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FDIC Federal Register Citations 1st Bank January 17, 2006 Robert E. Feldman, Executive Secretary RE: FDIC RIN 3064-AC96 Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Domestic Capital Modifications Dear Mr. Feldman: I just read an article pertaining to the advance notice of proposed rulemaking (ANPR) addressing the risk-weighted capital requirements for banks. I have made the observation, based on approximately 40 years of banking, that the banking rule-making bodies only have one paintbrush and one bucket of paint. All banks seem to have to abide by the same or similar regulations regardless of the following:
My point is this: Please make regulations that relate to the true risk that an institutions size and geographic location present to the national financial industry. Sincerely, John L. Franklin |
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Last Updated 01/19/2006 | Regs@fdic.gov |