#GetBanked
Getting a tax refund this year? Don't have an account? There is still time to #GetBanked.
The fastest way to get your tax refund is to have it electronically deposited for free into your bank account with direct deposit.
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If you are in one of the 5.9 million U.S. households without a bank account, and you are looking to open an account, there are resources available to help you get started. Banking relationships generally begin with a checking or savings account and may lead to low-interest loans and mortgages.
Banks offer many types of accounts and programs, so there is likely one that can meet your specific needs. This checklist can help you choose the best type of account for your individual needs.
Many FDIC-insured banks offer accounts with low (or no) monthly maintenance fees when you have direct deposit or maintain a minimum balance. They may also offer free access to in-network automated teller machines (ATMs). And, your deposits are insured up to $250,000. Learn more about the top reasons to open a bank account.
There are several general steps to opening a bank account. The actual process varies by financial institution. Learn more about how to open a bank account at an FDIC-insured bank.
Find a Bank
The FDIC’s BankFind tool can help you locate an FDIC-insured bank in your area. In addition, the following organizations have compiled lists of banks that offer accounts that can be opened online:
See the Campaign
FDIC is collaborating with financial institutions, local government, and community organizations in select cities to raise awareness of the benefits of bank account ownership. These ads and radio spots are helping unbanked consumers take action to open accounts.
Videos
‘There's a Better Way’ - 30 second video
‘There's a Better Way’ - 15 second video
Radio Spots
30-Second English
15-Second English
Banner Ads
Additional Government Resources:
Internal Revenue Service
Consumer Financial Protection Bureau
U.S. Department of Veterans Affairs
FDIC Social Media Toolkit
Learn More
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