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Money Smart for Young People

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The FDIC's Money Smart for Young People series consists of four free curriculum products. Each age-appropriate curriculum includes lesson plans for educators along with guides for parents and caregivers. The materials are available for immediate download (

For Educators

The innovative standards-aligned curriculum can be incorporated into subjects such as English language arts, Mathematics, and Social Studies. Money Smart for Young People also offers:

Parent/Caregiver Guides

The Money Smart Parent/Caregiver Guides summarize key lesson concepts. These guides also offer practical activities and conversation-starters on financial topics such as saving, setting financial goals, prioritizing spending decisions, and staying safe online.

Money Smart for Young Adults

The FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. The materials are fully scripted to allow you to begin teaching without having previous teaching experience or extensive subject matter expertise. Each of the eight instructor-led modules includes an instructor guide, participant guide, and PowerPoint slides.

The Money Smart for Young Adults curriculum is available for download ( or on CD.

Coloring/Activity Book

Money Smart for Elementary School Students introduces key personal finance concepts to children ages 5-8. This resource features a coloring/activity book for the students accompanied by a companion manual for use by anyone leading a discussion with a group of youngsters.

The Student Activity Book and Instructor Guide are available for immediate download (

The Federal Deposit Insurance Corporation is prohibited from endorsing any specific organizations. Money Smart users must ensure that their publicity, advertisements, and public statements do not use the FDIC name or logo to imply that FDIC endorses their organization or its products or services.


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Money Smart Young People: Overview

Teacher Online Resource Center

The Teacher Online Resource Center offers teachers videos and other resources to help teach children from Pre-K through age 20 about money.

Contact Us

FDIC staff is available to provide technical assistance and to help facilitate partnerships among interested parties. Contact us at