close of the fiscal year in which
they are audited or after three years from the date the record was
created, whichever occurs first.

System manager(s) and address:
Associate Director, Division of Information Resources Management,
3501 N. Fairfax Dr., Arlington, Virginia 22226.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their requests in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. The request must contain the individual's name, office location,
the telephone number assigned to the individual by the FDIC, and a
notarized statement attesting to their identity.

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Telephone assignment records; call detail listings; results of
administrative inquiries relating to assignment of responsibility for
placement of specific long distance and local calls.

Exemptions claimed for the system:
None.
30-64-0021

System name:
Fitness Center Records.

System location:
Fitness Center, Acquisition and Corporate Services Branch, Division
of Administration, FDIC, 550 17th Street, NW., Washington, DC 20429.

Categories of individuals covered by the system:
FDIC employees who apply for membership and participate in the
Fitness Center.

Categories of records in the system:
Principally contains the individual's name, gender, age; fitness
assessment results; identification of certain medical conditions; and
the name and phone number of the individual's personal physician and
emergency contact.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819).

Purpose(s):
The records are collected and maintained to control access to the
fitness center; to enable the Fitness Center contractor to identify any
potential health issues or concerns and the fitness level of an
individual; and to identify necessary contacts in the event of a
medical emergency while the individual is participating in a fitness
activity.

Routine uses of records maintained in the system, including categories
of users and purposes of such uses:
Information in the system may be disclosed to:
(1) The individuals listed as emergency contacts or the
individual's personal physician, in the event of a medical emergency;
(2) A consultant, person or entity who contracts or subcontracts
with the FDIC, to the extent necessary for the performance of the
contract or subcontract. The recipient of the records shall be required
to comply with the requirements of the Privacy Act of 1974, as amended
(5 U.S.C. 552a); and
(3) A court, magistrate, or administrative tribunal in the course
of presenting evidence, including disclosures to counsel or witnesses
in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary.

Policies and practices for storing, retrieving, accessing, retaining
and disposing of records:
Storage:
Records are stored in paper format within individual file folders.
Information recorded on index cards is stored in a card file box.

Retrievability:
Individual file folders and cards are indexed and retrieved by
name.

Safeguards:
Records are maintained in lockable metal file cabinets. Access is
limited to authorized employees of the contractor responsible for
servicing the records in the performance of their duties.

Note: In the future, all or some portion of the records may be
stored in electronic media. These records will be indexed and
retrieved by name and will be password protected and accessible only
by authorized personnel.

Retention and disposal:
Active records are retained indefinitely; inactive records are
destroyed.

System manager(s) and address:
Health, Safety and Environmental Program Manager, Acquisition and
Corporate Services Branch, Division of Administration, FDIC, 550 17th
Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their requests in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. Individuals requesting their own records must provide their
name, address and a notarized statement attesting to their identity.

[[Page 27140]]

Record access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reason for contesting it, and the
proposed amendment to such information.

Record source categories:
Information is principally obtained from the individual who has
applied for membership and contractor personnel. Some information may
be provided by the individual's personal physician.

Exemptions claimed for the system:
None.
30-64-0022

System name:
Freedom of Information Act and Privacy Act Request Records.

System location:
Office of the Executive Secretary, FOIA/PA Unit, FDIC, 550 17th
Street, NW., Washington, DC 20429. In addition, records may be
maintained at the division or office level in the FDIC Washington
office or at FDIC Regional offices (see Appendix A for a list of the
FDIC regional offices and their addresses).

Categories of individuals covered by the system:
Individuals who have submitted requests for information pursuant to
the Freedom of Information Act; individuals who have submitted requests
for records about themselves under the provisions of the Privacy Act of
1974 and individuals filing an administrative appeal of a denial, in
whole or part, of any such requests.

Categories of records in the system:
Contains names and addresses of individuals making written requests
for access to information; written requests for amendment of records
made pursuant to the Privacy Act; correspondence to or from the
requester; correspondence to or from a person writing on the
requester's behalf; internal FDIC memoranda; memoranda to or from other
Federal agencies having a substantial interest in the determination of
the request; responses to requests (including for example
acknowledgment letters, fee estimate letters, and final
determinations); administrative appeals of denials of access to
records; administrative appeals of denials of requests for amendment of
records made pursuant to the Privacy Act. These records may contain
personal information retrieved in response to a request.

Note: Freedom of Information Act and Privacy Act case records
may contain inquiries and requests regarding any of the FDIC's other
systems of records subject to the Freedom of Information Act and
Privacy Act, and information about individuals from any of these
other systems may become part of this system of records.

