Center for Financial Research
Visiting Advisors and ScholarsSpecial Advisor
Haluk Ünal is a Professor of Finance at the Robert H. Smith School of Business, University of Maryland. He has been a research scholar at the FDIC Division of Insurance and Research for several years, a Senior Fellow at the Wharton Financial Institutions Center, and a member of the Standard and Poor's Academic Council. He is the Managing Editor of the Journal of Financial Services Research.
Ünal holds doctorates in finance from The Ohio State University and in economics from Istanbul University, where he did his undergraduate work as well. Mr. Ünal also earned an MS degree in accounting from The Ohio State University.
His current research focuses on executive compensation, corporate bonds, bank mergers, pricing default risk, risk management, and bank resolution costs. He is published in the Journal of Finance, Journal of Financial and Quantitative Analysis, Journal of Financial Services Research, Journal of Money Credit and Banking, Journal of Banking and Finance, Review of Derivatives Research, Journal of Financial Economics, and Review of Financial Studies.
Carlos D. Ramirez is Professor of Economics at George Mason University. He received his masters in 1991 and doctorate in economics from Harvard University in 1993. His major fields of interest are banking regulation, financial economic history, corporate finance, macroeconomics, and international monetary economics. He has published articles in the Journal of Monetary Economics, Journal of Finance, Journal of Financial Intermediation, Journal of Money, Credit, and Banking, Journal of Economic History, Public Choice, and several other academic journals. He regularly teaches courses in macroeconomics and international finance both at the undergraduate and graduate levels.