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Financial Institution Letters
Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-8-2002 WIRELESS NETWORKS AND CUSTOMER ACCESS Information Technology / Cybersecurity
FIL-106-2001 PRIVACY OF CONSUMER FINANCIAL INFORMATION
FIL-84-2001 CONSUMER PROTECTIONS FOR BANK SALES OF INSURANCE Consumer Protection
FIL-63-2001 Interagency Policy Statement on Allowance for Loan and Lease Losses (ALLL) Methodologies and Documentation for Banks and Savings Associations Accounting, Auditing, and Securities Disclosure
FIL-58-2001 FDIC FINANCIAL EDUCATION CURRICULUM Consumer and Community Affairs
FIL-39-2001 IDENTITY THEFT AND PRETEXT CALLING Information Technology / Cybersecurity
FIL-31-2001 Interagency Guidance on Accounting and Reporting for Certain Loans Held for Sale
FIL-9-2001 SUBPRIME LENDING Lending / Investments
FIL-88-2000 GUIDANCE FOR INVESTMENT SECURITIES Lending / Investments
FIL-77-2000 BANK TECHNOLOGY BULLETIN Information Technology / Cybersecurity
FIL-72-2000 ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL COMMERCE ACT Consumer Protection
FIL-40-2000 UNIFORM RETAIL CREDIT CLASSIFICATION AND ACCOUNT MANAGEMENT POLICY Lending / Investments
FIL-7-2000 Deposit Insurance Assessments Deposit Insurance Fund
FIL-5-2000 Consumer Credit Reporting Practices Lending / Investments
FIL-109-99 Guidance on Asset Securitization Lending / Investments
FIL-94-99 High Loan-to-Value Residential Real Estate Lending Lending / Investments
FIL-68-99 Risk Assessment Tools And Practices For Information System Security
FIL-49-99 Bank Service Company Act
FIL-20-99 Guidance on Subprime Lending
FIL-16-99 Trust Preferred Securities Lending / Investments
FIL-124-98 Intercorporate Income Taxes
FIL-110-98 Acquisition, Development, and Construction Lending Lending / Investments
FIL-46-98 Guidance on the Use of Trade Names Corporate Governance / Management
FIL-45-98 Investment Activities Lending / Investments
FIL-15-98 Guidelines for Legal Advice to Financial Institution Directors