San Francisco Region Bankers' Forum:
Are You at Risk for Redlining?
Understanding Your Reasonably Expected Market Area (REMA) and CRA Assessment Area
Wednesday, March 14, 2018
1:00 - 2:30 PM Pacific Time
On March 14, 2018, the FDIC’s San Francisco Regional Office will host a teleconference to help financial institutions understand the potential redlining risks associated with their Reasonably Expected Market Area (REMA) and Community Reinvestment Act (CRA) Assessment Area(s).
The call will cover the following topics:
- Defining the geographic areas considered when evaluating and analyzing CRA performance and fair lending reviews, specifically redlining.
- Common challenges with delineating a CRA assessment area.
- Defining redlining and assessing potential redlining risks as it relates to the CRA assessment area.
- Factors to consider in determining the REMA.
Who Should Attend
San Francisco Region Supervised Banks: We encourage bank presidents, chief executive officers, chief risk officers, chief operating officers, general counsels, compliance officers, fair lending officers, Community Reinvestment Act officers, and internal auditors to attend.
Please complete the online registration form to reserve a place and receive the teleconference phone number and pass codes. The teleconference is open to FDIC-supervised institutions in the San Francisco Region. Participants may call in from any location and are not required to be onsite at their institution. If you have any problems registering, please send an email to SFConsumerProtection@fdic.gov and include your name, title, and bank name/location.
To allow sufficient time for all participants to be connected, we appreciate your efforts to call at least 15 minutes prior to the beginning of the teleconference, if possible.
Note: Although there is no cost to participate, we would appreciate your registration by Monday, March 12, to reserve your telephone line.
The PowerPoint presentation will be available for download from this site by Tuesday, March 13.
Senior Review Examiner