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Center for Financial Research

Externally Published Research

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What Accounts for Racial and Ethnic Differences in Credit Use?
By Ryan M. Goodstein (Federal Deposit Insurance Corporation), Alicia Lloro (Board of Governors of the Federal Reserve System), Sherrie L.W. Rhine (Federal Deposit Insurance Corporation (Retired)), and Jeffrey M. Weinstein (Federal Deposit Insurance Corporation)
Journal of Consumer Affairs, Summer 2021, Volume 55, Issue 2, 389–416

Deposit Insurance and Depositor Monitoring: Quasi-Experimental Evidence from the Creation of the Federal Deposit Insurance Corporation
By Haelim Anderson (Federal Deposit Insurance Corporation), Gary Richardson (University of California, Irvine and National Bureau of Economic Research), and Brian Yang (San Francisco State University)
Journal of Money, Credit and Banking, Forthcoming

Breaking the Word Bank: Measurement and Effects of Bank Level Uncertainty
By Paul E. Soto (Federal Deposit Insurance Corporation)
Journal of Financial Services Research, April 2021, Volume 59, Issue 1–2, 1–45

Loss Given Default, Loan Seasoning and Financial Fragility: Evidence from Commercial Real Estate Loans at Failed Banks
By Emily Johnston-Ross (Federal Deposit Insurance Corporation) and Lynn Shibut (Federal Deposit Insurance Corporation)
The Journal of Real Estate Finance and Economics, Forthcoming