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Overdraft
Payment Programs and Consumer Protection
Comments Received from Financial Institutions
Comment Letters
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Overdraft
Payment Programs and Consumer Protection
Comment Letters from Financial Institutions |
| August 11, 2010 |
Becky Miller
Farmers Trust and Savings Bank, IA |
| August 11, 2010 |
Robert Kernodle,
EVP/CIO/CRO
Cornerstone Bank, Wilson NC |
| August 12, 2010 |
Lori L. Kelley,
VP & Sr. Operations Officer
First Federal,
Independence, KS |
| August 12, 2010 |
Donna Bagshaw
Bank
of Edmonson County,
Brownsville, KY |
| August 12, 2010 |
Dana Eckhart,
Coordinator VITA/IDA
BVCAA/United Way of the Brazos Valley
College Station, TX |
| August 12, 2010 |
Rob Sullivan,
CFO/VP
Oak Bank, Chicago, IL |
| August 12, 2010 |
Clark A. Hervert, VP
First National Bank in Ord,
Ord, NE |
| August 16, 2010 |
Larry Neal
SVP/Cashier
Security State Bank
Pearsall, TX |
| August 17, 2010 |
Karen Farah,
Vice President/Commerical Banker
First Atlantic Bank, Jacksonville, FL |
| August 18, 2010 |
Timothy S. Avery,
President & CEO
Scott Valley Bank, Yreka, California |
| August 23, 2010 |
Cheryl A. Nakashige
Bank of Central Florida, Lakeland, FL |
| August 25, 2010 |
Ruben Robledo
Citizens State Bank, San Antonio, TX |
| August 30, 2010 |
Donna M. Stone
First Community Bank of Bedford County |
| September 1, 2010 |
Lucas R. Moore
Pony Express Community Bank |
| September 1, 2010 |
Linda D. Means
Pony Express Community Bank |
| September 2, 2010 |
Robert Means
Pony Express Community Bank |
| September 3, 2010 |
Barbara Johnson
Pony Express Community Bank |
| September 3, 2010 |
John Means
Pony Express Community Bank
|
| September 3, 2010 |
Sheldon Hendrix
First Community Bank, Corpus Christi, TX |
| September 7, 2010 |
Jim Lemon
Friendship State Bank |
| September 7, 2010 |
Robert Sebaugh
First State Bank of Livingston |
| September 8, 2010 |
Pete Butcher
Williamstown Bank, Inc. Williamstown, WV |
| September 8, 2010 |
Thomas Aden
Great American Bank, De Soto, KS |
| September 9, 2010 |
John Hampton
First Western Bank, Booneville, AR |
| September 9, 2010 |
Joan Stephenson
First Enterprise Bank, Oklahoma City, OK |
| September 9, 2010 |
Stacy Stevens
Pony Express Community Bank |
| September 10, 2010 |
Eric Werner
First State Bank, Spearman, TX |
| September 10, 2010 |
Ginger Turner
First State Bank, Spearman, TX |
| September 13, 2010 |
Greg Strube
Pony Express Community Bank |
| September 13, 2010 |
Ray Stipp
Community Bank and Trust, Neosho, MO |
| September 14, 2010 |
Carol A. Chastain
United Community Bank, Blairsville, GA |
| September 15, 2010 |
Chris S. Caley
Bank of Clarks, Clarks, NE |
| September 16, 2010 |
Gary Propheter
Bank of Eastern Oregon, Heppner, OR |
| September 16, 2010 |
Raymond Witte
Shell Lake State Bank, Shell Lake, WI |
| September 16, 2010 |
Warren
T. Biggs
Panola National Bank, Carthage, TX
|
| September 16, 2010 |
Franklin Weber
State National Bank, Big Spring, TX |
| September 16, 2010 |
Traci Molt, Diane Barton, Bonnie Eubanks
Pony Express Community Bank |
| September 16, 2010 |
J.H. Herlocker, III
Mineola Community Bank, Mineola, TX |
| September 16, 2010 |
Brian "Chip" J.
