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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Compliance Training Program

Fair Lending School

Program Overview

Fair Lending School addresses the two fair lending statutes (Equal Credit Opportunity Act and Fair Housing Act) and how to conduct a fair lending examination using the Interagency Fair Lending Examination Procedures.  The course consists of lessons, group exercises, and a case study that takes the students through a fair lending examination step by step, including the creation and presentation of a fair lending memorandum.  Participants actively take part in group case studies and other classroom activities.

The pre-course learning activities are critical to the completion of the course and must be submitted prior to attendance.

Key Objectives

Upon completion of this course, participants will be able to:


This school is a one-week course.

Instructional Format

Pre-course work (Independent Self Study), facilitated classroom discussion/lectures, small group activities, and in-class project.



Target Audience

This course is designed for pre-commissioned compliance examiners who generally have 8-14 months of experience in compliance examinations.

This course is open to appropriate staff of the FDIC and partner government regulatory agencies. This course is not open to the public or staff of private banks.


The pre-commissioned examiner must complete the following before attending Fair Lending School:

Participants should also be familiar with the “Equal Credit Opportunity Act (ECOA) and Fair Housing Act (FHA)” lesson plan of the DCP Compliance On-the-Job Training (OJT) Manual.

Participants should have a working knowledge of Microsoft Excel.

Pre-Course Assignment

Prior to attending the Fair Lending School, participants must complete two Regulation B Computer Based Instruction Tutorials, six Excel Skilsoft courses, and watch the video “Theories and Elements and Standards of Proof."

Official Time

The Division of Depositor and Consumer Protection (DCP) has authorized 16 hours of official time to complete the pre-course assignment.

Special Requirements

Participants are required to bring a laptop to the session.

Post-Course Recommendation

Participants should be scheduled to conduct a fair lending examination as soon as possible, but no later than three months after completing this course to reinforce the skills learned from this session.

Post-Course Feedback

Summary Evaluation Form, which provides a comprehensive analysis of the participant's in-class and project exercises, is sent to the participant's field office approximately thirty days after the conclusion of the school.  The participant is assigned an overall rating of "Satisfactory" or "Needs Improvement."


Continuing Education Unit (CEU): 3.3
Continuing Professional Education Unit (CPE): 39.5

More Information

CPE Credit logoFor information regarding administrative policies such as complaints and refunds, please contact Corporate University, Attn: NASBA Representative Ava Livas, Room A-3025, 3501 North Fairfax Drive, Arlington, VA 22226 (703) 562-2463.

FDIC is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have the final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:

IACET logoThe FDIC has been approved as an Authorized Provider by the International Association for Continuing Education and Training (IACET) (, 1760 Old Meadow Road, Suite 500, McLean, VA 22102.



For more information concerning course content and administration, please contact Steven Miller at (703) 516-1281 or Dawn Scaff at (703) 516-5797.