Authority for maintenance of the system:
Sec. 9 of the Federal Deposit Insurance Act (12 U.S.C. 1819(a));
Freedom of Information Act (5 U.S.C. 552), the Privacy Act of 1974 (5
U.S.C 552a), 12 CFR part 309, and 12 CFR part 310.

Purpose(s):
The records maintained in this system are collected to process
requests made under the provisions of the Freedom of Information Act
and the Privacy Act. The records are also used by the FDIC to prepare
reports to the Office of Management and Budget and Congress required by
the Freedom of Information Act and the Privacy Act.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in this system may be disclosed:
(1) To another Federal government agency having a substantial
interest in the determination of the request or for the purpose of
consulting with that agency as to the propriety of access or correction
of the record in order to complete the processing of requests;
(2) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(3) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(4) To a third party authorized in writing to receive such
information by the individual about whom the information pertains;
(5) To the appropriate federal, state, or local agency or authority
responsible for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation, or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule, or order issued pursuant thereto, and the information is
determined to be relevant and necessary to the investigation and/or
prosecution or enforcement action; and
(6) To the Department of the Treasury, federal debt collection
centers, other appropriate federal agencies, and private collection
contractors or other third parties authorized by law, for the purpose
of collecting or assisting in the collection of delinquent debts owed
to the FDIC. Disclosure of information contained in these records will
be limited to the individual's name, Social Security number, and other
information necessary to establish the identity of the individual, and
the existence, validity, amount, status and history of the debt.

Disclosures to consumer reporting agencies:
Disclosures may be made from this system, pursuant to subsection
(b)(12) of the Privacy Act, to consumer reporting agencies in
accordance with 31 U.S.C. 3711(e). (The term ``consumer reporting
agency'' is defined by 31 U.S.C. 3701(a)(3) and 15 U.S.C. 1681a(f).)
Disclosure of information contained in these records will be limited to
the individual's name, Social Security number, and other information
necessary to establish the identity of the individual, and the
existence, validity, amount, status and history of the debt.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and paper format within
individual file folders.

Retrievability:
Electronic media and paper format records are indexed and retrieved
by the requester's name or by unique log number assigned to the
request. Records sometimes are retrieved by reference to the name of
the requester's firm, if any, or the subject matter of the request.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. File folders are maintained in lockable metal
file cabinets.

Retention and disposal:
Records for Freedom of Information Act requests which are granted,
withdrawn or closed for non-compliance or similar reason, are

[[Page 27141]]

destroyed two years after the date of the reply. Records for all other
Freedom of Information Act requests (e.g., requests denied in part,
requests denied in full, and requests for which no responsive
information was located) are destroyed six years after the date of the
reply, unless the denial is appealed, in which case the request and
related documentation are destroyed six years after the final agency
determination or three years after final adjudication by the courts,
whichever is later. Documents maintained for control purposes are
destroyed six years after the last entry. Documents maintained for
processing Privacy Act requests are disposed of in accordance with
established disposition schedules for individual records, or five years
after the date of the disclosure was made, whichever is later.

System manager(s) and address:
Senior Program Attorney, FOIA/PA Unit, Office of the Executive
Secretary, FDIC, 550 17th Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to Office of the Executive Secretary,
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.
Individuals requesting their own records must provide their name,
address and a notarized statement attesting to their identity.

Records access procedures:
The FDIC systems of records that are exempt from certain Privacy
Act requirements may be included in this system as part of a Freedom of
Information Act or Privacy Act case record. Such material retains its
exemption if it is included in this system of records (see section of
this notice titled, ``Systems Exempted from Certain Provisions of the
Act''). Individuals seeking access to their records in this system
should direct their request to the Office of the Executive Secretary,
FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC 20429.

Contesting record procedures:
The FDIC systems of records that are exempt from certain Privacy
Act requirements may be included in this system as part of a Freedom of
Information Act or Privacy Act case record. Such material retains its
exemption if it is included in this system of records (see section of
this notice titled, ``Systems exempted from certain provisions of the
act''). Individuals wishing to contest or amend information maintained
in the system should direct their request to the Office of the
Executive Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW.,
Washington, DC 20429, stating specifically what information is being
contested, the reasons for contesting it, and the proposed amendment to
such information.

Record source categories:
Requesters and persons acting on behalf of requesters, FDIC offices
and divisions, other Federal agencies having a substantial interest in
the determination of the request, and employees processing the
requests.

Exemptions claimed for the system:
The FDIC has claimed exemptions for several of its other systems of
records under 5 U.S.C. 552a (k)(1), (k)(2), and (k)(5) and 12 CFR
310.13. During the processing of a Freedom of Information Act or
Privacy Act request, exempt records from these other systems of records
may become part of the case record in this system of records. To the
extent that exempt records from other FDIC systems of records are
entered or become part of this system, the FDIC has claimed the same
exemptions, and any such records compiled in this system of records
from any other system of record continue to be subject to any
exemption(s) applicable for the records as they have in the primary
systems of records of which they are a part.
30-64-0023

System name:
Affordable Housing Program Records.

