FYI: An Update on Emerging Issues in Banking

FYI is an electronic bulletin summarizing FDIC analysis of emerging issues in banking and the economy.

2006

October 25, 2006: Highlights from the 2006 Summary of Deposits Data
March 23, 2006: Scenarios for the Next U.S. Recession
February 22, 2006: What the Yield Curve Does (and Doesn't) Tell Us

2005

October 18, 2005: Highlights from the 2005 Summary of Deposits Data
October 11, 2005: Adjusting the Rules: What Bankruptcy Reform Will Mean for Financial Market Contracts
May 2, 2005: FYI Revisited - U.S. Home Prices: Does Bust Always Follow Boom?
March 22, 2005: Bridging the Information Gap: How Bankers Can Help the Hispanic Population Realize the American Dream of Homeownership
February 10, 2005: U.S. Home Prices: Does Bust Always Follow Boom?
January 26, 2005: 2005 Economic Outlook Roundtable The U.S. Consumer: Hero or Has-Been?

2004

October 20, 2004: Branching Continues to Thrive as the U.S. Banking System Consolidates
September 22, 2004: Delivery Systems for Financial Education in Theory and Practice
August 5, 2004: FDIC Publishes Corrections to Basel II Capital Impact Study
July 9, 2004: Bank Branching Trends and Prospects of Key Banking Sectors
May 25, 2004: The Impact on U.S. Banking of Payment System Changes
May 19, 2004: Effects of Interest Rates on Money Market Mutual Funds
May 18, 2004: Trends in Community Banking
March 25, 2004: The Evolving Role of Commercial Banks in U.S. Credit Markets
March 1, 2004: Assessing the Banking Industry's Exposure to an Implicit Government Guarantee of GSEs
January 13, 2004: Could a Bull Market Be a Panacea for Defined Benefit Pension Plans?

2003

December 10, 2003: A Portfolio Perspective for Evaluating the Adequacy of the Insurance Funds
December 8, 2003: Estimating the Capital Impact of Basel II in the United States (Revised August 5, 2004)
November 5, 2003: Financial Education in a Dynamic Banking Environment
November 4, 2003: Economic Conditions and Emerging Risks in Banking
October 28, 2003: The Changing Paradigm in Commercial Real Estate
September 17, 2003: Evaluating the Consumer Lending Revolution
June 23, 2003: How Long Can Bank Portfolios Withstand Problems in Commercial Real Estate?
April 21, 2003: Risk-Based Capital March 26, 2003: Derivatives Risk in Commercial Banking
February 27, 2003: How Real is the Threat of Deflation to the Banking Industry?
January 29, 2003: Payday Lending
January 14, 2003: Basel and the Evolution of Capital Regulation: Moving Forward, Looking Back

2002

November 26, 2002: Quarterly Banking Profile - Commercial Banking Performance, Third Quarter 2002
October 10, 2002: 2nd Edition of FDIC Letter to Stakeholders
October 8, 2002: Syndicated Credits Deteriorate, But at a Slower Pace
October 3, 2002: FDIC Looks to Research Used in Private Sector for Pricing and Managing Risk
September 19, 2002: A Look at Residential and Commercial Real Estate Markets
September 12, 2002: Bank Insurance Fund Reserve Ratio Above Statutory Minimum - For Now
September 11, 2002: Progress in the Financial War on Terrorism
September 5, 2002: Corporate Earnings Growth Suggests Business Sector Recovery
August 29, 2002: Strong Bank Earnings Reflect Nature of U.S. Downturn
August 15, 2002: Ten Largest Thrift Companies: Interest-Rate Environment Supports Strong Earnings
August 8, 2002: Twenty-Five Largest Banking Companies
July 30, 2002: The Rise of Risk Management: Basel and Beyond
July 24, 2002: Enhancing Financial Transparency
July 10, 2002: FDIC Introduces Quarterly Letter to Stakeholders
June 20, 2002: Telecommunications Sector, Bruised and Battered, Looks to a Brighter Future
June 12, 2002: Better Deposit Data Show BIF Below Target in First Quarter
June 3, 2002: Favorable Interest-Rate Environment Drives Record First-Quarter Bank Earnings
May 30, 2002: Financial Transparency and Regulatory Policy
May 23, 2002: New York City's Economy Shows Early Signs of Stabilizing
May 17, 2002: Ten Largest Thrift Companies
May 16, 2002: FDIC Chairman Tackles Regulatory Restructuring
May 8, 2002: Twenty-five Largest Banking Companies
April 25, 2002: Refinancing Waves Alter the Landscape for Mortgage Specialists
April 18, 2002: New Reporting Offers Insight Into Bank Activities
April 11, 2002: Economic Conditions and Emerging Risks in Banking
March 28, 2002: Housing Market Strengths and Risks
March 21, 2002: Weak Fundamentals for U.S. Office Markets
March 13, 2002: Banks and Thrifts Post Record Earnings, Insurance Funds Slide
March 11, 2002: Bank Auditing and Accounting Faces Scrutiny
March 7, 2002: The Effects of the U.S. Economic Slowdown: Houston
March 1, 2002: FDIC Notifies Banks that Higher Insurance Premiums Are Possible
February 27, 2002: Loan Weakness Spreads; Banks' Defenses Hold
February 21, 2002: Business Credit Flowing Despite Recession
February 13, 2002: The Twenty Five Largest Banking Companies: Taking Stock of 2001
February 7, 2002: Subprime Mortgage Lending Faces the Test of a Slowing Economy
January 31, 2002: Large and Small Companies Exhibit Diverging Bankruptcy Trends