Minority Depository Institutions Program
Preservation and Promotion of Minority Depository Institutions
The Federal Deposit Insurance Corporation Report to Congress for 2015

Technical Assistance

The FDIC continually pursued ways to improve communication and interaction with MDIs and to respond to the concerns of minority bankers.  The FDIC regularly maintains active outreach with MDI trade groups, and the FDIC annually offers to arrange meetings between regional management and each MDI’s board of directors to discuss issues of interest.

The FDIC routinely contacts FDIC-supervised MDIs to offer return visits and technical assistance following the conclusion of each safety and soundness, compliance, Community Reinvestment Act and specialty examination to assist bank management in understanding and implementing examination  recommendations. These return visits, normally conducted 90 to 120 days after the examination, are intended to provide useful recommendations or feedback for improving operations, not to identify new issues. MDIs also may initiate contact with the FDIC to request technical assistance at any time, and the MDI page on the FDIC’s website also encourages and provides contact information for any MDI to contact the FDIC to request technical assistance at any time.

In 2015, the FDIC provided 101 individual technical assistance sessions on approximately 50 risk management and compliance topics, including the following:

• Accounting
• Bank Secrecy Act and Anti-Money Laundering
• Basel III Capital Rules
• Brokered Deposits/Waivers
• Capital Planning
• Commercial Real Estate Concentrations
• Community Reinvestment Act
• Funding and Liquidity
• Global Cash Flow
• High Volatility Commercial Real Estate
• Information Technology Risk Management and Security
• Interest Rate Risk
• Loan Underwriting and Administration
• Qualified Mortgage Rules
• Strategic Planning
• Third-Party Risk Management