First Name: Michael
City: Lighthouse Point
Country: United States
State or Province: FL
Postal Code: 33064
Organization Name: self
Comment Info: =================
General Comment:
I have had an experience where an OLD creditor (Primeco) was sold to
another
company(Verizon) and after several years Verizon has reported that I still
owed
them $88. My Primeco account was paid in full and I no longer had the
cancelled
check. When contacting Verizon, I was told they cannot send the old Primeco
bill
as it no longer is on record. They offered to send me a Verizon bill for $88
BUT
cannot document I owed Primeco. When contacting the credit bureau I was told
to
file a dispute and they would look into it. All I received was a letter from
credit
bureau stating that they asked Verizon if I owed it and was the SSAN
correct. Of
course, the creditor said yes. I received a letter from credit bureau
stating it was
my debt! Why is the creditor assumed to be correct? They cannot prove I owe
the
debt but are not obligated to do so. I am stuck with a charge off or faced
with
being extorted for $88!
Thank You.