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Financial Institution Letters
Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-99-2020 The FDIC Approves Interim Final Rule to Provide Temporary Relief from Part 363 Audit and Reporting Requirements Accounting, Auditing, and Securities Disclosure
FIL-98-2020 Net Stable Funding Ratio: Liquidity Risk Measurement Standards and Disclosure Requirements Liquidity, Funds Management, and Sensitivity to Risk
FIL-97-2007 Volunteer Income Tax Assistance (VITA) Potential CRA and Business Opportunities may be Available Before the Start of Tax Season Community Reinvestment Act
FIL-97-2006 Deposit Insurance Assessments Final Rule on Late Assessment Penalties Deposit Insurance Fund
FIL-97-2005 Regulatory Relief Guidance to Assist Financial Institutions in Responding to Hurricane Rita Disaster Relief
FIL-96-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Florida Affected by Hurricane Sally Disaster Relief
FIL-96-2003 ELECTRONIC FILING OF BRANCH APPLICATIONS
FIL-95-2020 Bank Secrecy Act: Customer Identification Program Rule Exemption for Insurance Premium Finance Loans Bank Secrecy Act
FIL-95-2005 Hurricane Katrina Notification Requirements for Closing Branches in Hurricane-Impacted Areas Disaster Relief
FIL-94-99 High Loan-to-Value Residential Real Estate Lending Lending / Investments
FIL-94-2020 Agencies Adopt Final Rule on Certain Real Estate Transactions for Financial Institutions and Consumers Affected by the Coronavirus Disaster Relief
FIL-93-2020 Treatment of Certain Emergency Facilities in the Regulatory Capital Rule and the Liquidity Coverage Ratio Rule Regulations
FIL-93-2008 Statement on Investments in Fannie Mae and Freddie Mac Equity Securities
FIL-93-2006 Deposit Insurance Assessments Final Rule on One-Time Assessment Credit Deposit Insurance Fund
FIL-92-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Alabama Affected by Hurricane Sally Disaster Relief
FIL-92-2006 Deposit Insurance Assessments Final Rule on Assessment Dividends Deposit Insurance Fund
FIL-91-96 Income Taxes Accounting, Auditing, and Securities Disclosure
FIL-91-2020 Guidance to Help Financial Institutions and Facilitate Recovery in Areas of Oregon Affected by Wildfires and Straight-Line Winds Disaster Relief
FIL-90-2020 Restoration Plan for the FDIC Deposit Insurance Fund
FIL-90-2018 Bank Secrecy Act BSA/AML, OFAC and Fraud
FIL-90-2010 Underwriting Standards for Small Business Loans Originated Under the Small Business Lending Fund Program Lending / Investments
FIL-90-2005 Residential Tract Development Lending Frequently Asked Questions Lending / Investments
FIL-90-2003 DEPOSIT INSURANCE ASSESSMENTS Deposit Insurance Fund
FIL-9-2024 FDIC Issues Temporary Exceptions to Appraisal Requirements in Maui County as Affected by Hawaii Wildfires Disaster Relief
FIL-9-2023 Fair Hiring in Banking Act Amends Section 19 of the Federal Deposit Insurance Act Laws and Regulations