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FDIC Law, Regulations, Related Acts
REPORT BULLETIN NO. 3
Washington, D.C. 20429
* Statement of Policy on the Development and Review of Regulations and Policies. The FDIC updated its Statement of Policy entitled, ``Development and Review of FDIC Regulations and Policies'' (Policy Statement). The Policy Statement articulates the basic principles that guide the FDIC in its promulgation and review of regulations and written statements of policy. The Policy Statement is being revised to more fully reflect the FDIC's current rulemaking policies and procedures, as well as take into account various organizational changes since the Policy Statement was adopted. 78 Fed. Reg. 22772.
See pages 5057–5059
* Disclosure of Consumer Complaint Data. The Bureau of Consumer Financial Protection (Bureau) issued its final policy statement (Policy Statement) to provide guidance on how the Bureau plans to exercise its discretion to publicly disclose certain consumer complaint data that do not include personally identifiable information. The Bureau receives complaints from consumers under the terms of Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act). The Policy Statement also identifies additional ways that the Bureau may disclose consumer complaint data but as to which it will conduct further study before finalizing its position. 78 Fed. Reg. 21225.
See pages 6950.01–6950.03
* Disclosures at Automated Teller Machines (Regulation E). The Bureau of Consumer Financial Protection amended its Regulation E (Electronic Fund Transfers), which implements the Electronic Fund Transfer Act (EFTA), and the official interpretation to the regulation. In December 2012, Congress passed and the President signed legislation amending the EFTA to eliminate a requirement that a fee notice be posted on or at automated teller machines, leaving in place the requirement for a specific fee disclosure to appear on the screen of that machine or on paper issued from the machine. This final rule amends Regulation E to conform to the EFTA amendment. 78 Fed. Reg. 18224.
See pages 6621–6622, and 6681–6682