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Special Alerts

SA-139-2007
May 23, 2007


TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks bearing the name Independence Bank, Louisville, Kentucky, are reportedly in circulation.

Independence Bank of Kentucky, Owensboro, Kentucky, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are reportedly associated with a lottery scam and are included with correspondence from the "European Lottery Foundation."

The counterfeit items display the routing number 083902756, which is assigned to Independence Bank of Kentucky. The following security statements are embedded within the top border: "THIS DOCUMENT HAS AUTHENTIC WATERMARK WHICH READS "ORIGINAL DOCUMENT". HOLD UP TO THE LIGHT TO VIEW INVISIBLE FLOURESCENT FIBERS." The bank's logo, name and a Louisville, KY, address are centered below the top border. The following security statements are printed below the "DOLLARS" line: "THIS DOCUMENT HAS AUTHENTIC WATERMARK WHICH READS ORIGINIAL DOCUMENT AND INVISIBLE FLUORESCENT FIBERS. ABSENCE OF THESE FEATURES WILL INDICATE COPY."

Authentic checks display the words "ORIGINAL FINANCIAL INSTRUMENT" encapsulated in gold foil and centered within the top border, which has a scroll design. The following security statements are printed below the "DOLLARS" line: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK, AND A THERMOCHROMIC ICON. ABSENCE OF THESE FEATURES WILL INDICATE A COPY." Authentic checks also include a security padlock symbol following the word "DOLLARS."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Steve Brandle
Security Officer
Independence Bank of Kentucky
2425 Frederica Street
Owensboro, Kentucky 42301
Telephone: (270) 686-1776, extension 2023
Fax: (270) 684-4681
E-mail: Steve1776bank@aol.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Questions related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2007/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Sandra L. Thompson
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)




Last Updated 5/23/2007 communications@fdic.gov