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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Since 1933, no depositor has ever lost a penny of FDIC-insured funds

Center for Financial Research

Staff Studies


The Center’s Staff Studies include studies by FDIC Researchers, Staff and CFR Advisors and Scholars that cover a wide range of banking topics that are of general interest. These papers are distributed to stimulate discussion on topics that are relevant to the FDIC.

Staff Studies

A History of Risk-Based Premiums at the FDIC
FDIC CFR Staff Studies Report No. 2020-01
Edward Garnett, LaVaughn Henry, Daniel Hoople, Ashley Mihalik































The views expressed are those of the authors and do not necessarily reflect the official positions of the Federal Deposit Insurance Corporation or the United States. FDIC Staff Studies can be cited without additional permission.

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