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Each depositor insured to at least $250,000 per insured bank

Home > Regulation & Examinations > Bank Examinations > Supervisory Insights Winter 2010

Supervisory Insights - Winter 2010

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Issue at a Glance
Letter from the Director
Trust Preferred Securities and the Capital Strength of Banking Organizations
Insights from the FDIC's Credit and Consumer Products/Services Survey
Senior Life Settlements: A Cautionary Tale
From the Examiner's Desk
Regulatory and Supervisory Roundup
Supervisory Insights is published by the Division of Supervision and Consumer Protection of the Federal Deposit Insurance Corporation to promote sound principles and best practices for bank supervision.

Sheila C. Bair
Chairman, FDIC

Sandra L. Thompson
Director, Division of Supervision and Consumer Protection

Journal Executive Board
George E. French, Deputy Director and Executive Editor
Christopher J. Spoth, Senior Deputy Director
John H. Corston, Acting Deputy Director
Robert W. Mooney, Deputy Director
Victor J. Valdez, Deputy Director
James C. Watkins, Deputy Director
Thomas J. Dujenski, Regional Director
Doreen R. Eberley, Regional Director
Kristie K. Elmquist, Acting Regional Director
Daniel E. Frye, Acting Regional Director
Stan R. Ivie, Regional Director
James D. LaPierre, Regional Director
M. Anthony Lowe, Regional Director

Journal Staff
Kim E. Lowry, Managing Editor
Todd G. Eich, Financial Writer
J. Michelle Grotts, Financial Writer

Supervisory Insights is available online by visiting the FDIC’s Web site at To provide comments or suggestions for future articles, request permission to reprint individual articles, or request print copies, send an e-mail to

The views expressed in Supervisory Insights are those of the authors and do not necessarily reflect official positions of the Federal Deposit Insurance Corporation. In particular, articles should not be construed as definitive regulatory or supervisory guidance. Some of the information used in the preparation of this publication was obtained from publicly available sources that are considered reliable. However, the use of this information does not constitute an endorsement of its accuracy by the Federal Deposit Insurance Corporation.

Last Updated 03/08/2011

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