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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank



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Quarterly Banking Profile

TABLE I-A. Selected Indicators, FDIC-Insured Commercial Banks
2001* 2000* 2000 1999 1998 1997 1996
Return on assets (%)

1.24

1.16

1.19

1.31

1.19

1.23

1.19

Return on equity (%)

14.31

13.87

14.04

15.31

13.93

14.68

14.45

Core capital (leverage) ratio (%)

7.73

7.73

7.70

7.79

7.54

7.56

7.64

Noncurrent assets plus
   other real estate owned to assets (%)

0.82

0.67

0.74

0.63

0.65

0.66

0.75

Net charge-offs to loans (%)

0.78

0.57

0.67

0.61

0.67

0.64

0.58

Asset growth rate (%)

6.30

9.42

8.87

5.38

8.53

9.54

6.16

Net interest margin (%)

3.86

3.99

3.95

4.07

4.07

4.21

4.27

Net operating income growth (%)

6.93

2.92

1.89

20.41

2.24

12.46

6.43

Number of institutions reporting

8,178

8,477

8,315

8,579

8,773

9,142

9,527

Percentage of unprofitable institutions (%)

7.10

6.69

7.29

7.50

6.11

4.85

4.28

Number of problem institutions

80

73

76

66

69

71

82

Assets of problem institutions (in billions)

$17

$11

$17

$4

$5

$5

$5

Number of failed/assisted institutions

2

2

6

7

3

1

5

* Through June 30, ratios annualized where appropriate. Asset growth rates are for 12 months ending June 30.

Last Updated 12/2/2011 Questions, Suggestions & Requests

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