Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official.
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure.
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
News
Financial Institution Letters
Financial Institution Letters (FILs) are addressed to the Chief Executive Officers of the financial institutions on the FIL's distribution list -- generally, FDIC-supervised institutions. FILs may announce new regulations and policies, new FDIC publications, and a variety of other matters of principal interest to those responsible for operating a bank or savings association.

Inactive FIL List

FDIC Statements of Policy

Previous Active FILs:
Search Active FILs:
FIL Number / Title Title Issue Date Category
FIL-42-2019 Interagency Webinar
FIL-80-2018 FDIC Requests Information on the Deposit Insurance Application Process
FIL-30-2017 FDIC Updates Affordable Mortgage Lending Guide: Information on State Housing Finance Agencies
FIL-93-2008 Statement on Investments in Fannie Mae and Freddie Mac Equity Securities
FIL-54-97 Assistance to Operating Insured Depository Institutions
FIL-17-2017 FDIC Releases Final Handbook for Organizers of De Novo Institutions
FIL-15-98 Guidelines for Legal Advice to Financial Institution Directors
FIL-14-2016 Discontinuation of Foreclosure Proceedings
FIL-42-2009 Flood Insurance Revised Interagency Questions and Answers Regarding Flood Insurance
FIL-89-2008 Securities Activities of Banks Exceptions and Exemptions for Banks from the Definition of "Broker"
FIL-124-98 Intercorporate Income Taxes
FIL-38-2002 Alert Regarding Bank Investment Securities and Custodial Accounts Held at Securities Broker-dealers
FIL-55-2017 Interagency Community Bank Teleconference: Liquidity and Funding Risk Management
FIL-6-2014 Registration of Municipal Advisors - Final Rule
FIL-90-2020 Restoration Plan for the FDIC Deposit Insurance Fund
FIL-48-2012 Revised Standards of Creditworthiness for Investment Securities
FIL-71-2007 Bank Secrecy Act Interagency Statement on Enforcement of Bank Secrecy Act/Anti-Money Laundering Requirements
FIL-103-2004 Internet Banking Fraud
FIL-68-99 Risk Assessment Tools And Practices For Information System Security
FIL-16-2017 FDIC Announces a New Resource for Community Banks: Affordable Mortgage Lending Guide, Part III: Federal Home Loan Banks
FIL-34-2016 Incentive-Based Compensation Arrangements
FIL-53-2014 Interagency Guidance on Leveraged Lending: Frequently Asked Questions (FAQS)
FIL-56-2013 Social Media: Consumer Compliance Risk Management Guidance
FIL-81-2010 Overdraft Payment Programs and Consumer Protection Final Overdraft Payment Supervisory Guidance
FIL-20-2009 Risk Management of Investments in Structured Credit Products