"Credit Risk Assessment of Bank Investment Portfolios" looks at how new creditworthiness standards for investment securities reinforce the importance of proper due diligence by financial institutions. This article discusses supervisory expectations for credit risk due diligence of the investment portfolio, provides examples of how to conduct due diligence, and lists questions examiners may consider when assessing an institution's credit risk management practices.
"The Evolution of Bank Information Technology Examinations" describes how information technology (IT) examinations serve as a critical tool for helping bankers mitigate IT risk.
"Mergers and Acquisitions: A Compliance Perspective" highlights issues related to compliance with consumer protection rules and regulations that are a critical aspect of planning for financial institution mergers and acquisitions. This article identifies issues for bankers to consider when conducting compliance-focused due diligence.
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Chief Executive Officer
Due diligence for purchases of investment securities
Information technology examinations
Mergers and acquisitions
Consumer protection rules and regulations
Kim E. Lowry, Managing Editor
(email@example.com or 202-898-6635)
FDIC Financial Institution Letters (FILs) are available on the FDIC's Web site at www.fdic.gov/news/news/financial/2013/index.html.
To receive FILs electronically, visit http://www.fdic.gov/about/subscriptions/fil.html.
Paper copies may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562-2200).