System location:
Field Operations Branch, Division of Resolutions and Receiverships,
FDIC, 1910 Pacific Ave, Dallas, Texas 75201.

Categories of individuals covered by the system:
Purchasers and prospective purchasers of residential properties
offered for sale through the FDIC's Affordable Housing Program.

Note: To be considered a prospective purchaser for purposes of
this record system, the individual must have (1) completed and
signed an FDIC ``Certification of Income Eligibility'' and (2)
delivered the form to an authorized representative of the FDIC's
Affordable Housing Program.

Categories of records in the system:
Contains the purchaser's or prospective purchaser's income
qualification form and substantiating documents (such as personal
financial statements, income tax returns, assets or collateral
verifications, appraisals, and sources of income); copies of sales
contracts, deeds, or other recorded instruments; intra-agency forms,
memoranda, or notes related to the property and purchaser's
participation in the FDIC's Affordable Housing Program; correspondence;
and other documents related to the FDIC's Affordable Housing Program.

Authority for maintenance of the system:
Secs. 9, 11, 13, and 40 of the Federal Deposit Insurance Act (12
U.S.C. 1819, 1821, 1823, 1831q).

Purpose(s):
The records are collected and maintained to determine individual
eligibility to participate in the FDIC Affordable Housing Program;
monitor compliance by individuals with purchaser income restrictions;
and to verify that an individual qualifies to participate in the
program. The information in the system supports the FDIC's liquidation
of qualifying residential housing units and the FDIC goal to provide
homeownership for low-income and moderate-income families.

Routine uses of records maintained in the system, including categories
of users and the purposes of such uses:
Information in this system may be disclosed, subject to applicable
law:
(1) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(2) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary;
(3) To the appropriate Federal, State, or local agency or authority
responsible for investigating or prosecuting a violation of or for
enforcing or implementing a statute, rule, regulation, or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule, or order issued pursuant thereto;
(4) To contractors retained by the FDIC to perform services in
connection with the implementation of the FDIC

[[Page 27142]]

Affordable Housing Program such as brokers, appraisers, mortgage
lenders, nonprofit organizations, counsel, and consultants; and
(5) To mortgage companies, financial institutions, federal agencies
(such as the Federal Housing Administration, the Housing and Urban
Development Agency, the Farm Service Agency, and the Veterans
Administration), or state and local government housing agencies where
information is determined to be relevant to an application or request
for a loan, grant, financial benefit, or other type of assistance or
entitlement.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format within
individual file folders.

Retrievability:
Electronic media and paper format are accessible by name of
purchaser or prospective purchaser and by address of the property
purchased.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. File folders are maintained in lockable metal
file cabinets accessible only by authorized personnel.

Retention and disposal:
If no longer needed by the FDIC, electronic media and paper format
files and information are destroyed six years after termination of the
closed bank receivership from which the eligible affordable housing
property was acquired.

System manager(s) and address:
Deputy Director, Field Operations Branch, Division of Resolutions
and Receiverships, FDIC, 1910 Pacific Ave, Dallas, Texas 75201.

Notification procedure:
Individuals who wish to determine if they are named in this system
of records or seeking access to records maintained in this system, must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. The request must contain the purchaser's or the prospective
purchaser's name, property address, and a notarized statement attesting
to their identity.

Records access procedures:
See ``Notification procedure'' above.

Contesting record procedures:
See ``Notification procedure'' above. Individuals wishing to
contest or amend information maintained in this system should specify
the information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information is obtained from the individual upon whom the record is
maintained; information pertaining to an individual may, in some cases,
be supplemented with reports from credit bureaus and/or other services.

Exemptions claimed for the system:
None.
30-64-0024

System name:
Unclaimed Deposit Account Records.

System location:
Operations Branch, Division of Resolutions and Receiverships, Field
Operations Branch, Divisions of Resolutions and Receiverships, FDIC,
1910 Pacific Ave, Dallas, Texas 75201.

Categories of individuals covered by the system:
Individuals identified as deposit account owners of unclaimed
insured deposits of a closed insured depository institution for which
the FDIC was appointed receiver after January 1, 1989.

Categories of records in the system:
Deposit account records, including signature cards, last known home
address, social security number, name of insured depository
institution, relating to unclaimed insured deposits or insured
transferred deposits from closed insured depository institutions for
which the FDIC was appointed receiver after January 1, 1989.

Authority for maintenance of the system:
Secs. 9, 11, and 12 of the Federal Deposit Insurance Act (12
U.S.C. 1819, 1821, and 1822).

