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Supervisory Insights - Winter 2011

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Supervisory Insights

Supervisory Insights is published by the Division of Risk Management Supervision of the Federal Deposit Insurance Corporation to promote sound principles and best practices for bank supervision.

Martin J. Gruenberg
Acting Chairman, FDIC

Sandra L. Thompson
Director, Division of Risk Management Supervision

Journal Executive Board

Division of Risk Management Supervision

  • George E. French, Deputy Director and Executive Editor
  • Christopher J. Spoth, Senior Deputy Director
  • Victor J. Valdez, Deputy Director
  • James C. Watkins, Deputy Director

Division of Depositor and Consumer Protection

  • Sylvia H. Plunkett, Senior Deputy Director
  • Jonathan N. Miller, Deputy Director
  • Robert W. Mooney, Deputy Director

Regional Directors

  • Thomas J. Dujenski, Atlanta Region
  • Doreen R. Eberley, New York Region
  • Kristie K. Elmquist, Dallas Region
  • Stan R. Ivie, San Francisco Region
  • James D. La Pierre, Kansas City Region
  • M. Anthony Lowe, Chicago Region

Journal Staff

  • Kim E. Lowry, Managing Editor
  • Jane Coburn, Financial Writer
  • Estela R. Gauna, Financial Writer

Supervisory Insights is available online by visiting the FDIC’s Web site at www.fdic.gov. To provide comments or suggestions for future articles, request permission to reprint individual articles, or request print copies, send an e-mail to SupervisoryJournal@fdic.gov.



The views expressed in Supervisory Insights are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. In particular, articles should not be construed as definitive regulatory or supervisory guidance. Some of the information used in the preparation of this publication was obtained from publicly available sources that are considered reliable. However, the use of this information does not constitute an endorsement of its accuracy by the Federal Deposit Insurance Corporation.


Last Updated 12/19/2011 supervisoryjournal@fdic.gov

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