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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



Home > News & Events > Preliminary Bank Earnings Report -- Second Quarter, 2002




Preliminary Bank Earnings Report -- Second Quarter, 2002

TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
2002* 2001* 2001 2000 1999 1998 1997
Return on assets (%) 1.37 1.23 1.15 1.19 1.31 1.19 1.23
Return on equity (%) 14.86 14.24 13.05 14.02 15.31 13.93 14.68
Core capital (leverage) ratio (%) 8.00 7.73 7.79 7.70 7.79 7.54 7.56
Noncurrent assets plus other real estate owned to assets (%) 0.96 0.82 0.92 0.74 0.63 0.65 0.66
Net charge-offs to loans (%) 1.10 0.78 0.95 0.67 0.61 0.67 0.64
Asset growth rate (%) 6.12 6.29 5.20 8.88 5.38 8.53 9.54
Net interest margin (%) 4.13 3.86 3.90 3.95 4.07 4.07 4.21
Net operating income growth (%) 16.75 6.52 -1.97 1.80 20.42 2.26 12.42
Number of institutions reporting 7,966 8,178 8,080 8,315 8,579 8,773 9,142
Percentage of unprofitable institutions (%) 6.24 7.23 8.06 7.34 7.51 6.11 4.85
Number of problem institutions 115 80 95 76 66 69 71
Assets of problem institutions (in billions) $36 $17 $36 $17 $4 $5 $5
Number of failed/assisted institutions 7 2 3 6 7 3 1
* Through June 30, ratios annualized where appropriate Asset growth rates are for 12 months ending June 30

Last Updated 08/28/2002 Questions, Suggestions & Requests

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