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Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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FDIC Charts & Graphs

International Comparisons:.Coverage Ratio to Per Capita GDP in 1999

  • Average coverage ratio = 3X per capita GDP
  • Africa has the highest coverage: 6.2X per capita GDP
  • Europe has the lowest coverage: 1.6X per capita GDP
  • U.S. deposit coverage = 3.2X per capita GDP
  • IMF Rule of Thumb: 1 to 2X per capita GDP

    Source: Garcia, Gillian, 1999, “Deposit Insurance: A Survey of Actual and Best Practices,” IMF Working Paper No. 99/54(Washington: International Monetary Fund)

Last Updated 05/18/2000

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