|"Because I have an IDA, I am/have…"||Percent of Survey Respondents* Agree||Percent of Survey Respondents* Disagree|
|More likely to work or stay employed||59||40|
|More likely to start or expand a business||57||43|
|More likely to buy or renovate a home||73||27|
|More likely to make plans for retirement||57||43|
|More likely to make education plans for children||60||30|
|More likely to make education plans for self||59||42|
|More economically secure||84||16|
|More confident about the future||93||7|
Source: Amanda Moore McBride, Margaret Lombe, and Sondra G. Beverly, "The Effects of Individual Development Account Programs: Perceptions of Participants," Center for Social Development Working Paper 03-06, 2003.
* Data based on 298 completed surveys of IDA participants at six American Dream Demonstration sites.