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FDIC Federal Register Citations
First Bank
From: Beverly Walsh
Sent: Thursday, June 09, 2005 3:57 PM
To: Comments
Cc: Jim Covington
Subject: Possible changes to loan classifications

Please consider this request to leave loan classifications as "Special Mention", "Substandard", and "Doubtful" as is.  This terminology has been in place for a long time and is understood without question by those using it. 

Should there be a need by larger institutions for other terminology perhaps changes, only for them, could be implemented.  As a loan review officer of this bank I see no need for change at this time.

Yours truly

Beverly Walsh
Vice President, First Bank, McComb, MS 

Last Updated 06/13/2005

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