Chart 49

Chart 49 Home Equity Loan Growth Has Outpaced Most Loan Products Growth at Banks.

Year Home Equity Loans (dollars in billions) Home Equity Loan Growth (year-over-year)
1995 $84.7 5%
1996 $91.0 7%
1997 $105.4 16%
1998 $103.7 -2%
1999 $100.4 -3%
2000 $131.0 30%
2001 $155.5 19%
2002 $213.9 38%
2003 $285.0 33%
2004 $401.5 41%
Oct. 2005 $438.2 9%

Sources: Federal Reserve and CIBC World Markets.