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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Money Smart - A Financial Education Program

New! Money Smart for Young People

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The FDIC’s new Money Smart for Young People series features four free age-appropriate curriculums that are designed to promote financial understanding in young people.  Money Smart for Young People curriculums are available for:

The innovative standards-aligned curriculums can be incorporated into subjects such as English language arts, Mathematics and Social Studies.  Special features of each curriculum are:

They are available for immediate download.

Additional Resources for Educators:

The Teacher Online Resource Center offers teachers videos and other resources from the FDIC and CFPB to help teach children from pre-K through age 20 about money or other financial topics.

Older Money Smart Products for Youth

The FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions.  Each of the eight instructor-led modules includes a fully scripted instructor guide, participant guide, and overhead slides. The materials are fully scripted so someone can pick up the guides and begin teaching without having previous teaching experience or extensive subject matter expertise.  The curriculum is distributed on CD: Order the CD.

Money Smart for Elementary School Students introduces key personal finance concepts to children ages 5-8. This resource includes age-appropriate activities designed to teach children about "paying yourself first," "wants versus needs," and other important lessons. Money Smart for Elementary School Students offers a manual for use by anyone leading a discussion with a group of youngsters and a coloring/activity book for the students. This resource was created to meet the needs of bankers and their community partners and is for use in the classroom or at home. The Instructor Guide (1MB) and Student Activity Book (5MB) are available for immediate download. The downloadable is a compressed file that consists of the resource in PDF and Word format. 

For questions or comments about the content or operation of the Money Smart for Young Adults CDs, please email communityaffairs@fdic.gov. For information on using the curriculum in your community, please contact your FDIC Community Affairs Officer.

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