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Home > News & Events > Quarterly Banking Profile |
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Quarterly Banking Profile |
TABLE II-A. Aggregate Condition and Income Data, FDIC-Insured Commercial Banks | |||||||
(dollar figures in millions) |
Preliminary |
1st Quarter |
2nd Quarter | %Change 00:2-01:2 | |||
---|---|---|---|---|---|---|---|
Number of institutions reporting | 8,178 | 8,238 | 8,477 | -3.5 | |||
Total employees (full-time equivalent) |
1,690,393 | 1,682,974 | 1,661,933 | 1.7 | |||
CONDITION DATA |
|||||||
Total assets |
$6,360,162 | $6,315,321 | $5,983,472 | 6.3 | |||
Loans secured by real estate |
1,737,715 | 1,702,166 | 1,627,250 | 6.8 | |||
Commercial & industrial loans |
1,025,888 | 1,045,772 | 1,033,497 | -0.7 | |||
Loans to individuals |
610,629 | 597,506 | 569,279 | 7.3 | |||
Farm loans |
48,927 | 46,228 | 47,014 | 4.1 | |||
Other loans & leases |
438,664 | 442,384 | 430,860 | 1.8 | |||
Less: Unearned income |
2,764 | 2,790 | 3,205 | -13.7 | |||
Total loans & leases |
3,859,060 | 3,831,266 | 3,704,696 | 4.2 | |||
Less: Reserve for losses |
65,749 | 64,726 | 61,957 | 6.1 | |||
Net loans and leases |
3,793,311 | 3,766,540 | 3,642,739 | 4.1 | |||
Securities |
1,056,247 | 1,049,048 | 1,046,678 | 0.9 | |||
Other real estate owned |
3,203 | 3,066 | 2,781 | 15.2 | |||
Goodwill and other intangibles |
107,623 | 103,572 | 102,295 | 5.2 | |||
All other assets |
1,399,780 | 1,393,096 | 1,188,979 | 17.7 | |||
Total liabilities and capital |
6,360,162 | 6,315,321 | 5,983,472 | 6.3 | |||
Noninterest-bearing deposits |
753,219 | 722,021 | 723,425 | 4.1 | |||
Interest-bearing deposits |
3,491,517 | 3,464,452 | 3,250,758 | 7.4 | |||
Other borrowed funds |
1,135,904 | 1,144,616 | 1,128,649 | 0.6 | |||
Subordinated debt |
89,580 | 90,525 | 82,216 | 9.0 | |||
All other liabilities |
332,571 | 347,130 | 295,045 | 12.7 | |||
Equity capital |
557,373 | 546,578 | 503,378 | 10.7 | |||
Loans and leases 30-89 days past due |
46,917 | 47,281 | 39,413 | 19.0 | |||
Noncurrent loans and leases |
48,809 | 46,113 | 36,675 | 33.1 | |||
Restructured loans and leases |
1,006 | 1,185 | 1,114 | -9.7 | |||
Direct and indirect investments in real estate |
267 | 277 | 320 | -16.6 | |||
1-4 Family residential mortgages |
943,563 | 926,958 | 903,959 | 4.4 | |||
Mortgage-backed securities |
518,338 | 494,604 | 452,705 | 14.5 | |||
Earning assets |
5,478,115 | 5,446,905 | 5,181,080 | 5.7 | |||
Long-term assets (5+ years) |
1,241,914 | 1,160,805 | 1,209,597 | 2.7 | |||
Volatile liabilities |
2,155,384 | 2,152,985 | 2,145,980 | 0.4 | |||
Foreign office deposits |
679,732 | 671,096 | 685,411 | -0.8 | |||
FHLB Advances (Source: FHFB, Call Reports) |
184,098 | 179,625 | 178,636 | 3.1 | |||
Unused loan commitments |
4,671,772 | 4,551,259 | 4,174,970 | 11.9 | |||
Derivatives |
48,212,925 | 44,332,066 | 38,918,854 | 23.9 | |||
INCOME DATA |
Preliminary | First Half 2000 | %Change | Preliminary 2nd Quarter 2001 | 2nd Quarter 2000 |
%Change |
---|---|---|---|---|---|---|
Total interest income | $213,521 | $206,288 | 3.5 | $104,329 | $105,826 | -1.4 |
Total interest expense |
108,698 | 105,185 | 3.3 | 51,118 | 54,822 | -6.8 |
Net interest income |
104,823 | 101,103 | 3.7 | 53,211 | 51,004 | 4.3 |
Provision for loan and lease losses |
16,775 | 13,046 | 28.6 | 8,837 | 7,227 | 22.3 |
Total noninterest income |
79,231 | 74,097 | 6.9 | 39,184 | 35,622 | 10.0 |
Total noninterest expense |
110,032 | 107,207 | 2.6 | 55,250 | 55,174 | 0.1 |
Securities gains (losses) |
2,030 | -1,772 | N/M | 861 | -1,044 | N/M |
Applicable income taxes |
19,946 | 19,037 | 4.8 | 9,988 | 8,541 | 16.9 |
Extraordinary gains, net |
-352 | 13 | N/M | -17 | -4 | N/M |
Net income |
38,980 | 34,150 | 14.1 | 19,164 | 14,636 | 30.9 |
Net charge-offs |
14,880 | 10,329 | 44.1 | 7,926 | 5,284 | 50.0 |
Cash dividends |
25,892 | 22,774 | 13.7 | 12,518 | 11,267 | 11.1 |
Net operating income |
37,931 | 35,473 | 6.9 | 18,612 | 15,498 | 20.1 |
N/M - Not meaningful |
Last Updated 09/05/2001 | Questions, Suggestions & Requests |