Suburban Federal Savings Bank, Crofton, MD
Closing Date: January 30, 2009
Winning Bidder:
Bank of Essex, Tappahannock, VA
Winning Bid:
All deposits, whole bank with loss share - Asset Discount of $45 million, Deposit Premium 0%
No other bids were received.
Notes:
- The winning bidder's acquisition of all the deposits was the least costly resolution compared to a liquidation alternative. The liquidation alternative was valued using valuation models to estimate the market value of the assets. The bid for loss share was valued using a discounted cash flow analysis for the loss share portfolio over the life of the loss share agreement.
- For more information on the bid disclosure policy, see https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/biddocs.html