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Each depositor insured to at least $250,000 per insured bank



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Supervisory Insights - Winter 2012

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Supervisory Insights

Supervisory Insights is published by the Division of Risk Management Supervision of the Federal Deposit Insurance Corporation to promote sound principles and best practices for bank supervision.

Martin J. Gruenberg
Chairman, FDIC

Sandra L. Thompson
Director, Division of Risk Management Supervision

Journal Executive Board
Division of Risk Management Supervision
George E. French, Deputy Director and Executive Editor
Doreen R. Eberley, Senior Deputy Director
Michael J. Dean, Acting Deputy Director James C. Watkins, Deputy Director

Division of Depositor and Consumer Protection
Sylvia H. Plunkett, Senior Deputy Director
Jonathan N. Miller, Deputy Director

Regional Directors
Thomas J. Dujenski, Atlanta Region
Kristie K. Elmquist, Dallas Region
Stan R. Ivie, San Francisco Region
James D. La Pierre, Kansas City Region
M. Anthony Lowe, Chicago Region
John F. Vogel, New York Region

Journal Staff
Kim E. Lowry Managing Editor
Shannon M. Beattie Financial Writer
Paul S. Vigil Financial Writer



The views expressed in Supervisory Insights are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. In particular, articles should not be construed as definitive regulatory or supervisory guidance. Some of the information used in the preparation of this publication was obtained from publicly available sources that are considered reliable. However, the use of this information does not constitute an endorsement of its accuracy by the Federal Deposit Insurance Corporation.


Last Updated 01/03/2013 supervisoryjournal@fdic.gov

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