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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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Speeches, Testimony & Articles

Subject Matter Topics Covering 801 Final Regulations Issued by the Federal Banking Agencies 1
August 9, 1989 to April 30, 2004
(Westlaw Computer Search Conducted on May 3, 2004)

Accommodation of Settlement and Clearance of Foreign Securities

Accounting and Reporting Requirements

Acquisition and Operation of Savings Associations by Bank Holding Companies

Acquisition of Control of Savings Associations; Applications, Approval Standards and Procedural Requirements

Activities and Investments of Insured State Banks

Activities of Insured State Banks and Insured Savings Associations

Advertisement of FDIC Membership

Agency Disapproval of Directors and Senior Executive Officers of Savings Associations and Loan Holding Companies

Agency Reorganization

Agricultural Loan Loss Amortization

Alternative Mortgage Transaction Parity Act

Amendment to Class D and E Airspace; New England Region

Amendment to the Bank Secrecy Act Regulations Pertaining to Recordkeeping for Funds Transfers and Transmittals of Funds by Banks and Other Financial Institutions

Amendments Implementing Economic Growth and Regulatory Paperwork Reduction Act

Amendments to Margin Regulations To Accommodate Deposit Requirements of Regulated Clearing Agencies

Annual Independent Audits

Annual Independent Audits and Reporting Requirements

Applicability of Section 23A of the Federal Reserve Act to Loans and Extensions of Credit Made by a Member Bank to a Third Party

Applicability of Section 23A of the Federal Reserve Act to the Purchase of Securities From Certain Affiliates

Application Processing

Application and Publication Requirements

Applications, Requests, Submittals, Delegations of Authority, and Notices Required to be Filed by Statute or Regulation

Applications Restructuring

Appraisal Standards for Federally Related Transactions

Assessment of Fees

Assessment of Fees Upon Entrance to or Exit From the Bank Insurance Fund of the Savings Association Insurance Fund


Assessments; Retention of Existent Assessment Rate Schedule for SAIF- Member Institutions

Availability and Release of Information

Availability of Funds and Collection of Checks

Availability of Reports of Examination and Other Unpublished Information

Bank Activities and Operations

Bank Holding Companies and Change in Bank Control

Book-Entry Procedures for TVA Power Securities Issued Through the Federal Reserve Banks

Bonds for Directors, Officer, Employees, and Agents; Form and Amount of Bonds

Branch Offices, Exclusive Leases, and Similar Agreements

Branching By Federal Savings Associations

Capital Adequacy: Deferred Tax Assets

Capital Adequacy: Net Unrealized Holding Gains and Losses on Available- For-Sale Securities

Capital Adequacy Guidelines; Capital Maintenance: Nonfinancial Equity Investments

Capital Adequacy Guidelines: Minimum Tier 1 Leverage Measure and Transition Capital Standards

Capital Distributions

Capital Distributions by Savings Associations

Capital Maintenance

Capital: Qualifying Mortgage Loan, Interest Rate Component, and Miscellaneous Changes

Capital; Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance: Servicing Assets

Capital Treatment of Equity Investments

Capital Treatment of Intangible Assets

Change in Discount Rate

Charter and Bylaws; One Member, One Vote

Civil Money Penalty Inflation Adjustment

Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire

Community and Economic Development Entities, Community Development Projects, and Other Public Welfare Investments

Community Bank-Focused Regulation Review: Lending Limits Pilot Program

Community Development Corporation and Project Investments and Other Public Welfare Investments

Community Reinvestment Act

Conflicts of Interest, Corporate Opportunity and Hazard Insurance

Consumer Credit Classified as a Loss, Slow Consumer Credit and Slow Loans

Consumer Leasing

Consumer Protection for Depository Institution Sales of Insurance

Contracting Outreach Program

Conversion From Stock Form Depository Institution to Federal Stock Association

Conversions from Mutual to Stock Form

Conversions From Mutual to Stock Form: Mutual Savings and Loan Holding Companies

Corporate Governance

Corporate Powers

Credit by Brokers and Dealers

Customer Identification Programs for Banks, Savings Associations, Credit Unions and Certain Non-Federally Regulated Banks

