The number of Community Banks Has Been Declining
FDIC-Insured Commercial Banks & Savings Institutions with Assets < $100 Million*
  1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003
Number of institutions 11,780 11,695 11,360 10,994 10,424 10,035 9,567 9,054 8,558 8,101 7,616 7,000 6,577 6,235 5,796 5,541 5,279 4,929 4,613 4,390
  * Asset size measured in 2003 dollars. $100 million in 2003 = $63.6 million in 1983.