Chippeaux
Century Bank, Santa Fe, NM |
| September 16, 2010 |
Kenneth A. Williamson
First Financial Bank, N.A. Mineral Wells, TX |
| September 16, 2010 |
LeAnne Harrignton
Cascade Bank, Everett, WA |
| September 16, 2010 |
Monte Thiebaud
Dublin National Bank, Dublin, TX |
| September 17, 2010 |
Dan Combs
First State Community Bank, Farmington, MO |
| September 17, 2010 |
Donna Lee Varner
Gilmer National Bank, Gilmer, TX |
| September 17, 2010 |
Peggy Rowden
The Maries County Bank, Vienna, MO |
| September 18, 2010 |
John Wassilak
First Community National Bank, Steelville, MO |
| September 18, 2010 |
Kenneth Littlefield
Central Bank, Jefferson City, MO |
| September 20, 2010 |
Darrell Brown
Community Bancshares of Mississippi, Brandon, MS
16 total near-identical letters submitted individually by representatives
of same bank, as of September 29, 2010 |
| September 20, 2010 |
James M. Ford
PremierWest Bank, Medford, OR |
| September 20, 2010 |
Alex O'Brien
Bank of Commerce, Amarillo, TX |
| September 20, 2010 |
Adam Courter
Bank of Thayer/Howell County Bank, Thayer,
MO |
| September 20, 2010 |
John R. Frey
Jersey Shore State Bank, Williamsport, PA |
| September 20, 2010 |
Dennis R. Bohnert
First State Community Bank, Farmington, MO |
| September 20, 2010 |
Rudolph E. Farber
Community Bank & Trust, Neosho, MO |
| September 21, 2010 |
Randy Minshew
First National Bank (various locations)
7 total similar letters submitted individually by representatives of same bank, as of September 21, 2010
|
| September 21, 2010 |
Mark
Williamson
West Texas State Bank, Downtown Snyder, TX |
| September 21, 2010 |
Dallas D. Lockridge
Horizon State Bank, Cameron, MO |
| September 21, 2010 |
Karen Anderson
Platte Valley Bank |
| September 21, 2010 |
Craig DeYoung
Charlotte State Bank, Port Charlotte, FL |
| September 21, 2010 |
Jon B. Ruff
First State Bank, Hallsville, TX |
| September 21, 2010 |
Judy Fore
Horizon State Bank, Cameron, MO |
| September 21, 2010 |
Jimmy Campbell
Community Bank, Fort Worth, TX |
| September 21, 2010 |
Tara Youtsey
Horizon State Bank, Cameron, MO |
| September 21, 2010 |
Paula Bertels
The Callaway Bank, Fulton, MO |
| September 21, 2010 |
Barry Orr
First Bank and Trust, Lubbock, TX |
| September 22, 2010 |
Franklin S. Wanjura, Jr.
Lytle State Bank, Lytle, TX
4
similar letters submitted individually by representatives of same bank as of September 22, 2010
|
| September 22, 2010 |
Jeff Frazier
Vintage Bank, Waxahachie, TX
13 similar letters submitted individually by representatives of same bank as of September 22, 2010
|
| September 22, 2010 |
Cliff Berg
First National Bank, Wichita Falls, TX
7 similar letters submitted individually by representatives of same bank, as of September 21, 2010 |
| September 22, 2010 |
Debbie A. LaRue
The Callaway Bank, Fulton, MO |
| September 22, 2010 |
Adam J. Witmer
Independent Alliance Banks, Fort Wayne, IN |
| September 22, 2010 |
Dennis Parente, et. al
Foxboro Federal Savings, Foxboro, MA
|
| September 22, 2010 |
Paul J. Henry
First Liberty National Bank, Liberty, TX |
| September 22, 2010 |
Twana Billeaudeau
The Bank & Trust, Del Rio, TX |
| September 22, 2010 |
Peggy Herzog
Mechanics Bank, Richmond, CA |
| September 22, 2010 |
Duncan W. Stewart
Texas Citizens Bank, NA, Pasadena, TX |
| September 22, 2010 |
Jennifer Hughes
First Federal Savings, Newark, OH |
| September 22, 2010 |
David Zapalac
Fayette Savings Bank, FSB, LaGrange TX |