Purpose(s):
The information in this system is used to process inquiries and
claims of individuals with respect to unclaimed insured deposit
accounts of closed insured depository institutions for which the FDIC
was appointed receiver after January 1, 1989, and to assist in
complying with the requirements of the Unclaimed Deposits Amendments
Act.

Routine uses of records maintained in the system, including categories
of users and purposes of such uses:
Information in this system of records may be disclosed, subject to
applicable law:
(1) To the appropriate State agency accepting custody of unclaimed
insured deposits;
(2) To a congressional office in response to an inquiry made by the
congressional office at the request of the individual to whom the
record pertains;
(3) To the appropriate Federal, state or local agency or authority
responsible for investigating or prosecuting a violation of, or for
enforcing or implementing a statute, rule, regulation, or order, when
the information indicates a violation or potential violation of law,
whether civil, criminal, or regulatory in nature, and whether arising
by general statute or particular program statute, or by regulation,
rule or order issued pursuant thereto; and
(4) To a court, magistrate, or administrative tribunal in the
course of presenting evidence, including disclosures to counsel or
witnesses in the course of civil discovery, litigation, or settlement
negotiations or in connection with criminal proceedings, when the FDIC
is a party to the proceeding or has a significant interest in the
proceeding and the information is determined to be relevant and
necessary.

Policies and practices for storing, retrieving, accessing, retaining,
and disposing of records in the system:
Storage:
Records are stored in electronic media and in paper format.

Retrievability:
Electronic media and paper format are indexed and retrieved by
depository institution name, depositor name, depositor social security
number, or deposit account number.

Safeguards:
Electronic files are password protected and accessible only by
authorized personnel. Hard copy printouts are maintained in lockable
metal file cabinets accessible only to authorized personnel.

Retention and disposal:
If the appropriate State has accepted custody of unclaimed
deposits, a record of the unclaimed deposits will be retained by the
FDIC during the custody period of ten years. Such records will
subsequently be destroyed in accordance with the FDIC's records
retention policy in effect at the time of

[[Page 27143]]

return of any deposits to the FDIC from the State. If the appropriate
State has declined to accept custody of the unclaimed deposits of the
closed insured depository institution, the FDIC will retain the
unclaimed deposit records and upon termination of the receivership of
the closed insured depository institution, the records will be
destroyed in accordance with the FDIC's records retention policy.

System manager(s) and address:
Assistant Director, Operations Branch, Division of Resolutions and
Receiverships, FDIC, 550 17th Street, NW., Washington, DC 20429.

Notification procedure:
Individuals wishing to determine if they are named in this system
of records or seeking access to records maintained in this system must
submit their request in writing to the Office of the Executive
Secretary, FOIA/PA Unit, FDIC, 550 17th Street, NW., Washington, DC
20429. The request must contain the individual's name, address, the
name and address of the closed depository institution, and a notarized
statement attesting to their identity.

Record access procedures:
Same as ``Notification'' above.

Contesting record procedures:
Same as ``Notification'' above. Individuals wishing to contest or
amend information maintained in this system should specify the
information being contested, the reasons for contesting it, and the
proposed amendment to such information.

Record source categories:
Information originates from deposit records of closed insured
depository institutions. Records of unclaimed transferred deposits are
provided to the FDIC from assuming depository institutions to which the
FDIC transferred deposits upon closing of the depository institution.

Exemptions claimed for the system:
None.

Appendix A

Federal Deposit Insurance Corporation Regional Offices

Atlanta Regional Office, FDIC, One Atlantic Center, 1201 West
Peachtree Street, NE., Suite 1600, Atlanta, Georgia 30309-3415
Boston Regional Office, FDIC, 15 Braintree Hill Office Park,
Braintree, Massachusetts 02184-8701
Chicago Regional Office, FDIC, 500 West Monroe Street, Suite 3300,
Chicago, Illinois 60661
Dallas Regional Office, FDIC, 1910 Pacific Ave, 20th Floor,
Dallas, Texas 75201-4586
Kansas City Regional Office, FDIC, 2345 Grand Boulevard, Suite 1200,
Kansas City, Missouri 64108-2638
Memphis Regional Office, FDIC, 5100 Poplar Avenue, Suite 1900,
Memphis, Tennessee 38137-5900
New York City Regional Office, FDIC, 20 Exchange Place, Room 6014,
New York, New York 10005
San Francisco Regional Office, FDIC, 25 Ecker Street, Suite 2300,
San Francisco, California 94105-2780

By direction of the Board of Directors.

Dated at Washington, DC, this 8th day of May, 2001.

Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.

[FR Doc. 01-12209 Filed 5-15-01; 8:45 am]
BILLING CODE 6714-01-P