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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Economic Growth and Regulatory Paperwork Reduction Act of 1996

Welcome to the FDIC EGRPRA Website

The Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) requires that regulations prescribed by the Federal Financial Institutions Examination Council, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, and Board of Governors of the Federal Reserve System be reviewed by the agencies at least once every 10 years. The purpose of this review is to identify outdated or unnecessary regulations and consider how to reduce regulatory burden on insured depository institutions while, at the same time, ensuring their safety and soundness and the safety and soundness of the financial system. The first EGRPRA review was completed and a report was submitted to Congress in 2007.

The banking agencies began the second EGRPRA review in 2014 and submitted a report to Congress on March 21, 2017. The report lays out how the review was conducted, what has been done to date to address regulatory burden, and further measures that the agencies will take to address issues that have been identified through the process.

What's New


Review Comments


For additional information on the agencies' EGRPRA review, please see:

FFIEC EGRPRA Website


Prior Announcements

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