FDIC Money Smart for Young People features four free age-appropriate curricula that promote financial understanding and are specifically designed for pre-kindergarten through 12th grade educators. Each curriculum includes:
- An educator guide, student handouts, and powerpoint slides
- Multiple lessons that can be taught alone or in combination
- Standards alignment charts
- Ideas for grade-level modification
- Real-life exercises and examples
- Suggestions for optional books or online games/tools that can reinforce student understanding
- Ideas to integrate into existing academic subjects such as English, Mathematics, and Social Studies
FDIC Money Smart News for Kids was based on the Money Smart for Young People, grades 3-5 curriculum. It includes nine chapters, which introduce basic banking terms to young people, who are perhaps just beginning to learn about finances. Each issue builds upon the next and introduces two characters, Isabella and Noah, who try out different financial concepts along the way. Available at no-cost in English and Spanish language.
PreK-2
Grades PreK-2 contains six lessons with hands-on, cross-curricular activities that engage preschool through second grade students. It explains financial concepts with age appropriate activities such as counting coins and defining needs and wants.
Full Grades PreK - 2 Curriculum
PreK - 2 Standard Alignment Chart
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3-5
Grades 3-5 contains eight lessons that expand on the lessons introduced in the PreK-2 curriculum. There are also newer topics such as how to create a budget and identifying ways to set goals for saving money.
Grades 3 - 5 Standard Alignment Chart
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6-8
Grades 6-8 contains 12 lessons and is most appropriate for children ages 11 – 13. This curriculum contains important topics such as how to choose a successful career, and an introduction to understanding credit and debt.
Grades 6 - 8 Standard Alignment Chart
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9-12
Grades 9-12 is our most expansive Money Smart for Young People curriculum. It contains 22 lessons that help prepare students for the real world by discussing topics such as car purchases, financing college and home ownership.
Full Grades 9-12 CurriculumGrades 9 - 12 Standard Alignment Chart
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Parent/ Caregiver Guides
The Money Smart Parent/ Caregiver Guides summarize key lesson concepts and exists as standalone resources. These guides also offer practical activities and conversation-starters on financial topics such as saving, setting financial goals, prioritizing spending decisions, and staying safe online.
Digital Toolkit
The Digital toolkit consists of a few special activities from the MSYP Lesson plans that have been formatted for use on a computer or smart phone.
The Digital toolkit is available for immediate download (catalog.fdic.gov).
Coloring/ Activity Book
Money Smart for Elementary School Students introduces key personal finance concepts to children ages 5-8. This resource features a coloring/activity book for the students accompanied by a companion manual for use by anyone leading a discussion with a group of youngsters.
The Student Activity Book and Instructor Guide are available for immediate download (catalog.fdic.gov).
The Federal Deposit Insurance Corporation is prohibited from endorsing any specific organizations. Money Smart users must ensure that their publicity, advertisements, and public statements do not use the FDIC name or logo to imply that FDIC endorses their organization or its products or services.
