Federal Deposit
Insurance Corporation

Each depositor insured to at least $250,000 per insured bank

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FDIC Charts & Graphs

The Designated Reserve Ratio .

  • The DRR sets a hard floor at 1.25, with a minimum premium of 23 bp if DRR cannot be achieved in one year.
  • The DRR has a short-run focus. The FDIC can raise the DRR for a particular year by pointing to a “significant risk of substantial future losses.”

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Last Updated 05/18/2000 insurance@fdic.gov

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