Skip Header

Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

Home > News & Events > Financial Institution Letters

Inactive Financial Institution Letters

Flood Insurance
Revised Flood Hazard Determination Form
January 30, 2009

Summary: The Federal Emergency Management Agency (FEMA) has issued the attached revised Standard Flood Hazard Determination Form (SFHDF), which includes a new Office of Management and Budget (OMB) control number. The form's format and content have not changed. The updated form must be used beginning June 16, 2009.


  • The National Flood Insurance Reform Act of 1994 and FDIC regulations (12 CFR 339.6) require FDIC- supervised banks to use FEMA's SFHDF when determining whether a building or mobile home offered as security for a loan will be located in a Special Flood Hazard Area.
  • The OMB conducted a periodic review of the SFHDF, as required by the Paperwork Reduction Act, and issued a revised form with a new control number.
  • The updated SFHDF, with the new control number, must be used beginning June 16, 2009.
  • The revised form and instructions are available on the FEMA Web site at

FDIC-Supervised Banks (Commercial and Savings)

Suggested Routing:
Chief Executive Officer
Compliance Officer

Updated Standard Flood Hazard Determination Form

Mira N. Marshall, Chief, Compliance Policy Section, or (202) 898-3912

FDIC financial institution letters (FILs) may be accessed from the FDIC's Web site at

To receive FILs electronically, please visit

Paper copies of FDIC financial institution letters may be obtained through the FDIC's Public Information Center, 3501 Fairfax Drive, E-1002, Arlington, VA 22226 (1-877-275-3342 or 703-562- 2200).

Last Updated 11/26/2018

Skip Footer back to content