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Money Smart Podcast Network

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Welcome to the FDIC's Money Smart Podcast Network

The Money Smart Podcast Network covers topics such as the basics of borrowing money, using a spending plan to achieve financial goals, and how to use banking products effectively. The Money Smart Podcast Network consists of audio files that offer tips to help people make informed financial decisions and take charge of their finances.

Listen to the audio files online or download them to your portable audio player. Join the more than 3 million people reached through Money Smart!

The FDIC Money Smart Podcast Network is:


If I am having trouble accessing audio or downloading files, what should I do?
Email us at communityaffairs@fdic.gov and we will do our best to assist.

Steps for Listening & Downloading

Listen Now to the Podcasts

  1. Click the Categories below to direct you to the mp3 files to listen.
  2. Listen to podcasts online or download the programs to listen to later.
    1. To listen, select the Listen Now button
    2. To download, select the Download Audio button
      note: the file automatically saves to your computer’s download folder
  3. Take advantage of the downloadable Reference Materials for each program.


Downloads and Reference Materials

  1. Click the Categories below to see the Topics and Segments within.
  2. Select View Transcripts button to read only
  3. Right click on document and select Save As to save a copy of the transcripts for each program.
  4. Find referenced links and download Reference Materials.

Topics

The more you listen, the more you’ll learn!

How Banks Work and the Benefits of Using Them

Learn the basics of protecting your money and financial information. It helps you choose the best types of accounts how to protect your personal identity, and ways to prepare for a natural disaster or other emergencies.


1-1: How Having A Bank Account Protects Your Money

Learn About Types Of Financial Institutions, Security, Your Legal Rights, And Privacy.

Audio Materials

     

Reference Materials


1-2: What A Bank Can Do For You

Learn About The Benefits Of Banking, Types Of Accounts, Credit Cards, And Consumer Loans.

Audio Materials

     


1-3: How To Protect Your Identity

Get Vital Information To Prevent Identity Theft – Or Take Action If You Think You’re A Victim.

Audio Materials

     

Reference Materials


1-4: Prepare Yourself Financially For A Disaster

Know How To Prepare And Where To Store Your Financial Information In Case Of Emergency.

Audio Materials

     

Reference Materials


1-5: When There’s Too Much Debt

Learn Ways to Get Out of Debt, Find a Credit Counselor, and Avoid Risky Debt Consolidation.

Audio Materials

     

Reference Material

An Overview Of Checking Accounts And The Benefits Of Using Them

Learn how to choose, open, and manage an account. Understand common banking fees, how to deposit money, write checks, use a debit card, and balance your checkbook. Learn about online banking and banking by phone.


2-1: Open A Checking Account

Choose An Account That’s Right For You, And Find Out How To Open An Account.

Audio Materials

     

Reference Materials


2-2: Make Deposits And Write Checks

Learn About Banking Transactions, Including Direct Deposit, And Online And Telephone Banking.

Audio Materials

     

Reference Materials


2-3: Balance Your Checkbook

Understand Your Statement And Learn To Reconcile It With Your Check Register.

Audio Materials

     

The Basics Of Saving And Investing Money

Get tips on finding ways to save, making a personal spending plan, and tracking what you spend. Learn potential benefits from direct deposit and tips to save for retirement.


3-1: Find Money To Save

Learn How Small Savings Add Up Fast When You Pay Yourself First, Cut Spending, Or Increase Your Income.

Audio Materials

           

Reference Materials


3-2: Open A Savings Account

Choose The Right Account For You And Learn How To Open Your Account.

Audio Materials

     

Reference Materials


3-3: Start Investing

Learn About Types Of Investments And Retirement Plans, And How To Evaluate An Investment.

Audio Materials

     

Reference Materials

The Basics Of Borrowing Money Wisely

Understand the costs of borrowing and how to qualify for credit or a loan. Find tips to choose a loan or credit card. Learn how loans work, and ways to get the best loan for your needs.


4-1: Decide Whether To Borrow

Understand The Costs And Risks Of Borrowing And Using Credit; Learn To Shop For The Best Option.

Audio Materials

     

Reference Materials


4-2: Be Able To Borrow

Learn To Review And Understand Your Credit Report And Build Stronger Credit.

Audio Materials

           

Reference Materials


4-3: Choose The Right Loan

Learn How Different Loans Work From Down Payments, Interest, And To Fees And Penalties.

Audio Materials

     

Reference Materials


4-4: Use Credit Cards Wisely

Learn How To Choose The Right Card, Read Your Statement, And Avoid Problems.

Audio Materials

     

Reference Materials


4-5: Finance A Purchase With A Loan

Learn How Loans Work For Cars And Other Purchases, Get Tips For Car Buying, And Avoid Paying Too Much For Rent To Own Purchases.

Audio Materials

     

Reference Materials


4-6: Finance A Home With A Loan

Learn How Loans Work For Mortgages, Determine If Buying A Home Is For You, And How To Avoid Mortgage Foreclosure Scams.

Audio Materials

     

Reference Materials


4-7: Protect Yourself While Borrowing

Find Out How To Avoid Predatory Loans And Scams – And How To Get Help If You’re A Victim.

Audio Materials

     

Reference Materials


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Podcast Help

Questions & Answers regarding how to use and navigate through the podcasts.

Contact Us

FDIC staff is available to provide technical assistance and to help facilitate partnerships among interested parties. Contact us at communityaffairs@fdic.gov.