In an age when most people access banking through digital channels, is there a future for old-school relationship lending? In this episode, we discuss whether the explosion of financial technology spells the end of human-to-human banking.

Banking in rural America can be a very different experience than banking in cities and suburbs. In this episode, we speak with Donna Gambrell who leads Appalachian Community Capital and Kent Curtis of First Southwest Community Bank in rural Colorado. Together, they describe the unique banking needs for those who live and work in less populated areas across our country.

Banking in rural America can be a very different experience than banking in cities and suburbs. In this episode, we speak with Donna Gambrell who leads Appalachian Community Capital and Kent Curtis of First Southwest Community Bank in rural Colorado. Together, they describe the unique banking needs for those who live and work in less populated areas across our country.

96 percent of all U.S. households had at least one bank or credit union account in 2021 and the percentage of unbanked households fell to a record low. FDIC Analysts Keith Ernst and Karyen Chu describe the findings of the FDIC’s 2021 National Survey of Unbanked and Underbanked Households and the work being done to bring more people into the financial fabric of our nation.