Skip to main content
U.S. flag
An official website of the United States government
Dot gov
The .gov means it’s official. 
Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.
Https
The site is secure. 
The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.
Directors' Resource Center

Regulatory Guidance: Depositor and Consumer Protection

Lending

FIL-37 2015Final Rule: Military Lending Act
FIL-27-2015Interagency Consumer Compliance Examination Procedures for Truth in Lending Act (Regulation Z) and Real Estate Settlement Procedures Act (Regulation X) Mortgage Rules
FIL-19-2015Minimum Requirements for Appraisal Management Companies
FIL-6-2015Guidance on Private Student Loans with Graduated Repayment Terms at Loan Origination
PR-15-2015FDIC Releases Additional Technical Assistance Video on CFPB Mortgage Rules
FIL-33-2014Interagency Guidance on Home Equity Lines of Credit (HELOCs) Nearing Their End-of-Draw Period
PR-105-2013FDIC Issues Final Guidance Regarding Deposit Advance Products
FIL-59-2013Qualified and Non-Qualified Mortgage Loans: Interagency Statement on Supervisory Approach
FIL-35-2013Banking Agencies Encourage Financial Institutions to Work with Student Loan Borrowers Experiencing Financial Difficulties
FIL-28-2012Interagency Guidance on Mortgage Servicing Practices Concerning Military Homeowners with Permanent Change of Station Orders
FIL-58-2008Home Equity Lines of Credit: Consumer Protection and Risk Management Considerations When Changing Credit Limits and Suggested Best Practices
FIL-51-2007Nontraditional Mortgage Products: Interagency Final Illustrations of Consumer Information for Nontraditional Mortgage Products
FIL-50-2007Affordable Small-Dollar Loan Products: Final Guidelines
FIL-89-2006Interagency Guidance: Guidance on Nontraditional Mortgage Product Risks, and Addendum to Credit Risk Management Guidance for Home Equity Lending
FIL-45-2005Home Equity Lending: Credit Risk Management Guidance
FIL-14-2005Payday Lending Programs Revised Examination Guidance
FIL-9-2001Subprime Lending
FIL-103-99Real Estate Settlement Procedures Act Potential Violations of Section 8 of the Real Estate Settlement Procedures Act
FIL-21-99Real Estate Settlement Procedures Act  (HUD Policy Statement on Lender Payments to Mortgage Brokers)

Last Updated: May 17, 2019