| September 22, 2010 |
Jan Weiberg
Liberty National Bank, Paris TX |
| September 22, 2010 |
Jerry Campbell
Town and Country Bank, Stephensville, TX
|
| September 22, 2010 |
Bill Landiss
First National Bank, Giddings, TX |
| September 22, 2010 |
J. Michael Lee
Citizens National Bank of Texas, Waxahachie, TX |
| September 22, 2010 |
Darla Rooke
Junction National Bank, Junction, TX |
| September 22, 2010 |
Gregory Niemeyer
North Dallas Bank & Trust, Dallas, TX |
| September 22, 2010 |
Winona Mowrey |
| September 23, 2010 |
Charlie Maddy
Summit Financial Group, Inc., Moorefield, WV |
| September 23, 2010 |
Lori Kelley
First Federal, Independence, KS |
| September 23, 2010 |
Rhonda McHenry and Kurt Saylor
Morrill & Janes Bank and Trust Company, Merriam, KS |
| September 23, 2010 |
Sam Kana
First National Bank, Eagle Lake TX |
| September 23, 2010 |
Tammy Phillips
Community Bank of Mississippi, Flowood, MS
|
| September 23, 2010 |
Cyndi Carmichael
Central Valley Community Bank, Fresno, CA |
| September 23, 2010 |
Audrey Roering
Minnesota National Bank, Sauk Centre, MN |
| September 23, 2010 |
Terri Stafford
First Community Bank, Lee's Summit, MO |
| September 23, 2010 |
Ronald E. Bowden
Iowa-Nebraska State Bank, South Sioux City, NE |
| September 23, 2010 |
Mary Fowler
Peoples Bank, Magnolia, AR |
| September 23, 2010 |
Elizabeth Rhoades
Vintage Bank, Midlothian, TX |
| September 23, 2010 |
Dale Wilson
First State Bank of San Diego, San Diego, TX |
| September 23, 2010 |
Mickie L. Gilberson
Central National Bank, Enid, OK |
| September 23, 2010 |
Anonymous Banker |
| September 23, 2010 |
Mark L. Smith
First Missouri National Bank, Brookfield, MO |
| September 23, 2010 |
Reid Sharp
First National Bank of Bastrop, Bastrop, TX |
| September 23, 2010 |
Lori Graham
Farmers & Merchants State Bank, Archbold, OH |
| September 23, 2010 |
Sharon W. Burran
Woodhaven National Bank, Fort Worth, TX |
| September 23, 2010 |
Debby Adair
Woodhaven National Bank, Fort Worth TX |
| September 23, 2010 |
Bobbie McMillan
The Commercial Bank, Mason, TX |
| September 23, 2010 |
John L. Snider
Shelby Savings Bank, SSB, Center, TX |
| September 23, 2010 |
Jay Shands
Diboll State Bancshares, Inc. Diboll, TX |
| September 23, 2010 |
Austin Hammett
Vintage Bank, Midlothian, TX |
| September 23, 2010 |
Ann Cooksey
Woodhaven National Bank, Rhome TX |
| September 23, 2010 |
Drew Lindsey
First State Bank, Clute, TX
2 total similar letters received as of September 23, 2010 |
| September 23, 2010 |
Greg Studer
Northstar Bank of Texas, Denton TX |
| September 23, 2010 |
Tony Whitehead
American State Bank, Lubbock, TX |
| September 23, 2010 |
Geneva Patton
Woodhaven National Bank, Fort Worth, TX |
| September 23, 2010 |
Harry Zimmerman
American State Bank, Lubbock, TX |
| September 23, 2010 |
David M. Gohn
West Plains Bank and Trust Company, West Plains, MO |
| September 23, 2010 |
Michael Epps
American State Bank, Lubbock, TX |
| September 23, 2010 |
Fay Moore
Bank of Commerce, Amarillo, TX |
| September 23, 2010 |
Elsie Gunter |
| September 23, 2010 |
Mary Galloway
Mansfield, Community Bank, Mansfield, TX
|
| September 23, 2010 |
Mark Dennis
FNB Town Square Mortgage, Dallas, TX |
| September 23, 2010 |
Catherine Ochs
York State Bank & Trust Company, York, NE |
| September 23, 2010 |
Robert Bodio
Milford Federal Savings and Loan Association, Milford, MA |
| September 23, 2010 |
Kim Barnes, et al.
