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The FDIC Quarterly provides a comprehensive summary of the most current financial results for the banking industry, along with feature articles. These articles range from timely analysis of economic and banking trends at the national and regional level that may affect the risk exposure of FDIC-insured institutions to research on issues affecting the banking system and the development of regulatory policy. The FDIC Quarterly brings together data and analysis that were previously available through three retired publications -- the FDIC Outlook, the FDIC Banking Review, and the FYI: An Update on Emerging Issues in Banking. Past issues of these publications are archived under their original publication names.2009 Volume 3, Number 4 (PDF) 1.8MB (PDF Help)
FDIC-insured institutions reported aggregate net income of $2.8 billion in the third quarter of 2009, but loan balances declined by the largest percentage since at least 1984. Quarterly earnings were more than three times the $879 million the industry earned a year earlier and represented an improvement over the industry's $4.3 billion net loss in the second quarter of 2009. More than 26 percent of all insured institutions reported a net loss in the latest quarter, up slightly from nearly 25 percent a year earlier.
The Federal Deposit Insurance Corporation (FDIC) and the Office of Thrift Supervision (OTS) survey all FDIC-insured institutions to collect information on bank and thrift deposits and operating branches and offices each year as of June 30. The resulting Summary of Deposits (SOD) is a valuable resource for analyzing deposit trends and measuring market concentrations at the national and local levels. This article highlights findings from the 2009 SOD data, focusing on national trends in domestic deposits and banking offices but also presenting some information by state, metropolitan area, and institution.
FDIC Quarterly 2013 Volume 7, Number 1
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