Federal deposit insurance is at the heart of FDIC’s mission. But who is protected and what products are covered by deposit insurance? FDIC’s Chief of Deposit Insurance Martin Becker answers some of the frequently asked questions about what deposit insurance is…and what it isn’t. 

In the banking world, risk is a fact of life. But how are banks managing those risks? FDIC researchers Kathy Kalser and Krishna Patel discuss the emerging risks that may impact our banks and the FDIC’s Deposit Insurance Fund.

In the history of our country, minority banks were created to serve people and places that were denied access to the mainstream banking system. Today, these banks are still making a big impact in communities of color. Nicole Elam of the National Bankers Association and economists Karyen Chu and Kristen Broady discuss how these institutions are ‘punching above their weight’ in 2022. 

In this episode of the FDIC Podcast, we look at banking in Indian Country with two bankers who lead Native-owned and operated institutions and who work and lend in communities, where if not for these banks, there may not be a bank at all —Tom Ogaard of Native American Bank and Susan Plumb of Bank of Cherokee County.