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Directors' Resource Center

Regulatory Guidance: Depositor and Consumer Protection


FIL-37 2015 Final Rule: Military Lending Act
FIL-27-2015 Interagency Consumer Compliance Examination Procedures for Truth in Lending Act (Regulation Z) and Real Estate Settlement Procedures Act (Regulation X) Mortgage Rules
FIL-19-2015 Minimum Requirements for Appraisal Management Companies
FIL-6-2015 Guidance on Private Student Loans with Graduated Repayment Terms at Loan Origination
PR-15-2015 FDIC Releases Additional Technical Assistance Video on CFPB Mortgage Rules
FIL-33-2014 Interagency Guidance on Home Equity Lines of Credit (HELOCs) Nearing Their End-of-Draw Period
PR-105-2013 FDIC Issues Final Guidance Regarding Deposit Advance Products
FIL-59-2013 Qualified and Non-Qualified Mortgage Loans: Interagency Statement on Supervisory Approach
FIL-35-2013 Banking Agencies Encourage Financial Institutions to Work with Student Loan Borrowers Experiencing Financial Difficulties
FIL-28-2012 Interagency Guidance on Mortgage Servicing Practices Concerning Military Homeowners with Permanent Change of Station Orders
FIL-58-2008 Home Equity Lines of Credit: Consumer Protection and Risk Management Considerations When Changing Credit Limits and Suggested Best Practices
FIL-51-2007 Nontraditional Mortgage Products: Interagency Final Illustrations of Consumer Information for Nontraditional Mortgage Products
FIL-50-2007 Affordable Small-Dollar Loan Products: Final Guidelines
FIL-89-2006 Interagency Guidance: Guidance on Nontraditional Mortgage Product Risks, and Addendum to Credit Risk Management Guidance for Home Equity Lending
FIL-45-2005 Home Equity Lending: Credit Risk Management Guidance
FIL-14-2005 Payday Lending Programs Revised Examination Guidance
FIL-9-2001 Subprime Lending
FIL-103-99 Real Estate Settlement Procedures Act Potential Violations of Section 8 of the Real Estate Settlement Procedures Act
FIL-21-99 Real Estate Settlement Procedures Act  (HUD Policy Statement on Lender Payments to Mortgage Brokers)