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FDIC: Banker Teleconference Series Timely and Comprehensive Compliance Information and Insights from the FDIC

Highlights:

  • The FDIC holds periodic teleconferences to keep FDIC-supervised institutions informed about compliance and consumer protection related rulemakings, guidance, and emerging issues.
  • Two banker teleconferences primarily focusing on the CFPB's significant mortgage-related proposals were hosted by FDIC staff on September 27, 2012, and October 10, 2012.
  • PowerPoint slides from the September 27, 2012 teleconference are available.  Topics covered included the following:
    • Mortgage originator standards,
    • Appraisals for “higher-risk” mortgages,
    • Equal Credit Opportunity Act appraisal requirements, and
    • Mortgage Servicing.
  • PowerPoint slides from the October 10, 2012 teleconference are available.  Topics covered included the following:
    • Real Estate Settlement Procedures Act/Truth In Lending Act mortgage disclosure integration,
    • Ability to repay standards and the definition of qualified mortgages,
    • Escrow requirements for “higher-priced mortgage loans,” and
    • New provisions for high-cost (HOEPA or “Section 32”) loans.

Financial Instituion Letter announcing these calls


Last Updated 11/08/2012 Bankerteleconference@fdic.go