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Special Alerts

SA-220-2006
August 16, 2006


TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Consumer Alert – Fraudulent E-Mail Claims to Be From the FDIC
Summary: E-mails to financial institution customers that fraudulently claim to be from the FDIC attempt to obtain highly sensitive personal information, including bank account information. These e-mails falsely indicate that consumers can enroll in an "FDIC protection system" to insure bank accounts against certain types of fraudulent activities.

The Federal Deposit Insurance Corporation (FDIC) has received numerous notifications from consumers of an e-mail that has the appearance of being sent from the FDIC. The "From" line of the e-mail displays the name "Federal Deposit Insurance Corporation" and the subject includes the phrase "IMPORTANT: Notification of Federal Deposit Insurance Corporation."

The e-mail states that the FDIC received an application. It says, in part:

"…from your bank to ensure your Checking or Savings account against Fraud, phishing or Identity Theft. If u agree with the following, PLEASE ENROLL in the FDIC protection system."

The e-mail is fraudulent and was not sent by the FDIC. It is an attempt to obtain personal financial information from consumers. The e-mail requests that recipients click on a hyperlink that is provided, which directs the recipient to a "spoofed" Web page. The Web page appears to belong to the FDIC and requests information, such as: name, phone number, Social Security number, mother's maiden name, driver's license/issuing state, date of birth, e-mail address, postal address, credit/debit/ATM card number, card expiration date, card verification number, personal identification number (PIN), bank name, bank routing number, and bank account number.

Financial institutions and consumers should NOT access the link provided within the body of the e-mail and should NOT, under any circumstances, provide any personal financial information through this media.

The FDIC is attempting to identify the source of the e-mails and disrupt the transmission. Until this is achieved, consumers are asked to report any similar attempts to obtain this information to the FDIC by sending information to alert@fdic.gov.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

Distribution: All FDIC-Insured Institutions

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information (1-877-275-3342).




Last Updated 08/16/2006 communications@fdic.gov