De Novo Applications for a Federal Savings Association Charter

Debt Cancellation Contracts and Debt Suspension Agreements

Definition of Qualified Financial Contracts

Delegation of Authority to the General Counsel and Director of the Board's Division of Banking Supervision and Regulation

Delegation of Authority to the Federal Reserve Banks to Approve Certain Proposals by State Member Banks to Issue, or Retire Prior to Maturity, Subordinated Capital Notes, and to Approve Investments by State Member Banks in Banks Premises Without Quantitative Limitation

Delegation of Authority to Staff Director of Division of Banking Supervision and Regulation to Approve Issuance of the List of Foreign Margin Stocks

Deposit Insurance

Deposit Insurance Coverage

Deposit Insurance Regulations; Joint Accounts and "Payable on Death" Accounts


Description of Office, Procedures, Public Information

Determination of Economically Depressed Regions

Disclosure and Reporting of CRA-Related Agreements

Disclosure of Financial and Other Information by FDIC-Insured State Nonmember Banks

Disclosure of Information

Disclosures for Adjustable-Rate Mortgage Loans

Divestiture of Control of Certain Savings Associations

Electronic Activities

Electronic Filings

Electronic Fund Transfers

Electronic Operations

Employee Responsibilities and Conduct

Engaged in the Business of Receiving Deposits Other Than Trust Funds

Equal Credit Opportunity

Equity-Risk Investments

Establishment and Relocation of Remote Service Facilities

Exemption Permitting Banks to Offer Reduced-Rate Credit Cards to Customers of Their Affiliates

Extended Examination Cycle For U.S. Branches and Agencies of Foreign Banks

Extensions of Credit by Federal Reserve Banks

Extension of Credit to Insiders and Transactions With Affiliates

Extensions of Credit to National Bank Insiders

Fair and Accurate Credit Transactions Act of 2003

Fair Housing

Fair Housing Home Loan Data System

Federal Open Market Committee

Federal Open Market Committee; Rules Regarding Availability of Information

Federal Savings Association Bylaws; Integrity of Directors

Federal Savings Associations-Operations, Agency Offices

Federal Savings Associations; Operating Subsidiaries and Service Conversions

Fiduciary Activities of National Banks

Fiduciary Powers of Savings Associations

Filing Procedures and Delegations of Authority

Financial Management Policies; Financial Derivatives

Financial Subsidiaries and Operating Subsidiaries

Foreign Banks

Foreign Banking Organizations

Forms, Instructions and Reports

Golden Parachute and Indemnification Payments

Government National Mortgage Association Mortgage-Backed Securities Program-Payments to Security Holders; Book-Entry Procedures

Government Securities Sales Practices

Home Mortgage Disclosure

Incorporation, Organization, and Conversion of Federal Mutual Associations

Independent Audits and Reporting Requirements

Insurance of State Bank Chartered as Limited Liability Companies

Insured State Nonmember Banks Which Are Municipal Securities Dealers

Interagency Guidelines Establishing Standards for Safeguarding Customer Information and Rescission of Year 2000 Standards for Safety and Soundness

Interbank Liabilities

Interest on Deposits

International Banking & Capital Equivalency Deposits

International Banking Operations

International Lending Supervision

International Operations of United States Banking Organizations

Investment Adviser Activities

Investment Portfolio Policy and Accounting Guidelines

Investment Securities

Investment Securities Regulation

Issuance and Use of Subordinated Debt Securities

Issue and Cancellation of Federal Reserve Bank Capital Stock

Lease Financing Transactions


Lending and Investment

Lending Limits

Letters of Credit, Suretyship and Guaranty

Leverage Capital Standards: Tier 1 Leverage Ratio


List of Foreign Margin Stocks

Loan Guarantees for Defense Production

Loans in Areas Having Special Flood Hazards

Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Loans to Holding Companies and Affiliates

Loans to One Borrower Limitations

Management Official Interlocks

Membership of State Banking Institutions in the Federal Reserve System; Financial Subsidiaries

Mergers, Transfers of Assets and Liabilities, and Other Combinations Involving Savings Associations and Other Depository Institutions

