Credit Card Losses Remain High
| Report Date |
Net Credit Card Charge-Off Rates, % |
Personal Bankruptcy Filings (Thousands) |
| March 31, 1984 |
1.37% |
72 |
| June 30, 1984 |
1.48% |
72 |
| September 30, 1984 |
1.59% |
71 |
| December 31, 1984 |
1.81% |
70 |
| March 31, 1985 |
1.98% |
73 |
| June 30, 1985 |
2.31% |
84 |
| September 30, 1985 |
2.65% |
88 |
| December 31, 1985 |
2.95% |
96 |
| March 31, 1986 |
3.21% |
103 |
| June 30, 1986 |
3.28% |
114 |
| September 30, 1986 |
3.35% |
116 |
| December 31, 1986 |
3.38% |
116 |
| March 31, 1987 |
3.46% |
117 |
| June 30, 1987 |
3.37% |
123 |
| September 30, 1987 |
3.10% |
124 |
| December 31, 1987 |
3.26% |
127 |
| March 31, 1988 |
3.18% |
134 |
| June 30, 1988 |
3.22% |
138 |
| September 30, 1988 |
3.12% |
137 |
| December 31, 1988 |
3.17% |
139 |
| March 31, 1989 |
3.10% |
145 |
| June 30, 1989 |
3.21% |
158 |
| September 30, 1989 |
3.01% |
153 |
| December 31, 1989 |
3.28% |
161 |
| March 31, 1990 |
3.08% |
167 |
| June 30, 1990 |
3.34% |
180 |
| September 30, 1990 |
3.50% |
177 |
| December 31, 1990 |
3.86% |
194 |
| March 31, 1991 |
4.16% |
213 |
| June 30, 1991 |
4.78% |
228 |
| September 30, 1991 |
4.79% |
214 |
| December 31, 1991 |
4.64% |
217 |
| March 31, 1992 |
4.84% |
234 |
| June 30, 1992 |
4.97% |
233 |
| September 30, 1992 |
4.31% |
220 |
| December 31, 1992 |
4.57% |
212 |
| March 31, 1993 |
4.03% |
206 |
| June 30, 1993 |
4.02% |
213 |
| September 30, 1993 |
3.59% |
200 |
| December 31, 1993 |
3.42% |
193 |
| March 31, 1994 |
3.25% |
193 |
| June 30, 1994 |
3.07% |
203 |
| September 30, 1994 |
2.93% |
195 |
| December 31, 1994 |
3.00% |
190 |
| March 31, 1995 |
2.89% |
200 |
| June 30, 1995 |
3.33% |
222 |
| September 30, 1995 |
3.58% |
221 |
| December 31, 1995 |
3.98% |
232 |
| March 31, 1996 |
4.18% |
253 |
| June 30, 1996 |
4.48% |
283 |
| September 30, 1996 |
4.41% |
290 |
| December 31, 1996 |
4.66% |
298 |
| March 31, 1997 |
4.92% |
321 |
| June 30, 1997 |
5.22% |
353 |
| September 30, 1997 |
5.37% |
340 |
| December 31, 1997 |
5.34% |
335 |
| March 31, 1998 |
5.15% |
342 |
| June 30, 1998 |
5.42% |
362 |
| September 30, 1998 |
5.15% |
351 |
| December 31, 1998 |
5.26% |
343 |
| March 31, 1999 |
4.93% |
322 |
| June 30, 1999 |
4.25% |
336 |
| September 30, 1999 |
4.44% |
315 |
| December 31, 1999 |
4.48% |
310 |
| March 31, 2000 |
4.55% |
303 |
| June 30, 2000 |
4.18% |
312 |
| September 30, 2000 |
4.27% |
301 |
| December 31, 2000 |
4.70% |
302 |
| March 31, 2001 |
4.44% |
357 |
| June 30, 2001 |
5.11% |
390 |
| September 30, 2001 |
5.20% |
350 |
| December 31, 2001 |
6.34% |
355 |
| March 31, 2002 |
8.09% |
369 |
| June 30, 2002 |
5.98% |
391 |
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