From:
Harley Charlson
Sent: Tuesday, December 14, 2004 10:21 AM
To: Comments
Subject: Internal Ratings-Based Systems for Retail Credit Risk
for Regulatory Capital.
Who is kidding whom? This is a pretty esoteric piece of
journalism to address retail credit risk. Is there a Cliff Notes
version to this?? Looks to me like something more common sense and
workable is in order rather than this lengthy epistle by individuals
who
are pretty far removed from everyday banking. Trying to apply this
looks to not be very workable or practical.
Harley A. Charlson
Union Bank & Trust
Corporate Loan Review Officer
Lincoln, NE 68501