Messenger Services

Minimum Security Devices and Procedures; Reports of Suspicious Activities, and Bank Secrecy Act Compliance Program

Minimum Standards of Fitness for Employment With the Federal Deposit Insurance Corporation

Minimum Standards of Integrity and Fitness for an FDIC Contractor

Minority and Women Outreach Program

Minority and Women Outreach Program-Contracting

Minority-, Women-, and Individuals With Disabilities-Owned Business Outreach Program: Contracting for Goods and Services

Miscellaneous Capital and Capital-Related Amendments

Municipal Securities Dealers

Mutual Holding Companies

Mutual Holding Company Reorganizations

Mutual Savings Associations

Mutual-to-Stock Conversions of State Nonmember Savings Banks

National Bank Lending Limit

National Banks' Lending Limits; Loans to Foreign Governments

Netting Eligibility for Financial Institutions


Office of the Under Secretary for Domestic Finance; Financial Subsidiaries

Operations-Suspicious Activity Reports and Other Reports and Statements

Operating Subsidiaries and Service Corporations

Operating Subsidiaries of Federal Branches and Agencies

Operating Subsidiaries, Other Equity Investments, Conversions, Changes in Equity Capital, Subordinated Debt

Other Equity Investments

Other Real Estate Owned

Ownership Reports and Trading by Officers, Directors and Principal Security Holders

Payment of Post-insolvency Interest in Receiverships With Surplus Funds

Planned Rapid Growth

Preapproved Securities Brokerage Service Corporation Activities

Privacy of Consumer Financial Information

Privacy Act; Exemption of Records Creating Investigatory Material Compiled for Law Enforcement Purposes

Privacy Act of 1974 Implementation

Procedures for Corporate Debt Collection

Program Fraud

Prohibition Against Use of Interstate Branches Primarily for Deposit Production

Prohibition Against the Payment of Interest on Demand Deposits

Prompt Corrective Action

Qualified Thrift Lender Test

Real Estate Appraisals

Real Estate Lending and Appraisals


Receivership Rules

Recordkeeping and Confirmation Requirements for Securities Transactions

Registration, Examination and Reports; Statements, Applications, Reports and Notices To Be Filed

Regulation D-Reserve Requirement of Depository Institutions

Regulations G, T, U, and X; Securities Credit Transactions

Regulation H-Payment of Dividends by State Bank Members of the
Federal Reserve System

Regulation H, Regulation Y-Appraisal Standards for Federally Related Transactions

Regulation K-International Banking Operations and Regulation Y-Bank Holding Companies and Change in Bank Control

Regulation of Golden Parachutes and Other Benefits Which May Be Subject to Misuse

Regulations G, T, U and X; Securities Transactions

Regulatory Capital: Common Stockholders' Equity

Regulatory Capital: Intangible Assets

Regulatory Capital: Interest Rate Risk Component

Regulatory Capital: Residential Bridge Loans

Regulatory Citations to Uniform Financial Institutions Rating System

Regulatory Reporting Standards: Qualifications for Independent Accountants Performing Audit Services for Voluntary Audi Flyers

Regulatory Review

Reimbursement for Providing Financial Records

Relations With Dealers in Securities Under Section 32, Banking Act of 1933

Release of Customer Financial Records by Federal Associations

Release of Unpublished Information

Removal of Asset and Liability Backup Program

Removal, Suspension, and Debarment of Accountants From Performing Audit Services

Reporting and Disclosure Requirements for National Banks with Securities Registered Under the Securities Exchange Act of 1934

Reporting Requirements for Adjustable-Rate Mortgage Index Data

Reports of Apparent Crime Affecting Insured Nonmember Banks

Rescission of Deposit Broker Notification, Recording and Reporting Requirements

Reserve Bank Directors-Actions and Responsibilities

Reserve Requirements of Depository Institutions

Resolution and Receivership Rules

Review Criteria for Bank Holding Company Applications

Restrictions on the Sale of Assets from the Federal Deposit Insurance Corporation

Revisions Regarding Tying Restrictions

Risk-Based Capital Guidelines

Risk-Based Capital Guidelines; Capital Adequacy; Capital Maintenance; Capital Treatment of Recourse, Direct Credit Substitutes and Residual Interests in Asset Securitizations

