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Commonwealth Community Bank
From: Elkins, Rebecca [mailto:firstname.lastname@example.org]
Sent: Monday, June 13, 2005 9:53 AM
Subject: Interagency Proposal on the Classification of Commercial Credit Exposures
June 13, 2005
Robert E. Feldman, Executive Secretary
I am the Credit Administrator at Commonwealth Community Bank a branch of Miner's & Merchants Bank & Trust Company. We are a community bank with assets of around $390 million. I am in opposition of changing the commercial loan classifications. The Borrower rating and Facility ratings would be more complex and burdensome on smaller institutions. Why should this proposal apply to all banks? Why not propose a threshold for larger banks?
Please take this into consideration before making any changes in the current system.
|Last Updated 06/14/2005||Regs@fdic.gov|