The Callaway Bank, Fulton, MO |
| September 24, 2010 |
Andrew Kloeckner
Merchants Bank, Burlington, VT |
| September 24, 2010 |
Kevin K. Virdell
First State Bank Central Texas, Temple, TX
11 total similar letters submitted individually by representatives of same bank, as of September 24, 2010 |
| September 24, 2010 |
Todd A. Burton
Austin Bank, Jacksonville, TX |
| September 24, 2010 |
Greg Allen
First State Community Bank, Farmington, MO |
| September 24, 2010 |
Joshua Spivey
Woodhaven National Bank, Fort Worth, TX |
| September 24, 2010 |
Karen Ruckle
Bank of the Ozarks, Little Rock, AR |
| September 24, 2010 |
Sam W. Baker
First Bank of Conroe, Conroe, TX |
| September 24, 2010 |
Shirley Fiano
Prosperity Bank, St. Augustine, FL |
| September 24, 2010 |
Haynes Standard
North Georgia Bank, Watkinsville, GA |
| September 24, 2010 |
Amy Jobson
First Missouri National Bank, Brookfield, MO
6 total similar letters submitted individually by representatives of same bank, as of September 24, 2010
|
| September 24, 2010 |
Mary Ward
Southwest Securities, FSB, Granbury, TX |
| September 24, 2010 |
P. Terry Anderegg
Bank Mutual, Milwaukee, WI |
| September 24, 2010 |
Alessandro P. DiNello
Flagstar Bank, Troy, MI |
| September 24, 2010 |
C. William Roth
Jonestown Bank & Trust Co., Jonestown, PA |
| September 24, 2010 |
Anonymous |
| September 24, 2010 |
Samantha Edsel
Grandview Bank, Johnson County, TX |
| September 24, 2010 |
K.C. Wyatt
Corsicana National Bank and Trust, Corsicana, TX
|
| September 24, 2010 |
Jennifer Heine
Security National Bank, Laurel, NE
5 total similar letters submitted individually by representatives of same bank, as of September 24, 2010 |
| September 24, 2010 |
Odean Busby - letter one
Priority One Bank, MaGee, MS
2 total similar letters submitted individually by representatives of same bank, as of September 24, 2010
Odean Busby - letter two |
| September 24, 2010 |
Patrick B. O'Neal
Lamar Bank & Trust Company, Lamar, MO |
| September 24, 2010 |
Keith Tonnies
Town & Country Bank Midwest, LaBelle, MO |
| September 24, 2010 |
Philip M. Durr
Sunflower Bank, N.A. Salina, KS |
| September 24, 2010 |
Kinnan J. Stockton & William R. (Chip) Jenkins
The First State Bank, Louise, TX |
| September 24, 2010 |
Henry T. Baum
Guilford Savings Bank, Guilford, CT |
| September 24, 2010 |
Karen S. Hughes
First National Bank of Wichita Falls, TX |
| September 24, 2010 |
Paul Airhart
Security State Bank, Winters, TX |
| September 24, 2010 |
Everett Knight
Banterra Bank, Eldorado, IL |
| September 24, 2010 |
Michael L. Brown
Mountain National Bank, Seviersville, TN |
| September 24, 2010 |
John Herndon
First National Bank, Broken Arrow, OK |
| September 24, 2010 |
Diane Foltz
Farmers State Bank, Marion, IA |
| September 24, 2010 |
Sammy D. York
Citizens Bank, Kilgore, TX |
| September 24, 2010 |
Brian Nicklason
Woodland Bank, Remer, MN |
| September 24, 2010 |
Marla Snyder
The Savings Bank, Wakefield, MA |
| September 24, 2010 |
Tim Cooper
First State Bank Spearman, Spearman, TX |
| September 24, 2010 |
Monte C. Hostetler
The Peoples Bank, Pratt, KS
|
| September 24, 2010 |
Michael McCoy
Bank of the Carolinas, Advance, NC |
| September 24, 2010 |
Anne McKenna
Tioga State Bank, Spencer, NY |
| September 24, 2010 |
Kirk Jones
State Bank of Southern Utah, Cedar City, UT |
| September 24, 2010 |
Randy Pruisner
Manufacturers Bank & Trust, Forest City, IA |
| September 24, 2010 |
Angie Eirich
First Bank Kansas, Salina, KS |
| September 24, 2010 |
Will Lucas
Shelby Savings Bank, Center, TX |
| September 24, 2010 |
Theresa East
The Community Bank, Bridgeport, TX |
| September 24, 2010 |
Linda McKeehan
Comanche National Bank, Comanche, TX
4 total similar letters submitted individually by representatives of same bank, as of September 27, 2010 |
| September 24, 2010 |
Robert Weinzapfel
Muenster State Bank, Muenster, TX
|
| September 24, 2010 |
Vernon Bryant
Southwest Bank, Fort Worth, TX |
| September 24, 2010 |
M. Neil Zick
Twin City Bank, Longview WA
|
| September 24, 2010 |
Pat Stalfort
Georgia |
| September 24, 2010 |
Tim J. Cooper
First State Bank, Spearman, TX |
| September 25, 2010 |
Tim Aiken
Union Bank, Inc., Middlebourne, WV |
| September 25, 2010 |
Scott C. Jennings
Summit Financial Group, Inc.
|
| September 26, 2010 |
Susan Barrett
The Little Bank, Kinston, NC
|
Go to the FDIC Public Information Center to order paper copies of the public file.
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