Risk-Based Capital Guidelines: Collateralized Transactions

Risk-Based Capital: Multifamily Housing Loans; Interest Rate Risk Component

Risk-Based Capital Requirements-Low Level Recourse

Risk-Based Capital Requirements; Transfers of Small Business Loan Obligations With Recourse

Risk-Based Capital Standards: Bilateral Netting Requirements

Risk-Based Capital Standards: Claims on Securities Firms

Risk-Based Capital Standards; Concentration of Credit Risk and Risks of Nontraditional Activities

Risk-Based Capital Standards: Construction Loans on Presold Residential Properties; Junior Liens on 1- to 4-Family Residential Properties; and Investments in Mutual Funds; Leverage Capital Standards; Tier 1 Leverage Ratio

Risk-Based Capital Standards: Derivative Transactions

Risk-Based Capital Standards: Interest Rate Risk

Risk-Based Capital Standards: Market Risk

Risk-Based Capital Standards: Unrealized Holding Gains on Certain Equity

Rules Governing Public Observation of Meetings of the Corporations Board
of Directors

Rules of Practice and Procedure

Rules of Practice and Procedure; Applications for a Stay or Review of Actions of Bank Clearing Agencies

Rules of Practice and Procedure for Adjudicatory Proceedings

Rules of Practice for Hearings

Rules of Procedure

Rules, Policies, and Procedures for Corporate Activities

Rules, Policies and Procedures for Corporate Activities: Changes in Directors and Senior Executive Officers

Rules, Policies and Procedures for Corporate Activities: Merger, Consolidation, Purchase and Assumption

Rules Regarding Access to Personal Information Under the Privacy Act

Rules Regarding Delegation of Authority

Rules Regarding Foreign Gifts and Decorations

Safety and Soundness Standards

Sales of Credit Life Insurance

Sales of Securities at Savings Association Offices

Savings Associations-Transactions With Affiliates

Savings Association Membership in the Federal Home Loan Bank System

Securities Credit Transactions; Borrowing by Brokers and Dealers

Securities Credit Transactions; List of Marginable OTC Stocks; List of
Foreign Margin Stocks

Securities Credit Transactions; Regulations G and U

Securities Credit Transactions; Review of Regulation T, "Credit by Brokers and Dealers"

Securities Exchange Act Disclosure Rules

Securities Filings of Savings Associations

Securities of Nonmember Insured Banks

Securities Offering Disclosure Rules

Security Devices and Procedures

Security Procedures

Simplification of Deposit Insurance Rules

Subsidiaries and Equity Investments

Suspension and Exclusion of Contractors and Termination of Contracts
Suspicious Activity Reports

Standards for Safety and Soundness Small Business Subcontracting Plans

State Banking Institutions in the Federal Reserve System; Recordkeeping and Confirmation of Certain Securities Transactions Effected by State Member Banks

Supervisory Conversions

Supplemental Financial Disclosure Requirements for Employees of the Federal Deposit Insurance Corporation

Supplemental Standards of Ethical Conduct for Employees of the Board of
Governors of the Federal Reserve System

Supplemental Standards of Ethical Conduct for Employees of the Federal Insurance Corporation

Technical Amendments to FDIC Regulation Relating to Forms, Instructions, and Reports

Transactions Between Member Banks and Their Affiliates

Transactions With Affiliates

Transactions With Affiliates; Reverse Repurchase Agreements

Transfer and Repurchase of Government Securities

Treatment by the Federal Deposit Insurance Corporation as Conservator or Receiver of Financial Assets Transferred by an Insured Depository Institution With a Securitization or Participation
Truth in Lending

Truth in Savings

Truth in Savings; Final Preemption Determination (Wisconsin)

Unsafe or Unsound Banking Practices

Valuation and Regulatory Capital Treatment of Foreclosed Assets

Issued by Resolution Trust Corporation (not included in Total above)

Retention of Thrift Branches Acquired by Banks in Emergency Acquisitions (Jun 1, 1990)

1 Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency, Office of Thrift Supervision, and Federal Home Loan Bank Board.

Last Updated 5/25/2004

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