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Side by Side: A Guide to Fair Lending

ACKNOWLEDGEMENT AND SELECTED REFERENCES

ACKNOWLEDGEMENT

Some of the ideas, processes and procedures included here have previously been presented at seminars and workshops or in other manuals, guidelines or publications. We are truly grateful to the individuals who have developed this wealth of information and to those who have provided counsel and assistance in completing this document.

SELECTED REFERENCES

Center for Community Change, "Report to the Kentucky Human Rights Commission on the Results of the Mortgage Lending Discrimination Project," Washington, D.C., 1989.

Cloud, Cathy and Shanna Smith, "The Role of Private, Non-Profit Fair Housing Enforcement Organizations in Lending Testing," Paper pre-sented at HUD's Discrimination and Mortgage Lending Research and Enforcement Conference, Washington, D.C., May 1993.

Federal Deposit Insurance Corporation, "FDIC Compliance Examination Manual" , Washington D.C., June 1996.

Federal Financial Institutions Examination Council, " Home Mortgage Lending and Equal Treatment," Washington, D.C., November 1991.

Federal Reserve Bank of Boston, P. O. Box 2076, Boston MA, 02106, (617) 973-3459. "Closing the Gap: A Guide to Equal Opportunity Lending," Boston, MA, April 1993.

Federal Reserve System, "A Feasibility Study on the Application of the Testing Methodology to the Detection of Discrimination in Mortgage Lending," Washington, D.C., June 1991.

Gallegos, Brown, Silvey & Associates, 1151 Via Doble, Concord, California, 94521, (510) 672-8055. Robert Gallegos and Priscilla Silvey. Multicultural Awareness & Sensitivity Training Programs.

Galster, George, "Future Directions in Mortgage Discrimination Research and Enforcement," Paper presented at HUD's Discrimination and Mortgage Lending Research and Enforcement Conference, Washington, D.C., May 1993.

Greene, Zina, "Reviewing Loan Files for Mortgage Lending Discrimination" Paper presented at HUD's Discrimination and Mortgage Lending Research and Enforcement Conference, Washington, D.C.,

May 1993.

The Interagency Task Force on Fair Lending, "Policy Statement on Discrimination in Lending", Washington, D.C., March 1994.

Lawton, Rachel, Philadelphia Commission on Human Relations, " Pre-Application Mortgage Lending Testing Program: Lender Testing by a Local Agency." Paper presented at HUD's Discrimination and Mortgage Lending Research and Enforcement Conference, Washington, D.C.,

May 1993.

Leadership Council for Metropolitan Open Communities, "Training Manual for Testers," Chicago, IL, 1991.

United States Department of Housing and Urban Development, "Measuring Racial Discrimination in American Housing Markets: The Housing Market Practices Survey," Washington, D.C., 1979.

United States Department of Justice, "Manual for Fair Housing Testers," Washington, D.C., January 1992.

Last Updated 07/28/1999 supervision@fdic.gov

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