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Federal Register Citations |
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FDIC Federal Register Citations From: Robert Barnes [mailto:rbarnes@priorityonebank.com] Sent: Tuesday, June 07, 2005 11:32 AM To: Comments Subject: FW: Proposed Changes to Loan Classifications Dear Sir or Madam: I am opposed to the proposed changes to loan classifications for the following reasons: 1. The proposed system will be more complex and more burdensome on the smaller institutions. 2. The regulators and the bankers have developed a common vocabulary and understanding of terminology. I see no need to change our vocabulary and confuse everyone involved. 3. I question whether there is a big enough problem with the rating disparities to require a completely new rating system. 4. Why should the proposal apply to all banks? Why not propose a threshold of $1 billion or higher? Sincerely, Robert J. Barnes, Chief Credit Officer
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Last Updated 06/08/2005 | Regs@fdic.gov |
